Blog Category: Personal Loans

Our blog is designed to create understanding and responsibility around money management and empower you financially.

Home loans to buy the house of your dreams
ALC Blog
Getting a loan on Centrelink
Personal Loans

Getting A Loan on Centrelink

Are you receiving Centrelink payments but need some extra help? Getting a loan on Centrelink is possible and here’s how. Read on to find out…

Read More
personal loans with no credit check
No Credit Check Loans

Personal Loans With No Credit Check

Personal loans are a great cash injection. Do you want a quick & easy option with no impact on your credit score? Consider personal loans with no credit check.

Read More
can you get a loan for dental work
Short Term Loans

Can You Get A Loan For Dental Work?

It’s so important to keep your teeth healthy, but it can be so expensive! Can you get a loan for dental work? Find out here and have something to smile about…

Read More
how does private lending work
News

How Does Private Lending Work?

Banks can be slow, time-consuming & often say no. But how does private lending work? Let’s take a deep dive into private lending & find out!

Read More
what is a good car finance rate
Personal Loans

What Is a Good Car Finance Rate?

Buying a new car is really exciting, but finding the right finance rate depends upon your individual circumstances. Find out what is a good car finance rate here.

Read More
How To Improve Your Lifestyle with Quick Loans
Personal Loans

How To Improve Your Lifestyle with Quick Loans

There are so many different ways you can improve your lifestyle with quick loans, the problem is, many people don’t know what a quick loan is and exactly how one can help you out. Whether you are trying to find your way out of debt or looking for a bit of financial help over a certain period (such as the holidays) a quick loan can be the perfect solution.

Read More
the advantages of a personal loan
Debt Consolidation

Advantages and Disadvantages of Personal Loans

There are so many different types of loans out there, it can be hard to know which one you should be taking out for your particular circumstances. We are going to take you through exactly what a personal loan is, when it’s a good option to take one out, the different types of personal loans and finally the advantages and disadvantages of them.

Read More
bad credit personal loans
Personal Loans

Are Personal Loans Available For Bad Credit Borrowers?

We are in a world of financial opportunities, and if you need money right now—you must be able to access it fast before you lose the opportunity. If a lender can give you as much as $20,000 or more via an unsecured personal loan without you having to worry about your credit score and income. Why not give it a try?

Read More
saving money on a lower income
Debt Consolidation

Saving Money On a Lower Income

Many people think it is all too hard, but everything you do will help, even small changes can make a huge difference. We can all employ a range of measures that will prevent budget blowouts without sacrificing all the things you like doing.

Read More
Quick Loan Myths: Debt Consolidation
Debt Consolidation

Quick Loan Myths Everyone Should Stop Believing

Quick loans are suited for people that are in urgent need of cash but cannot access it elsewhere. Therefore, as long as you meet the loan repayment terms, everything is fine. Things are likely to get off track when you miss making repayments or you default – which applies to all types of loans.

Read More
personal loans for bad credit
Personal Loans

Pros and Cons of Extended Car Loans

While some experts believe that extended car loans should be avoided at all costs, as long as you are aware of both the pros and cons, you’ll know what to expect.

Read More
personal loans
Personal Loans

How Interest Works on Personal Loans

In the past, most people would stay away from personal loans. Nonetheless, this has changed considering that you might get more convenient terms on a

Read More
classic car loan
Personal Loans

How to Get A Classic Car Loan on a Budget

Collecting classic cars is one of the costliest hobbies around and it is a little trick to get a classical car loan. The price tag on such a baby is sure to cause a panic attack in many people. People found ways of getting a classic car loan despite having a normal budget that in certain circumstances would destroy their dreams of being at the wheel of a vintage beast.

Read More
How To Obtain A Large Bad Credit Loan
Bad Credit Loans

How To Get A Large Bad Credit Loan

It’s no longer impossible to secure a huge amount of bad credit. Despite the fact that lenders view people with bad credit as high-risk borrowers,

Read More
personal loan for arrears
Personal Loans

Reasons to Pay Arrears with a Personal Loan

Understand the main reasons why you should pay your arrears even if it means getting a personal loan to do it. We will also discuss a few tips on how to use your loans wisely to avoid getting into debt all over again.

