Our blog is designed to create understanding and responsibility around money management and empower you financially.
Buying a new car is really exciting, but finding the right finance rate depends upon your individual circumstances. Find out what is a good car finance rate here.
Most people lock themselves into a loan and chip away at it slowly over the years, without looking into their options and re-evaluating things down the track. The truth is, refinancing your loan can offer you so many benefits and it is definitely something you should be considering.
Ever got yourself in a circumstance where you need to replace your current home with a new mortgage? Well, home refinancing is precisely that – getting a new mortgage loan to replace the existing home loan.
If you become trapped in a bad cycle of debt and you cannot make loan payments, the banks can opt to sell your home to recover any capital. Don’t be in debt all your life, or risk losing your dream home. Instead, pay your debts off quickly and live financially free.
In everyday life, when you refinance, you simply exchange a pre-existing loan with another one in order to get perks like a better term and
If you have missed payments on your credit card or from a personal loan lender, you have the right to receive a Default Notice which specifies the number of payments you failed to pay and other requirements of the credit contract that you haven’t complied with.
Without a doubt, refinancing can bring a range of benefits that enable you to repay your house loan on more favourable terms. Nevertheless, although we
Learn the criteria for determining whether to refinance or not. The refinancing process can be daunting and confusing. It can also make or break your
Self-employed borrowers encounter difficulties when they’re looking to refinance their loan. This happens because financial institutions will take a closer look at their income and are sceptical due to not knowing how their business is going to progress.
Refinancing is a type of debt you will get. So, it is important to determine the whys and wherefores before securing it.
People often decide to refinance their mortgages because of the following reasons.
Refinancing can be a convenient option in many cases, regardless if you are hoping to get a better interest rate or attempting to consolidate your
People take a home loan refinancing into consideration when they’re no longer satisfied with their actual home loan or when they want to make some
Interest rates – They’re unavoidable when it comes to getting a loan, but knowledge is power… If you are aware of what interest rates mean
The general, common saying that living in rentals equals to throwing money away is certainly not new, is it? And at first, it would seem
In 2009 more than 30,000 homes in Australia will be repossessed or foreclosed and almost half a million Australians plunged into severe mortgage stress by
It is estimated that 30-40% of home loan applications are people interested in refinancing their mortgage. More than two-thirds of people who refinanced their home
A recent industry study has shown that 38% of all mortgages arranged in May were for refinancing purposes, while only 15.4% of all mortgages were
Australian home owners are predicted to spend the remainder of 2010 forking out 50% of their income on debt repayments. A recent study shows that
December 2009 was the largest monthly spend by Australians in history, increasing the average credit card balance to $3,250. The majority of Australians are well
After the RBA’s decision this week not to increase interest rates at present – home owners should consider refinancing right now. Refinancing your home loan can
As some of the big banks have raised their interest rates higher than the Reserve Bank, many Australians are looking for a way to defuse
Australian home owners are falling into increasing despair as interest rates continue to rise. Mortgage stress is hitting hardest even in what are deemed the
In the financial market today, competition among banks and lenders tends to run high to try and land clients. As the consumers are first pulled
The amount of people downsizing to smaller homes is adding even greater pressure to property prices as empty-nesters and households under financial stress compete with
Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.
We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.
Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.
Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.
For 25 years the Australian Lending Centre has been offering Australians a financial relationship with access to the latest financial products and services. Our highly trained, specialist consultants are here to help you get on track financially. With a wide range of debt management and loan products to offer, Australian Lending Centre strives to make a long-term commitment with each customer we partner with. We are one-stop-specialist for debt consolidation, bad credit loans, business loans, refinance and debt management strategies Australia wide. When you need bank-alternative finance assistance, we are here to help. Our goals to help every customer get the most suitable financial product for their situation!
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