A Fresh Start To financial well-being!

Consolidate those high interest debts, even with bad credit

Give your finances a fresh start

We’ll be there throughout your entire finance application journey

Fresh Start Loans

Apply here or call 1300 138 188


        
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Loan Amount ($)*

Type of Loan*

Do you currently own or paying off real estate?* Yes No

Are you an Australian citizen or permanent resident or do you hold a visa?

Yes No

Have you been Bankrupt or in a Debt Agreement in the past 10 years?

Yes No

Are you currently employed?

Yes No

How long have you been living at your current address for?

More than 1 year Less than 1 year

Do you have an Australian driver licence?

Yes No

Do you owe more than $8,000 in personal loans, credit cards or store cards, etc?*

Yes No

Complete your details bellow and we can help you.

First Name*

State*

Post Code*

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Email*

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NO effect on your credit file

While our enquiry form is a soft enquiry with no impact on your credit rating, in some cases we may not have a financial product suitable for your situation, and you may be redirected to a third party lender. This lender may require a credit check, but only at your discretion.

Advantages of Debt Consolidation

Thousands of Australians have already taken advantage of Australian Lending Centre’s debt consolidation loans with the following goals in mind:

Fresh Start Loans To Revitalise Your Finances

Use our fresh start loans when:

Dor you have a Poor Credit, No Credit or Bad Credit Score?

Don’t have a squeaky clean credit file? At The Australian Lending Centre want to find you suitable suitable finance even if you have bad credit score. Our fresh start loans mean you can start investing in your future.

Got Bad Credit? Not a Problem!

Our team has 20+ years guiding people from seemingly insurmountable debt to a prosperous future. Around 75% of our clients present with a bad credit history. We have developed a simple and efficient process founded on compassion, understanding and a genuine desire to find the right product for customers.

Many members of our friendly team have either experienced or know someone who has experienced tough financial troubles, so we understand how it feels. The team at Australian Lending Centre therefore takes great pride in helping people in financial strife to get back in control of their finances.

If you need a bad credit loan, Australian Lending Centre can give you the fresh start you may need with one of our bad credit loans. Contact our trained and specialist loan consultants for assistance.

Why Bank Loan Options Don’t Work For Everyone

Today banks are more stringent than ever with who they approve for funding and who they don’t. Unless your credit file is blemish-less, you could get denied for a loan. Bad credit history doesn’t mean you don’t deserve a second chance to get out from under your debts, pay off bills and be financially set. Australian Lending Centre knows that a person’s finances can quickly change.

Australian Lending Centre understands that no two customers are alike. Your financial situation is complex and unique to you and no one else. More often than not, you find yourself with bad credit due to unexpected circumstances — such as losing a job, suffering from an illness or going through a divorce. These uncontrollable circumstances can wreak havoc on your credit file — leaving you with limited loan options down the road.

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Aussies we've helped with poor credit

Whether you’ve defaulted in the past or you’re currently facing collections, let the fresh start loans team at Australian Lending Centre help. We have helped over 15,000 Australians with poor credit slowly improve credit and get the loans they need.