We explain the key factors to consider when deciding whether to refinance a home loan with bad credit. Find out if it’s a suitable option for you here.
Learn how to refinance a car loan and find out how you could benefit from reduced rates, improved loan terms and easier repayment structures.
Most people lock themselves into a loan and chip away at it slowly over the years, without looking into their options and re-evaluating things down the track. The truth is, refinancing your loan can offer you so many benefits and it is definitely something you should be considering.
Ever got yourself in a circumstance where you need to replace your current home with a new mortgage? Well, home refinancing is precisely that – getting a new mortgage loan to replace the existing home loan.
If you become trapped in a bad cycle of debt and you cannot make loan payments, the banks can opt to sell your home to recover any capital. Don’t be in debt all your life, or risk losing your dream home. Instead, pay your debts off quickly and live financially free.
In everyday life, when you refinance, you simply exchange a pre-existing loan with another one in order to get perks like a better term and
If you have missed payments on your credit card or from a personal loan lender, you have the right to receive a Default Notice which specifies the number of payments you failed to pay and other requirements of the credit contract that you haven’t complied with.
Without a doubt, refinancing can bring a range of benefits that enable you to repay your house loan on more favourable terms. Nevertheless, although we
Debt consolidation vs. refinancing is an old skirmish on which people do not seem to have reached any consensus. Should I get a debt consolidation
Self-employed borrowers encounter difficulties when they’re looking to refinance their loan. This happens because financial institutions will take a closer look at their income and are sceptical due to not knowing how their business is going to progress.
Refinancing is a type of debt you will get. So, it is important to determine the whys and wherefores before securing it.
People often decide to refinance their mortgages because of the following reasons.
Refinancing can be a convenient option in many cases, regardless if you are hoping to get a better interest rate or attempting to consolidate your
People take a home loan refinancing into consideration when they’re no longer satisfied with their actual home loan or when they want to make some
In 2009 more than 30,000 homes in Australia will be repossessed or foreclosed and almost half a million Australians plunged into severe mortgage stress by
Great news for Homeowners who are seeking loans but have a lot of equity tied up in their mortgage. Three large Australian lenders have decided
It is estimated that 30-40% of home loan applications are people interested in refinancing their mortgage. More than two-thirds of people who refinanced their home
Australian home owners are predicted to spend the remainder of 2010 forking out 50% of their income on debt repayments. A recent study shows that
A recent industry study has shown that 38% of all mortgages arranged in May were for refinancing purposes, while only 15.4% of all mortgages were
December 2009 was the largest monthly spend by Australians in history, increasing the average credit card balance to $3,250. The majority of Australians are well
After the RBA’s decision this week not to increase interest rates at present – home owners should consider refinancing right now. Refinancing your home loan can
As some of the big banks have raised their interest rates higher than the Reserve Bank, many Australians are looking for a way to defuse
The Sub-Prime crisis is sending the international property market into recession, with property values falling significantly. However surprisingly, the Australian property market continues to rise.
Australian home owners are falling into increasing despair as interest rates continue to rise. Mortgage stress is hitting hardest even in what are deemed the
In the financial market today, competition among banks and lenders tends to run high to try and land clients. As the consumers are first pulled
The amount of people downsizing to smaller homes is adding even greater pressure to property prices as empty-nesters and households under financial stress compete with
You may have heard a lot about the mortgage term ‘refinancing’. Used effectively, refinancning your home can be a great way to consolidate debt, release home equity and get a better interest rate.
With interest rates broadening between loan providers and some borrowers feeling frustrated with a lack of customer sympathy from their lender, now is the perfect
Refinancing is a term we hear more and more these days, but what does it actually mean? Below is refinancing explained Basically refinancing is where
Refinancing refers to the process of paying off your current loan with a second loan. If the timing is right for you, refinancing can be a very beneficial exercise and may ultimately save you thousands.
A recent research project has revealed that two-thirds of Generation Y (16 to 29 year olds) expect their parents to help them out by paying
For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.
Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.
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