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Life EventsExcellent service explained everything clearly, keanu was very helpful and enthusiastic about the work.
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Managing debt can feel overwhelming, but you’re not alone anymore.
Australian Lending Centre have over 30 years of financial expertise. With our support, you can start to take control, reduce stress and feel confident.
Debt Management is a lifechanging opportunity to reduce and simplify your debts. Whether you have credit cards, personal loans, or other commitments, our solutions cater to your unique circumstances.
Your journey to financial freedom is our priority.
Apply within 5 minutes by clicking “Start Your Application” below and completing the online application form. It’s fast & simple.
We provide a wide range of financial solutions, including Debt Management and Debt Consolidation. All of our solutions involve NO credit check.
We require minimal documentation, making the whole process super speedy. If you qualify, you can expect same-day support!
Keanue Vanderheide Was a legend. Explained everything and was easy to talk to. He was very passionate about his work helping others ease some burdens. It was a great experience ☺️
A massive thanks to Keanue Vanderheide absolutely a legend helped me so much and process was super easy so everyone go talk to Keanue you won’t regret it cheers again Keanue
Keanu is very easy to talk too! Has amazing customer service and makes you feel comfortable in any situation. Highly recommend. A++++
Grady was amazing! So thoughtful and understanding with not a single hint of judgement in his voice. I felt safe to express my emotions and like I was finally going to receive the assistance I need to get back on track. THANK YOU!
Chloe was so helpful, patient and knowledgeable. She was so good in explaining everything in a clear manner, and was friendly and provided me the information needed.
Keanu was friendly, patient and explained everything perfectly and gave me the assurance and guidance that I needed. He was a delight to speak to and he helped make a awkward, embarrassing conversation..easy and pleasant
Thank you Keaunu
Keanue was an absolute delight to deal with! I got everything laid out in simple terms and was able to understand a very typical hard finance conversation so easily. He was incredible empathetic and fantastic to talk about my financial situation with. Would highly recommend!
I was able to get the support and help i needed with Pats Guidance. He didn’t judge me and gave me assurance that everything will be okay. Thankyou Pat for your exceptional service.
Pat was very understanding and helpful! He was non judgmental and helped me find the best possible solution for my debt issues.
Keanue was so great to talk to and nothing but helpful. I’ve struggled trying to get financial help because I was nervous and didn’t want to be judged. Keanue was so understanding, judgement free and wanted nothing more than to help me however he could.
Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃
Pat was so caring and empathic and gave me clear guidance on my best options!
Pat was very helpful and easy to converse with. Thanks Pat!
Pat was absolutely amazing ! Such an incredible help he has shown !
This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!
Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service
I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat
Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!
Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.
Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.
Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.
Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.
Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!
Chloe was great! Great service and very friendly. Glad to find a solution
A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks
Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.
Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.
Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend
Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.
She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!
“Hakuna Matata – it means no worries for the rest of your debts”
Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.
Talk to one of their consultants today.
Would recommend. Excellent customer service. Willing to help anyone !!
This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!
Pat was very help full very go at helping ne each step very easy to talk to he dose a great job
First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.
It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.
Very informative and supportive, very easy and polite to talk to 🙂
I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.
It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.
Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.
Was very helpful, and helped me get everything sorted and was a very nice person to deal with.
Pat helped me so much and I can’t believe how much this is helped me! Thank you so much
Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future
The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone
Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.
Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation
Easy doing application online Verification and approval of application for quite turn around.
I recommended this to anyone because it was so easy going and very easy to use
I found Kayla to be very professional and non judgement to the advise l was asking, she had a lovely approach and manor on the phone. Would highly recommend this company
Kayla has been lovely to deal with. She’s been responsive and helpful, suggesting multiple solutions to help me meet my needs. She has shown empathy and warmth, genuinely caring for her customers and their situation. Thank you Kayla 🙏
I am so happy with the service that was provided to me, me and the customer service officer had a laugh, figured out my finances and I am able to get a new car thanks to her.. I have never ever been so happy in my life
Brilliant.. one of easiest interviews I have done. 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽 Kristina was funny, engaging but more than anything calm. When dealing with peoples finances which is such a stressful subject she was calm.
Kathleen was very friendly and easy to talk to. She confirmed everything to ensure she had our details correct. She explained our options and answered all the questions we may have.
Very happy overall with our time spent on the phone with Kathleen.
Chloe’s honesty and active listening skills were outstanding. She broke down the options for me and helped me feel at ease throughout this process. Thank you an asset to your team.
Rachel Rogers
Kathleen was very helpful and informative, with an excellent demeanor. Definitely a credit to your company.
Kathleen was polite and compassionate looking forward to getting back into a better position
Chloe was very understanding and polite with regard to my situation and offered effective strategies to suit my needs moving forward. Excellent customer service and support.
Kathleen was absolutely amazing! Professional, easy, friendly & quick to get results.
Before I made the phone call I was depressed & embarrassed and didn’t know what to do about my stressful financial debt.
I’d spoken to around 4 other loan consolidation companies and they were no help.
