If you have an unreasonable rate and want to obtain a better interest rate with a lower monthly repayment, we can refinance your home loan for you. If you just want some money and want to use your home’s equity to borrow against, check out the benefits of home loan refinance.
With refinancing, you replace your current mortgage with a new loan — that means a new interest rate, new payment and new terms, all in your favour.
When you refinance your home loan, you can borrow money against your home if you have home equity. To do this, your new loan must be higher than the balance of your current mortgage.
Home loan refinance can help pay bills or give you money for a surprise expense. Since your refinance home loan is significantly cheaper than loans from your credit card companies, you’re saving more in the long run. Even if you have bad credit, our bad credit refinancing solutions can be catered to your particular situation.
If you are looking for home loan refinance, the friendly team at Australian Lending Centre can give you the information you need to see if mortgage refinancing is right for you.
We make home loan refinancing through Australian Lending Centre a seamless process. Our specialist home loans team work hard to formulate the best home loan refinance package for your current mortgage and situation. Even if you have bad credit or no credit, we look for ways to we can qualify you and get started. Bad credit home loan refinance is one of our specialties. Be confident you are in good hands. Our goal is to put your finances in better order, so that you can manage your budget more effectively.
Bad credit home loan refinancing may sound hard but with Australian Lending Centre, we can simplify the process.
Yes! There is always a possibility to do refinance your home with bad credit. Some things you should be aware of that refinance lenders will want to know are is the existing equity in your home and proof of employment and a record of sound financial management.
Our bad credit refinance specialists will tell you everything lenders will be on the lookout for as well as be able to answer any questions you may have. As with any refinance, bad credit refinance has pros and cons that you will need consider. Pros can include a lower rate than you currently pay, reduce repayments, access to equity and more while cons can include a longer loan life, more payments, or more.
If you need home loan refinance, a certified specialist at Australian Lending Centre can give you the most up-to-the-minute information you need to make the move to refinancing your mortgage.
When you refinance your mortgage your home equity it put to work, providing lower interest, lower repayments and increased flexibility.
Refinancing can give you more control when it comes to your money. You can choose lower repayments, better interest rates as well as altering some of the primary factors of your home loan.
Refinancing your mortgage allows you to consolidate debts like credit card debts, store card debts and personal loans. You can take care of your high-interest debts easily when you refinance your home loan.
Sometimes, if you may need bad credit refinance and your high interest debts are dragging your credit rating down. We con help combine them with your home loan refinance so you pay less interest.
Debt consolidation makes sense if you have equity in your home and are juggling multiple repayments. It can be easy sometimes to miss a payment, which could cause you to get a negative listing on your credit report.
When you are juggling many debts, you could be paying more interest and fees than you would like. It is also tricky sometimes to manage lots of smaller payments over the course of a month. When you refinance, you can free up extra money to combine all those debts into one lower interest loan with just one monthly repayment and one set of fees.
One of the great benefits of refinancing is that you can change the interest-rate terms. You could improve your financial situation by choosing a low variable rate, or if you want more stability, opt for a fixed interest rate.
At the Australian Lending Centre we understand that people have different financial requirements. For this reason, we offer a host of different loan products for refinancing, from a variety of lenders so that we can best cater to each client’s individual needs.
If you’re buying a new home, purchasing an investment property or just refinancing to unlock home equity, our refinance consultants can help you quickly identify the best refinancing product on the market to help you achieve your goals in the soonest possible timeframe.
For more information contact the Australian Lending Centre today.
Apply online in just 60 seconds. We will do a complimentary ‘home loan health check’ and compare all of the refinancing options available to identify your best choices.
Once you’ve selected the refinancing option that best suits your circumstances, we will guide you through the application process. We’ll issue you with a ‘letter of offer’ for your refinancing option. As soon as you accept the offer, you’ll be on your way to a new and improved home loan.
Once your refinance application is approved, we’ll keep you informed of the progress of your refinance at each stage, right up to settlement.
The refinance of your loan(s) is complete. If you have chosen to access some of your home equity, you can now draw the funds. If you are not ready to access your funds, they can remain in an offset account to save on interest repayments until you are ready.