Category: Refinance and Refinancing

Our News articles are designed to create understanding and responsibility around money management and empower you financially.
what is a good car finance rate
Personal Loans

What Is a Good Car Finance Rate?

Buying a new car is really exciting, but finding the right finance rate depends upon your individual circumstances. Find out what is a good car finance rate here.

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the benefits of refinance
Refinance and Refinancing

The benefits of refinance

Most people lock themselves into a loan and chip away at it slowly over the years, without looking into their options and re-evaluating things down the track. The truth is, refinancing your loan can offer you so many benefits and it is definitely something you should be considering.

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ways to refinance your home
Refinance and Refinancing

5 Things To Consider When Refinancing Your Home

Ever got yourself in a circumstance where you need to replace your current home with a new mortgage? Well, home refinancing is precisely that – getting a new mortgage loan to replace the existing home loan.

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money bag home and mans hand in sunlight represent the benefits of paying off mortgage quicker
Refinance and Refinancing

How Can I Pay Off My Mortgage Quicker?

If you become trapped in a bad cycle of debt and you cannot make loan payments, the banks can opt to sell your home to recover any capital. Don’t be in debt all your life, or risk losing your dream home. Instead, pay your debts off quickly and live financially free.

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bad credit home loans||bad credit home loan||low doc home loans
Refinance and Refinancing

Will Lender Approve a Home Loan With Unpaid Defaults?

If you have missed payments on your credit card or from a personal loan lender, you have the right to receive a Default Notice which specifies the number of payments you failed to pay and other requirements of the credit contract that you haven’t complied with.

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refinance for self employed
Refinance and Refinancing

Guide: Refinancing for Self-Employed Aussies

Self-employed borrowers encounter difficulties when they’re looking to refinance their loan. This happens because financial institutions will take a closer look at their income and are sceptical due to not knowing how their business is going to progress.

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consolidation loans
Refinance and Refinancing

Aussies in Debt

December 2009 was the largest monthly spend by Australians in history, increasing the average credit card balance to $3,250. The majority of Australians are well

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refinance interest rates
Refinance and Refinancing

Now is the Time to Refinance

After the RBA’s decision this week not to increase interest rates at present – home owners should consider refinancing right now. Refinancing your home loan can

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refinance home loan
Refinance and Refinancing

Refinance for a Better Home Loan

It is estimated that 30-40% of home loan applications are people interested in refinancing their mortgage. More than two-thirds of people who refinanced their home

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refinance your loan
Refinance and Refinancing

Time to Refinance

A recent industry study has shown that 38% of all mortgages arranged in May were for refinancing purposes, while only 15.4% of all mortgages were

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Refinance Home Loan
Refinance and Refinancing

Top Reasons for Refinancing Your Home Loan

You may have heard a lot about the mortgage term ‘refinancing’. Used effectively, refinancning your home can be a great way to consolidate debt, release home equity and get a better interest rate.

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refinancing explained
Refinance and Refinancing

Refinancing Explained

Refinancing is a term we hear more and more these days, but what does it actually mean? Below is refinancing explained Basically refinancing is where

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Advantages of Refinancing
Refinance and Refinancing

Advantages of Refinancing

Refinancing refers to the process of paying off your current loan with a second loan. If the timing is right for you, refinancing can be a very beneficial exercise and may ultimately save you thousands.

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