I was loosing motivation & very confused but decided to make one last phone call to try and get help to fix my current financial mess.
Thank goodness I called & spoke to Kathleen!
By the end of the call a weight has been lifted off my shoulders and I no longer felt stressed.
I couldn’t believe that I actually felt excited and in control of my finances for the first time in a longtime.
Thank you so much Kathleen & team for helping me.
Now I’m no longer so stressed I can be a better Mother & enjoy life more with my peace of mind finally given back to me.
Thank you Kathleen!
Managing debt can feel like a balancing act. Everyday expenses, bills, and loan repayments quickly add up, making it hard to stay on top of your finances.
Even with careful budgeting, it can be challenging to find the extra cash that you need. A debt management plan can make all the difference.
At the Australian Lending Centre, we help streamline your repayments into a single, manageable plan, tailored to your needs.
We work with you to create a strategy that fits your budget.
We believe it’s important that a debt management program is designed specifically for you.
This is why each client is assigned their own expert who works around the clock to provide the very best support. We take the time to fully understand your situation and we will always put you first.
Once you are engaged in our program, our goal is to deliver swift results so you can regain financial control and the peace of mind you deserve.
Our team will negotiate a new repayment plan that you can afford, and your creditors will be taken off your hands for good. In many cases, we can also reduce the total debt amount too!
The Debt management process invovles re-adjusting your current repayments to be more affordable and manageable. This new plan combines your current debts into one payment plan to fit your budget.
Debt Consolidation is a form of loan where your existing debts are paid off and you are provided with a new loan package with lower interest rates and fees. You also only have one repayment to manage.
Debt Relief is a strategy to reduce or eliminate debt via a debt settlement process. While negotiations with your creditors take place, repayments are usually paused.
Debt Negotiation is a form of debt relief that specifically focuses on negotiating a direct and fast debt settlement with creditors. If you qualify then positive results can be achieved extremely quickly.
Part IX Debt Agreements (also known as a Part 9 Agreement or a Formal Debt Agreement) is an alternative to bankruptcy. It allows you to repay your debts at a reduced amount over a set period.
You will only have 1 regular repayment at your chosen frequency in the form of a direct debit so there's no need for manual action. Instead, you can live comfortably.
It's highly likely that a lower overall interest rate can be achieved. This can reduce the total amount paid over time and accelerate your journey to being debt-free.
Getting debt help enables you to manage your finances more effectively without resorting to bankruptcy, which can have severe consequences legally, financially and to your lifestyle.
Once you’re enrolled in a debt management plan, creditors must agree to stop collection calls and legal actions, providing you with peace of mind.
Our excellent financial support will help you to build better money management skills and avoid future debt issues. You will have a designated expert by your side every step of the way.
We can manage many different types of debts at once, including personal loans, credit cards, payday loans, buy now pay later, store cards and more.
Here are some helpful tips to follow if you are struggling to control your finances.
Do:
Don’t:
Begin your journey by enrolling in a debt management plan tailored to your financial situation. With a clear strategy in place, you can start to live comfortably, only paying an agreed upon amount that you can afford.
By taking action, you can reduce stress and avoid your debt situation slipping further out of control.
Stay committed to the debt management process by making consistent, on-time payments each month. Being disciplined and proactive is key to successfully reducing your debt.
By doing so, a debt-free future will be clearly in sight.
As you near the end of your debt management plan, you’ll see your balances shrink, your credit score (should) improve, and your financial stress diminish.
You can start to feel excited about your finances, knowing that your debts are now a thing of the past!
According to Experian, a leading credit reporting company – participating in a debt management plan will not directly impact your credit score. Although creditors may make a note on your credit file that you’re on a plan; however, this metric shouldn’t count against you.
Australian Lending Centre also do not perform credit checks. Consistent, on-time payments towards your debt management plan can help improve your credit score over time as your total debt amount gradually decreases.
The time to become debt-free with a debt management plan typically ranges from 3 to 5 years but can be longer, depending on your total debt and repayment terms.
In some cases, we are also able to successfully waive a portion of your debt, or in special cases, the entire thing, reducing your total debt to $0. In these cases, the debt-free timeframe can be significantly shorter.
You can incorporate many types of debts into one plan.
Unsecured debts include:
Secured debts are a little more tricky, but can still be possible on a case by case basis. Speak to us to find out if we can make it work for you.
Missing a payment can result in late fees and a potential disruption of your plan. If missed payments persist or you become uncontactable then the plan can also be cancelled and your financial arrangement will go back to how it was structured before.
It’s crucial to contact us immediately if you encounter difficulties. We will do our best to work with you to rework your arrangement and find a solution.
Fees for a debt management plan may include an initial setup fee and an ongoing management fee. Both of these costs are built into your regular repayments so you never have to worry about making any upfront payments.
A debt management plan may be suitable if you have multiple unsecured debts and struggle to keep on top of repayments.
We always ensure that your new plan is aligned with your financial goals and situation.
For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.
Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.
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