mortgages

When Is It Best to Apply for a Mortgage without Your Spouse?

Applying for a mortgage is a tough decision to make, especially when you have a spouse and/or kids. There are cases when in fact it’s best to apply for a mortgage on your own. We’ll tell you all there is to know about mortgages and what helps you get your application approved, or what could […]

By |May 8th, 2017|Categories: Mortgage|Tags: , , , , , , , , , , |Comments Off on When Is It Best to Apply for a Mortgage without Your Spouse?

Why Should You Consider Refinancing Your Home Loan?

People take a home loan refinancing into consideration when they’re no longer satisfied with their actual home loan or when they want to make some house renovations.

Refinancing becomes a choice when your lending needs have changed or when your home loan is starting to pose difficulties.

A refinancing has lower interests rates

This is the main […]

By |February 6th, 2017|Categories: Refinance and Refinancing|Tags: , , , , , , , , |Comments Off on Why Should You Consider Refinancing Your Home Loan?

Credit Card Debt and Mortgages Being Managed Properly

This year has been a profitable one for Australians and their credit card debt. According to latest percentages, Aussies seem to be managing much better with their mortgages; their mortgage repayment appears to be going along much better than when compared with the previous year. Reports from the ABS data showed that their credit card […]

By |March 29th, 2016|Categories: Credit Card Consolidation, Debt Management, Home Loans|Tags: , , , , , |Comments Off on Credit Card Debt and Mortgages Being Managed Properly

Interest Rate Cuts by RBA, Great News for Home Owners and Businesses

Earlier this week, the country’s two biggest banks passed on the latest interest rate cuts for loan customers. The Commonwealth Bank and Westpac have paved the way for other banks expected to follow suit on Friday February 6. The Reserve Bank of Australia’s (RBA) official rate cut will begin its full effect on February 20, […]

By |February 6th, 2015|Categories: Home Loans, News|Tags: , , , , |Comments Off on Interest Rate Cuts by RBA, Great News for Home Owners and Businesses

Lock in Before Mortgage Rates Rise!

It’s time!!! If you have not locked in your fixed mortgage rate, now is the time. Economists have been predicting mortgage rates to rise in late 2015, but they are beginning to change their tune. Possibly rates will rise even sooner and that will raise the cost of variable rate loans. They now are saying […]

By |November 13th, 2014|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Lock in Before Mortgage Rates Rise!

4 Reasons Why the Australian Reserve Bank has not Cut Interest Rates Last Time

Australian Reserve Bank has not Cut Interest Rates
The Reserve Bank of Australia (RBA) has slashed interest rates to 3%, a record low, in November 2011. For the last 15 months, it has refused to increase or further cut it. The central bank has decided to leave the rates unchanged during its first policy meeting for this year, which was held in the first week of February. As it seems, the monetary policy of the country keeps the mode on a wait-and-see program.

Interest rates were last trimmed down to help spur possible growth after the then decade-long mining boom had indicated clear signs of losing its momentum. The economy somehow slowed in the entire 2012 because export demand for raw materials coming from the country eased.

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By |February 27th, 2013|Categories: Interest Rates|Tags: , , , , |Comments Off on 4 Reasons Why the Australian Reserve Bank has not Cut Interest Rates Last Time