Start using a credit card to your advantage with these awesome credit card tricks! From introductory offers & rewards to ways to reduce rates, we reveal all!
Credit cards can be great, but they can also cause bad debt. This is why the Credit Card Reforms 2020 were brought into place to protect you. Find out here!
Wondering exactly what APR is and questioning how is APR calculated? We have all the answers you need to help you discover what the APR is and why it is so important when it comes to interest rates and borrowing money.
Taking out a new credit card for the first time is a huge, exciting milestone. You suddenly find yourself with access to more money when you need it. Of course, this is all money that needs to be repaid on time. If you miss payments the interest will start adding up and you will find yourself in more debt than you bargained for.
Plastic money, where all you have to do is swipe a card and that product or service is yours. It’s great, right? Until you get your credit card bill in the mail and realise you don’t have the funds to pay it off and the interest starts accruing.
Many people think it is all too hard, but everything you do will help, even small changes can make a huge difference. We can all employ a range of measures that will prevent budget blowouts without sacrificing all the things you like doing.
Investing enables you to expand your finances. If you leave your money in a bank, it won’t do anything for you except gain you minuscule
This year has been a profitable one for Australian credit card debt and mortgages. According to the latest percentages, Aussies seem to be managing much
Credit cards are known to be risky business for some people. If you have trouble balancing your budget every month then taking on a credit
It is no surprise that Australian consumers between the ages of 34-54 have been cited as the biggest contributor to the near-record Australian national credit
Surprisingly, while the national interest rate on cash has gone down in Australia the average interest rate on credit cards has risen. Now is definitely
Australian consumers are now more cautious about their spending. They are now more inclined to increase their savings and clean up their credit card debts.
The Banks are getting in on the green act. Be on the look out for the launch of biodegradable credit cards. Virgin Money has announced
When you are in over your head with credit card debt, relief can seem unreachable. It can feel as though you are working as hard
Banks are hiking credit card interest rates, forcing many consumers into debt. This has put credit card debt on the rise. Recent research from a
The total value of credit card and charge card transactions, including cash advances, rose by 9.6% in March this year. Australians spent $18.78 billion on
The rising levels of credit card debt in Australia reached record levels in 2011. However, the number of repayments aimed at reducing credit card debt
2010 saw Aussies coming out of the Global Financial Crisis (GFC) with their credit cards surging. In July, there was a banking report that stated
Have you noticed how almost every commercial establishment is now making irresistible offers just to convince you to spend and it’s usually using your credit
Australians spent late 2009 on a credit card bender which has led to a 25% leap in work for debt collectors. Don’t fall into the
Consolidate your credit card debt could be one of the smartest decisions you will ever make. Get on top of credit card debt Credit card
Currently we are facing an economic downturn. In the final quarter of 2008 there were 1,991 debt agreements signed. According to ITSA this figure is up 37.12% on December 2007.
For 25 years the Australian Lending Centre has been offering customers a financial relationship with access to the latest financial products and services. Our highly trained, caring team is here to help you get on track. With a wide range of Australian loan products and debt management services to offer, we strive to make a long-term commitment to improve your financial wellbeing.
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