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Life EventsExcellent service explained everything clearly, keanu was very helpful and enthusiastic about the work.
Cars are an exciting purchase, but as depreciating assets, they offer little return on your money.
A non-bank car loan can help you buy your dream vehicle faster without having to wait a long time to save money. You also won’t risk being turned down by traditional banks, especially if you have bad credit.
Vehicle finance can help you get a newer, more reliable car with fewer kilometres, reducing the likelihood of costly repairs. It also means that you don’t have to dip into your savings to afford it.
Apply through Australian Lending Centre for car finance and benefit from a loan where you are in control.
Apply within 5 minutes by clicking “Start Your Application” below and completing the online application form. It’s fast & simple.
We provide a wide range of financial solutions, including Car Loans and Bad Credit Personal Loans.
We require minimal documentation, making the whole process super speedy. If you qualify, you can expect same-day support!
Pat was amazing to talk to, I had my doubts of what was suggested but he put my mind at ease and explained everything clearly. He was very patient with my questions and my initial hesitation. Thank you Pat!!!
very user friendly application online form. the website is secure and runs smoothhly.only 4 minutes to apply online. excellent products. 5 stars from me welldone team thankyou
Lauren was fantastic
Lauren helped me with my situation
I highly recommend
Went out of her way to come up with the best solution and was very helpful every step of the way. Was a pleasure to deal with.
I was so surprised by the ease and compassion I was met with by Pat and the team, they made something I was quiet embarrassed about easy to understand and far less overwhelming then I thought it was going to be, I’m so grateful for the help I received and chance to be back in control of my finances 🙂
The person was very nice spoken she explained everything very clearly. She made me feel very comfortable to speak with her.
Chloe was extremely helpful, understanding and non judgemental. Everything was explained clearly and the outcome has made my year.
So easy to talk to
Came up with an amazing solution for mu needs to get my debts under control again
Chloe was a great help. She is so lovely to speak to and explained everything so well.
Best Debt Managment Solution Company Keanue understood my financial situation and was helpful in guiding me to a solution that worked best for me. He communicated clearly and concisely without feeling pressured. Would recommend this company highly
So happy I found this company. I no longer feel the stress I was under. Keanue was understanding and didn’t judge me, made me feel good and positive for the future. Highly recommend. Cheers
Keanue was such an amazing help! He was kind, understanding and made it a seamless process to get some help.
Keanue Vanderheide Was a legend. Explained everything and was easy to talk to. He was very passionate about his work helping others ease some burdens. It was a great experience ☺️
A massive thanks to Keanue Vanderheide absolutely a legend helped me so much and process was super easy so everyone go talk to Keanue you won’t regret it cheers again Keanue
Keanu is very easy to talk too! Has amazing customer service and makes you feel comfortable in any situation. Highly recommend. A++++
Grady was amazing! So thoughtful and understanding with not a single hint of judgement in his voice. I felt safe to express my emotions and like I was finally going to receive the assistance I need to get back on track. THANK YOU!
Chloe was so helpful, patient and knowledgeable. She was so good in explaining everything in a clear manner, and was friendly and provided me the information needed.
Keanu was friendly, patient and explained everything perfectly and gave me the assurance and guidance that I needed. He was a delight to speak to and he helped make a awkward, embarrassing conversation..easy and pleasant
Thank you Keaunu
Keanue was an absolute delight to deal with! I got everything laid out in simple terms and was able to understand a very typical hard finance conversation so easily. He was incredible empathetic and fantastic to talk about my financial situation with. Would highly recommend!
I was able to get the support and help i needed with Pats Guidance. He didn’t judge me and gave me assurance that everything will be okay. Thankyou Pat for your exceptional service.
Pat was very understanding and helpful! He was non judgmental and helped me find the best possible solution for my debt issues.
Keanue was so great to talk to and nothing but helpful. I’ve struggled trying to get financial help because I was nervous and didn’t want to be judged. Keanue was so understanding, judgement free and wanted nothing more than to help me however he could.
Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃
Pat was so caring and empathic and gave me clear guidance on my best options!
Pat was very helpful and easy to converse with. Thanks Pat!
Pat was absolutely amazing ! Such an incredible help he has shown !
This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!
Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service
I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat
Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!
Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.
Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.
Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.
Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.
Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!
Chloe was great! Great service and very friendly. Glad to find a solution
A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks
Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.
Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.
Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend
Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.
She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!
“Hakuna Matata – it means no worries for the rest of your debts”
Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.
Talk to one of their consultants today.
Would recommend. Excellent customer service. Willing to help anyone !!
This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!
Pat was very help full very go at helping ne each step very easy to talk to he dose a great job
First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.
It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.
Very informative and supportive, very easy and polite to talk to 🙂
I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.
It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.
Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.
Was very helpful, and helped me get everything sorted and was a very nice person to deal with.
Pat helped me so much and I can’t believe how much this is helped me! Thank you so much
Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future
The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone
Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.
Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation
Easy doing application online Verification and approval of application for quite turn around.
I recommended this to anyone because it was so easy going and very easy to use
I found Kayla to be very professional and non judgement to the advise l was asking, she had a lovely approach and manor on the phone. Would highly recommend this company
Kayla has been lovely to deal with. She’s been responsive and helpful, suggesting multiple solutions to help me meet my needs. She has shown empathy and warmth, genuinely caring for her customers and their situation. Thank you Kayla 🙏
I am so happy with the service that was provided to me, me and the customer service officer had a laugh, figured out my finances and I am able to get a new car thanks to her.. I have never ever been so happy in my life
Brilliant.. one of easiest interviews I have done. 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽 Kristina was funny, engaging but more than anything calm. When dealing with peoples finances which is such a stressful subject she was calm.
