Fresh Start Loans & Finance

We take a fresh approach to finance so you can improve your financial situation.

Apply For a Fresh Start loan

Home, Rent & Improvements

Business Loan

Medical, Family & Education

Living, Utilities & Bills

Life Events

While our enquiry form is a soft enquiry with no impact on your credit rating, in some cases we may not have a financial product suitable for your situation, and you may be redirected to a third party lender. This lender may require a credit check, but only at your discretion.

Advantages of Fresh Start Loans

Thousands of Australians have already taken advantage of Australian Lending Centre’s debt consolidation loans with the following goals in mind:

Fresh Start Loans To Revitalise Your Finances

Use our fresh start loans when:

Do you have a Bad Credit Score?

Don’t have a squeaky clean credit file or have impaired credit? The Australian Lending Centre want to find you suitable suitable finance even if you have bad credit score. Our fresh start loans mean you can start investing in your future.

Got Bad Credit? Not a Problem!

Our team has 20+ years guiding people from seemingly insurmountable debt to a prosperous future. Around 75% of our clients present with a bad credit history. We have developed a simple and efficient process founded on compassion, understanding and a genuine desire to find the right product for customers.

Many members of our friendly team have either experienced or know someone who has experienced tough financial troubles, so we understand how it feels. The team at Australian Lending Centre therefore takes great pride in helping people in financial strife to get back in control of their finances.

If you need a bad credit loan, Australian Lending Centre can give you the fresh start you may need with one of our bad credit loans. Contact our trained and specialist loan consultants for assistance.

Why Bank Loan Options Don’t Work For Everyone

Today banks are more stringent than ever with who they approve for funding and who they don’t. Unless your credit file is blemish-less, you could get denied for a loan. Bad credit history doesn’t mean you don’t deserve a second chance to get out from under your debts, pay off bills and be financially set. Australian Lending Centre knows that a person’s finances can quickly change.

Australian Lending Centre understands that no two customers are alike. Your financial situation is complex and unique to you and no one else. More often than not, you find yourself with bad credit due to unexpected circumstances — such as losing a job, suffering from an illness or going through a divorce. These uncontrollable circumstances can wreak havoc on your credit file — leaving you with limited loan options down the road.

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Aussies we've helped with poor credit

Whether you’ve defaulted in the past or you’re currently facing collections, let the fresh start loans team at Australian Lending Centre help. We have helped over 15,000 Australians with poor credit slowly improve credit and get the loans they need.

Use our fresh start loans to:

For over 25 years, the Australian Lending Centre has provided customers with access to a wide range of financial solutions, making us one of the leading private lenders for good reason.

With services ranging from Debt Consolidation and Refinance to Personal Loans and Debt Management, the Australian Lending Centre could provide you with opportunities even if you’ve been rejected elsewhere.