Read More
debt consolidation
Personal Loans

Criteria for Incurring a Personal loan

When you incur a new debt one of the first things you need to keep in mind is the fact that you eventually need to repay it. Consider your income and the amount of money you need to cover your monthly expenses.

Read More
retirement loan
Personal Loans

Prepare for Retirement with A Private Loan

Retirement planning has two phases, pre-retirement which can be described as the pre-accumulation of wealth, and post-retirement which is the distribution of your accumulated financial assets.

Read More
getting personal loans
Personal Loans

Top Methods of Getting Personal Loans from Private Lenders

Every individual or family may need personal loans from time to time. It may be for various reasons: the car broke down, the house needs some renovations, or their daughter is planning to get married in Spring. Regardless of the reason, money is needed as fast as possible.

Read More
secured personal loan
Personal Loans

Practical Money Saving Tips

When you get started on saving, you will find it exciting and a little bit frustrating at the same time. There are times that you would be tempted to use your credit cards once again.

Read More
low interest private lenders||guaranteed approval loans for bad credit applications||low interest private lenders
News

Private Lenders: An Alternative Source of Financing

Whenever Aussies need a loan to finance a new car or house they go to the bank. Still, they seem to forget that there are also private lenders. Why should someone consider alternative sources of financing when there are plenty of banks?

Read More
fast loans no credit check
Personal Loans

How to Find Creditors of Quick Loans Online

When finances are tight, sometimes the best way to get out of a pinch is opting for some quick loans online. The Internet is very convenient. You don’t have to stand in long, uncomfortable lines to apply, and everything is just a click of the mouse away. All you’ll have to make sure now is that you choose a loan that is convenient for your own budget.

Read More
bad credit personal loans
Personal Loans

Unsecured Loans: Godsend or Nemeses?

Unsecured loans aren’t all bad just as they aren’t all good. It’s up to you to analyse your individual circumstances before sealing a deal. Taking out a loan isn’t a decision that should be taken lightly, and this is the key to doing what’s best for you.

Read More
low interest private lenders||guaranteed approval loans for bad credit applications||low interest private lenders
News

The Pros and Cons of Dealing with Private Lenders

There are some things you would expect of a reliable lender that should give you the confidence and reassurance that you’re collaborating with a responsible organisation. Apart from supplying a variety of financial offers, a lender should be entirely upfront and transparent with fees and rates, while providing excellent services.

Read More
debt consolidation for personal loans||Debt Consolidation Loans||debt consolidation
Personal Loans

Can Personal Loans Be Consolidated?

Did it ever occur to you that personal loans can be consolidated? Today, we will talk about something that your creditors don’t want you to

Read More
no credit check loans australia||alc mortgage broker vs bank||alc mortgage broker vs bank
Personal Loans

Mortgage Broker vs. Banks: Which Is Better?

Both have their advantages and disadvantages. If you have bad credit or you want a wider array of options, a mortgage broker is a perfect choice. If you have good credit and the offers of the financial institution would suffice, a bank would do as well.

Read More
Personal Loan
Debt Consolidation

Holiday Money Saving Tips

With the holidays looming ahead, there is no question that the inaugural family trip is in full planning mode. If you’re stressing about it, don’t

Read More
retirement planning
Investment Property Loans

Dreaming about Early Retirement

According to a recent global survey regarding early retirement, Australians dream about this much more than other nationalities. The study revealed that 75% of people

Read More
last minute christmas gifts
News

Best Last Minute Christmas Gifts

With the holiday season just around the corner, everybody is thinking of the best Christmas gifts that would make the loved ones in their lives

Read More
payday loans australia
Debt Management

Growing Your Emergency Cash

Everyone should have an emergency cash fund. Having emergency cash available will give you a sense of financial security and it will stop you from

Read More
Discover your fresh start loan options

What we do

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

Why choose ALC?

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

call Australian Lending centre now

We can help

Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.

Frequently asked questions about Australian lending centre

FAQ's

Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.