Category: Debt Management

Our News articles are designed to create understanding and responsibility around money management and empower you financially.
How to reduce credit card debt
Credit Card Consolidation

How to reduce credit card debt

Credit cards are great until you start to lose control of repayments. Learn how to reduce credit card debt here and get your finances back on track.

Read More »
how can i manage debt
Debt Management

How can I manage debt?

Debt can very quickly pile up, but it can also be very quickly reduced or even removed entirely if done right. Wondering how can I manage debt? Find out here.

Read More »
what is debt management
Debt Management

What Is Debt Management?

Ultimate Debt Management Guide – We discuss the difference between good vs bad debt & give tips on how to escape debt. Find out what is debt management here…

Read More »
How is APR Calculated?||How is APR Calculated?
Debt Management

How is APR Calculated?

Wondering exactly what APR is and questioning how is APR calculated? We have all the answers you need to help you discover what the APR is and why it is so important when it comes to interest rates and borrowing money.

Read More »
Budgeting Tips to manage finances||Budgeting Tips||Budgeting Tips
Financial Planning

Budgeting Tips – Learn How to Manage Your Finances

There are many benefits that come with budgeting. It’s something that everyone can do. It doesn’t matter how much you earn, what expenses you have, or where you are at in life. They can be created specifically for your needs. In this blog, we share budgeting tips to help you to manage your finances.

Read More »
poor habits that lead to bad debt||loans for people with bad credit
Debt Management

Poor Habits that Lead to Debt

If your habits put you in financial troubles, it may be time to change them. You are responsible for your financial success. Desire it and set a good plan of action; simply keep moving until your credit card debt and other loans are fully paid and you achieved the income level you desire.

Read More »
debt reduction strategies include budgeting||personal loans||debt management
Debt Management

Debt Reduction: How to Stop Spending Impulsively

Debt reduction is all about making mental and lifestyle changes which can affect your spending habits. For some people, this may be kicking an addiction, and for others, it may simply involve setting a budget. Regardless of your personal situation, our debt reduction tips are here to help you stay on top of your messy finances.

Read More »
Strategies For Getting Your Credit Cards Under Control
Debt Management

Strategies For Getting Your Credit Cards Under Control

Plastic money, where all you have to do is swipe a card and that product or service is yours. It’s great, right? Until you get your credit card bill in the mail and realise you don’t have the funds to pay it off and the interest starts accruing.

Read More »
money bag home and mans hand in sunlight represent the benefits of paying off mortgage quicker
Refinance and Refinancing

How Can I Pay Off My Mortgage Quicker?

If you become trapped in a bad cycle of debt and you cannot make loan payments, the banks can opt to sell your home to recover any capital. Don’t be in debt all your life, or risk losing your dream home. Instead, pay your debts off quickly and live financially free.

Read More »
Debt Relief Tips For Smart Borrowers
Debt Management

Debt Relief Tips For Smart Borrowers

A great debt relief tip is to document your financial state. If you are married or living with a partner, writing down all your financial issues can help you talk about sensitive financial issues without getting into a lengthy argument.

Read More »
How to Successfully Get Out of Fast Loans
Debt Management

How to Successfully Get Out of Fast Loans

Dealing with multiple fast loans is next to impossible, all the more so when each of them has a different interest rate. If you’re in this unfortunate position, debt consolidation is your best shot at getting out of those loans.

Read More »
part 9 debt agreements
Debt Management

Debt Agreements FAQ

A debt agreement is one of the ways for the creditor to recoup some of their losses when the debtor is not able to pay them back in full and when it is difficult to collect on the debtor’s outstanding loan.

Read More »
debt consolidation loan||debt consolidation||Debt Consolidation
Debt Consolidation

Is Debt Consolidation better than Bankruptcy?

When you have a lot of debts with different interest rates, the first thing you will think of is debt consolidation. However, there are certain situations when debt consolidation doesn’t make the cut and other options seem more feasible. Is bankruptcy one of them?

Read More »
debt consolidation||debt consolidation loan||Debt Consolidation
Debt Management

The Wrong Ways to Pay Off Your Debt

There are other ways to pay off your debt without affecting your credit score in the process. Speak with a financial expert like Australian Lending Centre who offers free consultations on paying off debts and managing people’s finances.

Read More »
Tips for Erasing Debt
Debt Management

Tips for Erasing Debt

Feeling discouraged and overwhelmed by debt is a feeling that many Australians experience. And things don’t get by any chance easier when you want to make ends meet, and your income is limited.

Read More »
Money Management Tips
Debt Management

Tips to Avoid Debt this Christmas

Every year the Christmas holidays could be considered as the most expensive shopping season. That is because consumers usually spend so much during this period

Read More »
how to avoid a default
Debt Management

How to Avoid a Default

It is a mortal sin for every loan borrower to fall into a default. That is because doing so would lead to bigger trouble. If

Read More »