Many people find themselves in the position where they need credit card consolidation loans. Do you have multiple store and credit cards and cannot pay your balance each month? You might need to combine this debt into one easy payment. Stop the phones ringing from the credit card company, and get on top of the excessive interest. These articles will help you get on top of your debt.
Gallery
GalleryHow to overcome credit card debt
Taking out a new credit card for the first time is a huge, exciting milestone. You suddenly find yourself with access to more money when you need it. Of course, this is all money that needs to be repaid on time. If you miss payments the interest will start adding up and you will find yourself in more debt than you bargained for.
GallerySaving Money On a Lower Income Including Debt Consolidation
There are a range of strategies you can employ to make your hard earned money go further, even on a smaller income. One of the major areas that can save you a lot in the long term is debt consolidation. There are also some other lifestyle choices you can make to improve your financial situation. […]
GalleryShould You Invest in spite of Your Credit Card Debt?
Investing enables you to expand your finances. If you leave your money in a bank, it won’t do anything for you except gain you miniscule interest on your savings account. However, investing your money while having credit card debt isn’t necessarily the best decision either.Why is that? Simply put: the interest rate on most credit […]
GalleryCredit Card Debt and Mortgages Being Managed Properly
This year has been a profitable one for Australians and their credit card debt. According to latest percentages, Aussies seem to be managing much better with their mortgages; their mortgage repayment appears to be going along much better than when compared with the previous year. Reports from the ABS data showed that their credit card […]
GalleryHow to Use Credit Cards to Your Advantage
Credit cards are known to be risky business for some people. If you have trouble balancing your budget every month then taking on a credit card or two should be your very last resort. If on the other hand you are able to balance your monthly budget as well as save regularly then you are […]
GalleryCredit Card Debt Growing in Australians Aged Between 34 – 54
It is no surprise that Australian consumers between the ages of 34-54 have been cited as the biggest contributor to the near-record Australian national credit card debt. Half of the surveyed group named as Generation X which comprised of 1200 Australians admitted that they made up to three unplanned purchases using their credit cards each […]
GalleryAvoid Holding High Interest Credit Card Debt
Surprisingly, while the national interest rate on cash has gone down in Australia the average interest rate on credit cards has risen. Now is definitely the time for Australians to consolidate their credit card debts. Credit card debt is a $50 billion burden on Australians and around $35 billion of that is getting interest added […]
GalleryAustralia’s Credit Card Debt – What to Know
Australian consumers are now more cautious about their spending. They are now more inclined to increase their savings and clean up their credit card debts. This observation is according to financial experts from Bendigo & Adelaide Bank. They added that local households are now aiming to put their finances in better order due to the uncertainty about global economy especially after recent reports about credit woes in the US.
Australia’s credit card debt is proving to be interesting and conflicting.
[…]
GalleryCredit Card Debt on the Rise
Banks are hiking credit card interest rates, forcing many consumers into debt.
Recent research from a National newspaper suggests that at least 5 major credit card providers have increased their interest rates within the past three months. This comes as a rude awakening for many as the Reserve Bank’s recent cash rate cuts of 2% should have seen the interest rates for credit cards drop. […]