Quick Loans

Growing families sometimes need fast loans to cover unexpected expenses.

While our enquiry form is a soft enquiry with no impact on your credit rating, in some cases we may not have a financial product suitable for your situation, and you may be redirected to a third party lender. This lender may require a credit check, but only at your discretion.

Get Back On Track With A Cash Advance Loan

No impact on your credit score

For life’s little surprises you can look to Australian Lending Centre. We work faster than the banks and work to get you cash on your timetable. 

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Quick Loans, Rapid Loans or Fast Loans?

It doesn’t matter what you call them, you just want a speedy transfer of funds to your bank account so you can take care of life’s costly surprises. On top of that you don’t want to have to work through reams of paperwork to get to an answer.

The surprise medical bill or car repair that is too big to handle can leave you wondering where to go. Even if you have a bad credit rating, we look beyond these listings to help you find the suitable cash advance loans solution best suited to your situation.

We move fast on cash vance loans because life is fast! Unexpected Bills arise and we want to be able to help you handle the unexpected.

cash advance loans can help when life Get Tough

Our Quick Loans Can Help With Managing bills and debts

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Medical Expenses

When illness or injury occurs it can mean time off work and even with medicare, tests, specialists and anaesthetists bills can pile up. Check our quick loan options for managing bills.

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Car Repairs & servicing

It's important to have a safe and reliable vehicle, and regular servicing can be costly. So can car repairs when things go wrong. Luckily we have fast cash loans so you can fix your car.

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Holidays & Getaways

During the past year, our ability to travel has been interrupted, however, we all need a break now and then. A quick loan can mean you are able to escape to somewhere new.

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Overdue & unexpected bills

Just when you thought it was safe to go back to the letterbox, the energy company sends you the letter we all dread. Electricity and gas bills can make life very stressful, but a fast loan buys you some time.

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Dental Bills

Medicare doesn't cover dental, and unfortunately we all need work done from time to time, sometimes urgently. Our fast loans can make help you get dental work done when you need fillings, crowns or dentures.

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Urgent Home Repairs

You may need a plumber or electrician quickly, but don't have spare cash lying around. A fast loan can make urgent home repairs easier and gives you time to pay off the loan, so you can fix your home quickly.

Quick cash advance Loans Process

Our goal is to get the funds in to your account as quickly as possible. Personal matters arise and you are left needing a bit of money that you don’t have available in the bank. We strive to work to your timetable and earn your trust as a rapid response loan provider.

Quick cash advance Loan Application

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$500K+ Loans | When you need money now, give us a call at 1300 138 188

Quick Bad Credit Loans For Fast Solutions

Many of our clients have bad credit reports; we try to look at other factors when evaluating your application. We work to tailor our rapid loans by understanding the situation you are in. Don’t let poor or bad credit get you down. Our rapid loans team works to understand you as a borrower, because everyone falls on hard times.

When you need cash fast, you don’t have time to wait for the banks to approve you, especially if you don’t have the right documents or you have bad credit. ALC will help you get the cash advance loan you need for up to as much as $500,000.

At Australian Lending Centre, we understand that some financial snags can’t wait until your next pay cheque. Unfortunately, not every pay cheque lasts as long as you anticipate.

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Emergency cash advance loans

Fast Cash Advance Loans For Emergencies

Cash advance loans which are also known as short term loans can be a great way to get finance when you need it fast. These are not to be confused with payday loans, which we do not offer. We offer cash loans up to as much as $500,000 in the form of short term loans When you apply for a loan with ALC, the application process is quick, secure and our team are there to answer any questions you may have and to walk you through the process.

When you apply for your quick cash loan we don’t require mountains of paperwork and the funds can be deposited in as little as 48 hours! Enquire to see if ALC cash solutions are right for you by calling 1300 138 188.

Personal cash loans from banks are complicated and take more time than you have to be approved. Since banks are more strict on whom they lend to, the slightest issue in your credit file could leave you without any emergency cash to get through your financial snag.

Our emergency cash loans change that process, we help Australians in financial distress that don’t have time to wait around in bank queues or fill out lengthy applications. Our short term cash loans are convenient, flexible and affordable, while still be compliant with responsible lending processes.

Rather than incur outrageous late fees, higher interest charges and penalties for paying bills late, take advantage of our cash advance loans. If your utilities are shut-off, you could pay extensive reconnect fees. When you do the math, getting cash on the spot will help you take care of all these little problems ASAP.

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Will Bad Credit My Affect Quick Loans Application?

While most bank lenders look at your credit file, Australian Lending Centre doesn’t care if you have bad credit or no credit. We can work with you to see if you qualify for cash advance loans without requiring perfect credit.

Access Quick Cash Advance Loans Now

The application process is quick and simple. Contact an Australian Lending Centre financial specialist today by calling 1300 138 188 or Apply now. Whether you need money to pay your mortgage, cover extensive medical bills or your car needs immediate repairs, we have the big and small cash loans and financial options to help cover you during your time of need.

Quick Loans & Fast Cash FAQ's

Do you need a cash injection fast? Perhaps your car has broken down and you need to repair it quickly to get you to and from work.

Maybe you’ve had to cover some unexpected bills and you need some fast cash to tide you over until the next payday.

Whatever your reason, quick loans can be your fast cash solution when you need it most. Simple fast loans have the following benefits:

  • The application process is simple. Minimal documentation, minimal time, maximum support

  • Quick loans are flexible & tailored towards you

  • Receive funds directly and quickly.

For those who have bad credit, no credit check loans provide an opportunity to gain finance even if other lenders have said no. They also protect the credit that you do have from declining due to excessive enquiries.

Since your credit score is not checked with this form of finance, no credit check loans do come with their drawbacks. Interest rates are generally higher and you will only be able to borrow smaller amounts of money compared to other types of loans. This is due to the greater level of risk that this form of loan poses since there is no proof that you are a reliable borrower.

No credit check loans do, on the other hand, come with benefits, including:

No Additional Credit Enquiry On Your File

You will not receive a credit enquiry on your file, meaning that you can receive financial support without denting your credit score with a credit enquiry.

Get a Loan, Regardless of Your Credit Score

They enable you to receive a cash injection, no matter how bad your credit score is, or how many other lenders have turned you down.

Gain Approval And Get Fast Cash

You can gain approval and receive cash fast. In some cases, the process of applying to receiving the money in your bank can take as little as 48 hours.

Minimal documentation required

There is minimal documentation required. You must be able to prove you are over 18 years of age, that you have a steady income and provide bank statements.

Big banks are weighed down by the cost of having a massive corporate infrastructure and multiple national branches. Non-bank lenders are more agile and we can pass on savings to borrowers with lower interest rates. Some of the most competitive interest rates on the market are offered by non-banks.