Our blog is designed to create understanding and responsibility around money management and empower you financially.
Most people lock themselves into a loan and chip away at it slowly over the years, without looking into their options and re-evaluating things down the track. The truth is, refinancing your loan can offer you so many benefits and it is definitely something you should be considering.
In reality, it only makes sense to get a second mortgage when you don’t have ready access to funds but want to pay for your mortgages and other high-interest debts. It is also a practical and low-cost alternative for those who want to start a business.
Whenever Aussies need a loan to finance a new car or house they go to the bank. Still, they seem to forget that there are also private lenders. Why should someone consider alternative sources of financing when there are plenty of banks?
A caveat loan is like a second mortgage, except for the short term, where the loan is secured against a house or any real estate property owned by the borrower. But…is a caveat loan better than refinance?
Self-employed borrowers encounter difficulties when they’re looking to refinance their loan. This happens because financial institutions will take a closer look at their income and are sceptical due to not knowing how their business is going to progress.
Refinancing is a type of debt you will get. So, it is important to determine the whys and wherefores before securing it.
People often decide to refinance their mortgages because of the following reasons.
People take a home loan refinancing into consideration when they’re no longer satisfied with their actual home loan or when they want to make some
Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.
We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.
Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.
Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.