Our blog is designed to create understanding and responsibility around money management and empower you financially.
Credit cards can be great, but they can also cause bad debt. This is why the Credit Card Reforms 2020 were brought into place to protect you. Find out here!
Taking out a new credit card for the first time is a huge, exciting milestone. You suddenly find yourself with access to more money when you need it. Of course, this is all money that needs to be repaid on time. If you miss payments the interest will start adding up and you will find yourself in more debt than you bargained for.
Plastic money, where all you have to do is swipe a card and that product or service is yours. It’s great, right? Until you get your credit card bill in the mail and realise you don’t have the funds to pay it off and the interest starts accruing.
Investing enables you to expand your finances. If you leave your money in a bank, it won’t do anything for you except gain you minuscule
Do you see nothing but credit card debt when looking at your budget? It’s easy to get overwhelmed in debt, but there are solutions. Here
Debt consolidation is regarded with kind eyes by many Aussies and often described as a solution to all of your problems. Just like the name
Debt consolidation is the process that gathers the total amount of your outstanding debts into one single loan. As with any other financial procedures, it
This year has been a profitable one for Australian credit card debt and mortgages. According to the latest percentages, Aussies seem to be managing much
Debt agreements are an alternative to declaring bankruptcy. Rather than be haunted by the irreversible effects that bankruptcy can have on your credit record, entering
Credit cards are known to be risky business for some people. If you have trouble balancing your budget every month then taking on a credit
Surprisingly, while the national interest rate on cash has gone down in Australia the average interest rate on credit cards has risen. Now is definitely
Australian consumers are now more cautious about their spending. They are now more inclined to increase their savings and clean up their credit card debts.
It seems Australians are not entirely money-conscious when it comes to entering into debt, as a recent Federal Government report has found. In this article,
When you are in over your head with credit card debt, relief can seem unreachable. It can feel as though you are working as hard
Banks are hiking credit card interest rates, forcing many consumers into debt. This has put credit card debt on the rise. Recent research from a
The rising levels of credit card debt in Australia reached record levels in 2011. However, the number of repayments aimed at reducing credit card debt
Reward credit cards can be a great tool as they allow consumers to earn points on charges that can be turned into perks such as
The Reserve Bank of Australia has conducted a recent study that indicates that Australia is still a cash based society. However it is not to
December 2009 was the largest monthly spend by Australians in history, increasing the average credit card balance to $3,250. The majority of Australians are well
2010 saw Aussies coming out of the Global Financial Crisis (GFC) with their credit cards surging. In July, there was a banking report that stated
Have you noticed how almost every commercial establishment is now making irresistible offers just to convince you to spend and it’s usually using your credit
Home Repossession A Brisbane couple lost their home valued at $315,000 over a credit card debt of only $8000. They only found out that it
Currently we are facing an economic downturn. In the final quarter of 2008 there were 1,991 debt agreements signed. According to ITSA this figure is up 37.12% on December 2007.
Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.
We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.
Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.
Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.
For 25 years the Australian Lending Centre has been offering customers a financial relationship with access to the latest financial products and services. Our highly trained, caring team is here to help you get on track. With a wide range of debt management and loan products to offer, Australian Lending Centre strives to make a long-term commitment to improve your financial wellbeing.
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