Blog Category: Credit Card Consolidation

Our news section is to help debunk myths around money, empower you financially and written by experts such as ALC CEO Christopher Riotto and his specialist team. Learn to save, spend wisely and get debt under control.

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ALC Blog
credit card reforms
News
Christopher Riotto

Credit Card Reforms 2020

Credit cards can be great, but they can also cause bad debt. This is why the Credit Card Reforms 2020 were brought into place to protect you. Find out here!

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How is APR Calculated?||How is APR Calculated?
Debt Management
Jack Richings

How is APR Calculated?

Wondering exactly what APR is and questioning how is APR calculated? We have all the answers you need to help you discover what the APR is and why it is so important when it comes to interest rates and borrowing money.

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overcoming credit card debt
Credit Card Consolidation
Christopher Riotto

How to overcome credit card debt

Taking out a new credit card for the first time is a huge, exciting milestone. You suddenly find yourself with access to more money when you need it. Of course, this is all money that needs to be repaid on time. If you miss payments the interest will start adding up and you will find yourself in more debt than you bargained for.

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Strategies For Getting Your Credit Cards Under Control
Debt Management
Jack Richings

Strategies For Getting Your Credit Cards Under Control

Plastic money, where all you have to do is swipe a card and that product or service is yours. It’s great, right? Until you get your credit card bill in the mail and realise you don’t have the funds to pay it off and the interest starts accruing.

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saving money on a lower income
Debt Consolidation
Diane Challis

Saving Money On a Lower Income

Many people think it is all too hard, but everything you do will help, even small changes can make a huge difference. We can all employ a range of measures that will prevent budget blowouts without sacrificing all the things you like doing.

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biodegradable credit cards
Credit Card Consolidation
Diane Challis

Goodbye to Plastic Credit Cards

The Banks are getting in on the green act. Be on the look out for the launch of biodegradable credit cards. Virgin Money has announced

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eliminate credit card debt||Debt Consolidation
Credit Card Consolidation
Diane Challis

Eliminate Your Credit Card Debt

When you are in over your head with credit card debt, relief can seem unreachable. It can feel as though you are working as hard

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debt consolidation
Credit Card Consolidation
Diane Challis

Credit Card Debt on the Rise

Banks are hiking credit card interest rates, forcing many consumers into debt. This has put credit card debt on the rise. Recent research from a

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debt consolidation loan
Credit Card Consolidation
Diane Challis

Australian Credit Card Debt has Risen

The rising levels of credit card debt in Australia reached record levels in 2011. However, the number of repayments aimed at reducing credit card debt

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debt consolidation
Credit Card Consolidation
Diane Challis

Credit Card Spending was up in 2010

2010 saw Aussies coming out of the Global Financial Crisis (GFC) with their credit cards surging.  In July, there was a banking report that stated

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Credit Card Debt Trap
Credit Card Consolidation
Diane Challis

Credit Card Debt Trap

Australians spent late 2009 on a credit card bender which has led to a 25% leap in work for debt collectors. Don’t fall into the

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Debt Consolidation
Credit Card Consolidation
Diane Challis

Consolidate Your Credit Card Debt

Consolidate your credit card debt could be one of the smartest decisions you will ever make. Get on top of credit card debt Credit card

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economic downturn
Debt Management
Diane Challis

Don’t Carry Debt in an Economic Downturn

Currently we are facing an economic downturn. In the final quarter of 2008 there were 1,991 debt agreements signed. According to ITSA this figure is up 37.12% on December 2007.

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Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.

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We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

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