Low Credit Score Loans

If you have been declined based on a low credit score or having no credit score, Australian Lending Centre will not assess your credit score when you apply.

A Low Credit Score Doesn’t Mean No!

Additionally, you don’t have to feel helpless because of a bad credit rating. Our low credit score loans take the stress away.

ALC understands that life happens and we will find a solution for your needs. Whether you want a personal loan for a holiday, to pay off credit card debts, or need funds to cover an emergency situation, we have fast cash loan solutions for you.

You can use low credit score loans to....

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Consolidate Credit Cards

Struggling to manage multiple credit card debts? Debt consolidation can combine credit card debt, in many cases reducing interest and fees.

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Pay Off Smaller Debts

ALC offers specialised loans even when the banks have said “no”. We give you 2nd chance at finance, even with a low credit score.

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Pay Utilities

Got bill shock due to unexpected high heating in winter or air conditioning in summer? Get a loan to help make up the difference.

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Fix Your Car

Hand a small bingle or car not running well? A low credit score loan can offer you a chance to fix it and pay it off over time.

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Pay Off Medical Bills

You don't need more stress when you get ill or injured. Low credit score loans give you a bit of breathing space to recover.

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Buy Family Groceries

Sometimes, if you are changing jobs, or have unexpected expenses, you need a little help.

Low credit score loans looking to your financial future

Apply for a low credit score loan today!

Don’t let your low credit score or your no credit score stop you from applying for the loan you need. Your credit score has zero impact on the loan decision when you apply for a loan through us.

The banks will look at your credit score and we do not. We can do what the banks don’t do! Whether you have a low credit score or no credit score, we will not judge your application based on your history.

Low Credit Score? No Credit Score?

Our team of experts will not assess your application based on your credit score. We will review your information and assess the details. From that, we will be able to tell you how much you qualify for. We listen to your needs and take those reasons into consideration when you’re requesting a loan so you can get as much as possible. It will take less than five minutes to apply for our low credit score loans and most are approved and deposited in your account within as little as 48 to 72 hours!

Our no credit score loans or low credit score loans are tailor-made to go with your life without having to stress about potential emergencies or surprise bills.

Low credit score loans
At Australian Lending Centre we care about your future, not your past

Get The Loan You Need, No Worries

If you are concerned that your credit score will stop you from getting the loan you need, don’t worry at all. At ALC we look to the future, not the past. We have loans for people with a bad credit history, no credit history, and more! You don’t have to have stress when applying with Australian Lending Centre because we will not perform credit checks unless authorised.

Stop stressing about life’s moments and start enjoying them with the loan you need now.

Call Australian Lending Centre on 1300 138 188 or enquire online today. We will provide a COMPLIMENTARY no obligation consultation that has zero impact on your credit file.

Get Low Credit Score Loans With Australian Lending Centre

Speak to a loans specialist on 1300 138 188

We understand that your financial part is history. We care about the future, moving forward, and never judge.
Call us!

Apply online - it's fast and easy!

When you apply online we do not look at your credit history and it won't impact your credit score in any way.
Apply Online

Applying has never been faster or easier!

Click the “Start Your Application” button. It is on the top right in the menu.

Select the type of loan that you want by clicking the button with the icon.

Step 3: Fill out the form icon

Continue through the form and follow through to the upload document prompts.

Step 4: Receive your money fast icon

If approved, the funds could be transferred to your account as little as 72 hours.