Blog Tag: credit card debt

Our blog is designed to create understanding and responsibility around money management and empower you financially.

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credit card reforms
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Credit Card Reforms 2020

Credit cards can be great, but they can also cause bad debt. This is why the Credit Card Reforms 2020 were brought into place to protect you. Find out here!

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overcoming credit card debt
Credit Card Consolidation

How to overcome credit card debt

Taking out a new credit card for the first time is a huge, exciting milestone. You suddenly find yourself with access to more money when you need it. Of course, this is all money that needs to be repaid on time. If you miss payments the interest will start adding up and you will find yourself in more debt than you bargained for.

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Strategies For Getting Your Credit Cards Under Control
Debt Management

Strategies For Getting Your Credit Cards Under Control

Plastic money, where all you have to do is swipe a card and that product or service is yours. It’s great, right? Until you get your credit card bill in the mail and realise you don’t have the funds to pay it off and the interest starts accruing.

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eliminate credit card debt||Debt Consolidation
Credit Card Consolidation

Eliminate Your Credit Card Debt

When you are in over your head with credit card debt, relief can seem unreachable. It can feel as though you are working as hard

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debt consolidation
Credit Card Consolidation

Credit Card Debt on the Rise

Banks are hiking credit card interest rates, forcing many consumers into debt. This has put credit card debt on the rise. Recent research from a

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debt consolidation loan
Credit Card Consolidation

Australian Credit Card Debt has Risen

The rising levels of credit card debt in Australia reached record levels in 2011. However, the number of repayments aimed at reducing credit card debt

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fast loans rapid quick fast personal loan||same day fast loans
Debt Management

Australia is a Cash Based Society

The Reserve Bank of Australia has conducted a recent study that indicates that Australia is still a cash based society. However it is not to

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consolidation loans
Refinance and Refinancing

Aussies in Debt

December 2009 was the largest monthly spend by Australians in history, increasing the average credit card balance to $3,250. The majority of Australians are well

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debt consolidation
Credit Card Consolidation

Credit Card Spending was up in 2010

2010 saw Aussies coming out of the Global Financial Crisis (GFC) with their credit cards surging.  In July, there was a banking report that stated

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economic downturn
Debt Management

Don’t Carry Debt in an Economic Downturn

Currently we are facing an economic downturn. In the final quarter of 2008 there were 1,991 debt agreements signed. According to ITSA this figure is up 37.12% on December 2007.

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What we do

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

Why choose ALC?

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

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Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.

Frequently asked questions about Australian lending centre

FAQ's

Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.

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