Kathleen was very friendly and easy to talk to. She confirmed everything to ensure she had our details correct. She explained our options and answered all the questions we may have.
Very happy overall with our time spent on the phone with Kathleen.
Chloe’s honesty and active listening skills were outstanding. She broke down the options for me and helped me feel at ease throughout this process. Thank you an asset to your team.
Rachel Rogers
Kathleen was very helpful and informative, with an excellent demeanor. Definitely a credit to your company.
Kathleen was polite and compassionate looking forward to getting back into a better position
Chloe was very understanding and polite with regard to my situation and offered effective strategies to suit my needs moving forward. Excellent customer service and support.
Kathleen was absolutely amazing! Professional, easy, friendly & quick to get results.
Before I made the phone call I was depressed & embarrassed and didn’t know what to do about my stressful financial debt.
I’d spoken to around 4 other loan consolidation companies and they were no help.
I was loosing motivation & very confused but decided to make one last phone call to try and get help to fix my current financial mess.
Thank goodness I called & spoke to Kathleen!
By the end of the call a weight has been lifted off my shoulders and I no longer felt stressed.
I couldn’t believe that I actually felt excited and in control of my finances for the first time in a longtime.
Thank you so much Kathleen & team for helping me.
Now I’m no longer so stressed I can be a better Mother & enjoy life more with my peace of mind finally given back to me.
Thank you Kathleen!
The power is entirely in your hands. If approved, funds can be made available for you to purchase the car of your choice.
Gone are the days of worrying if you will be rejected because of a bad credit score. If you have enough income to cover loan repayments and your current expenses, Australian Lending Centre may be able to assist.
We recommend having a good idea of the vehicle that you’d like to buy before applying for a loan. Knowing your budget and understanding how much you can afford to repay helps a lot.
Australian Lending Centre has been providing car finance solutions for over 30 years. We understand how to tailor financing options to help you secure a competitive deal.
We work with you to understand what you can afford and how frequently you would like to make repayments. Our goal is to help you get the lowest interest rate possible.
Our reputation and customer service are at the core of our business and we’ll always go the extra mile to help you.
With a quick online application and fast approval, you could drive your new car within 24 hours of applying!
A secured car loan gives you access to a larger loan amount and lower interest rates. However, it means using your new car as collateral if you break the terms of your agreement.
Unsecured car loans don’t require you to provide a personal asset as collateral. The downside of this is that interest rates are likely to be higher.
Low doc car loans make the application process fast and easy. For some, approval can also be boosted. We only require basic info and electronic bank statements.
Preserve your business cash flow by taking out a business car loan. Spread out repayments over time to save financial resources for business expansion.
A car loan allows you to spread the cost of a new or used vehicle over time. Instead of paying a lump sum upfront, you can manage monthly repayments that fit within your budget.
Keep your savings or emergency fund intact. Car finance helps to keep your cash reserves for unexpected expenses while still enjoying the benefits of a reliable vehicle.
Regular, timely repayments demonstrate financial responsibility and can improve your creditworthiness, potentially making it easier to access other forms of credit in the future.
Benefit from varying loan terms and interest rates and choose a flexible plan that aligns with your financial situation. Whether you're seeking lower monthly repayments or a shorter loan term.
A car loan may help you afford a higher-quality vehicle than if you were paying outright. This can mean better features and a reduced chance of maintenance costs in the long run.
If the car is used for business purposes, you might be eligible to claim tax deductions. This includes interest payments and depreciation under Australian tax laws. Click the #6 icon above for more info on this.
Read these quick tips when deciding on a car to purchase with your car finance.
Do:
Don’t:
A fixed rate car loan has an interest rate that remains the same throughout the loan term. This means your repayments are consistent, making it easier to budget.
A variable rate car loan has an interest rate that can fluctuate over the loan term, based on changes in the market. This means your payments might go up or down. You could save money if rates drop. However, there is also a risk of higher payments if rates rise.
Non-bank car loans are designed for people who can’t secure financing through traditional lenders. If you have a less-than-perfect credit score or don’t have enough savings to buy a car outright then a non-bank loan is a fantastic option.
Applying with a bank will add a credit enquiry to your file, making it more difficult to obtain finance in the future. But unlike banks, non-bank lenders focus more on your ability to make repayments rather than following a strict criteria.
Australian Lending Centre specialises in finding the best non-bank car loan for you. Our flexible solutions come with fast processing, minimal paperwork, and customisable terms that suit your needs. Whether you want to pay off the loan in 3 or 5 years, with or without a balloon payment, the choice is yours.
Bad credit car finance allows you to purchase a car without waiting years to save up. With a bad credit car loan, you can:
Things to consider:
At Australian Lending Centre, we specialise in finding the best rates and flexible terms for bad credit applicants. No matter your credit score, we may have a solution for you.
Australian Lending Centre can assist with loan options for both new or used cars.
When it comes to car loans, there are two different types you can take out: secured loans and unsecured loans.
Secured car loans
Unsecured car loans
Car loan application can be done easily with our online form. From here, we create a customised package for your needs and circumstances.
We look beyond the traditional credit score, and offer alternative solutions to help you get the car loan you need. The process is 100% online and will not affect your credit score at all. In just a few minutes, you will be on your way to cruising down the road in your new set of wheels.
Some vehicle finance offers a residual payment at the end of your contract. This type of finance option is called a balloon payment.
This can lower your monthly repayments to make them more affordable and easier to manage in the shorter term.
At the outset, this can be an inviting repayment option, however, at the end of the loan term you will have to find that lump sum, or accrue additional fees and interest.
May sure you understand all these factors and plan carefully before agreeing to a balloon payment at the end of your car finance.
For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.
Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.
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