Reasons to Pay Arrears with a Personal Loan

Understand the main reasons why you should pay your arrears even if it means getting a personal loan to do it. We will also discuss a few tips on how to use your loans wisely to avoid getting into debt all over again.

There can be some confusion as to the differences between arrears and defaults. […]

Criteria for Incurring a Personal loan

In order to achieve your debt management goal, it is important to consider the basic rules to adhere to when obtaining a personal loan. Read on and understand when the financial cost of credit is worth it.
Can I Pay for the Personal Loan with Cash?
When you incur a new debt one of the first things […]

By |July 30th, 2018|Categories: Personal Loans|Tags: , , , |Comments Off on Criteria for Incurring a Personal loan

Prepare for Retirement with A Private Loan

Retirement planning has two phases, pre-retirement which can be described as the pre-accumulation of wealth, and post-retirement which is the distribution of your accumulated financial assets. As you near the retirement age, it is important to collate the amount that you need upon retirement and put it into various investment instruments to grow your money. […]

By |July 16th, 2018|Categories: Personal Loans|Tags: , , |Comments Off on Prepare for Retirement with A Private Loan

Practical Financial Resolutions for People with Personal Loans

Financial resolutions must be made as we approach mid-2018, it’s an opportune time to make sensible and creative financial resolutions that will help you realize your five-to-twenty-year goals faster. One might think that making a complete overhaul is needed—but to be honest, simple adjustments like budgeting personal loans can propel you closer to your dreams.

Here […]

By |July 2nd, 2018|Categories: Personal Loans||Comments Off on Practical Financial Resolutions for People with Personal Loans

Smart Ways to Deal with Job Loss Using Quick Loans

Losing a job is never easy, especially if it was the sole source of your income. It gets worse when you lose the friends you made at that company. However, quick loans can make this point in your life easier. Here’s how.
Dealing with It
Being separated from something you’ve gotten so accustomed to, is hard to […]

By |June 25th, 2018|Categories: Personal Loans||Comments Off on Smart Ways to Deal with Job Loss Using Quick Loans

Why Patients in Debt Turn To Low Interest Rates When Applying for Loans

It’s definitely costly to be sick nowadays. Despite the government’s efforts in promoting healthy workers, healthy eating and active living, illnesses still arise and more often than not people aren’t financially ready for it. No wonder many patients look for low interest rates loans when in need for financial security.
 The No Work No Pay Policy […]

By |June 11th, 2018|Categories: Interest Rates, Personal Loans||Comments Off on Why Patients in Debt Turn To Low Interest Rates When Applying for Loans

Are Personal Loans Available For Bad Credit Borrowers?

A personal loan is a secured or an unsecured loan offered to you by a lender on the basis of your credit score and capacity to repay the loan. If you don’t have the usual qualifiers—meaning, you have a poor credit score and unsteady earnings, you can still get approval for the loan and enjoy […]

By |May 21st, 2018|Categories: Personal Loans||Comments Off on Are Personal Loans Available For Bad Credit Borrowers?

Top Methods of Getting Personal Loans from Private Lenders

Every individual or family may need personal loans from time to time. It may be for various reasons: their car broke down, their house needs some renovations, or their kid is planning to get married next week. Regardless of the reason, they need the money as fast as possible.

The problem is that options such as […]

By |May 7th, 2018|Categories: Personal Loans|Tags: |Comments Off on Top Methods of Getting Personal Loans from Private Lenders

Practical Savings Tips

If despite having a good budget, you are still spending more than you should, then it’s high time you must follow these practical tips on savings.

There are three steps involved in saving money.

First, know how much you have.

If you’re not a fan of a balance sheet, you can start doing this simple work today. […]

By |March 12th, 2018|Categories: Personal Loans||Comments Off on Practical Savings Tips

How to Find Creditors of Quick Loans Online

When finances are tight, sometimes the best way to get out of a pinch is opting for some quick loans online. The Internet is very convenient this way; you don’t have to stand in long, uncomfortable lines to apply, and everything is just a click of the mouse away. All you’ll have to make sure […]

By |January 29th, 2018|Categories: Personal Loans|Tags: |Comments Off on How to Find Creditors of Quick Loans Online

Unsecured Loans: Godsend or Nemeses?

Lending products fall into two quintessential categories: secured and unsecured loans. Today, we will talk about unsecured loans, the pros and cons to choosing one, and the situations in which they are likely to be the best options for you. Let’s get started!

Presenting Unsecured Loans

An unsecured loan is both issued and supported by a borrower’s […]

By |January 22nd, 2018|Categories: Personal Loans|Tags: |Comments Off on Unsecured Loans: Godsend or Nemeses?

Can Personal Loans Be Consolidated?

Did it ever occur to you that personal loans could be consolidated? Today, we will talk about something that your creditors don’t want you to know on the topic of the consolidation loan.

We’ll start with the basics. Debt consolidation authorises you to combine your existing loans into a sole one. For the most part, it […]

By |December 27th, 2017|Categories: Personal Loans|Tags: |Comments Off on Can Personal Loans Be Consolidated?

Things to Consider When Getting Personal Loans for Bankrupts

Bankruptcy has its consequences. While it provides relief for borrowers who cannot pay their debts, it can negatively affect your finances in a lot of ways. But, if you know the four important factors to consider when getting personal loans for bankrupts, you can easily navigate your way back to financial stability.

Your credit score

The […]

By |October 16th, 2017|Categories: Personal Loans|Tags: |Comments Off on Things to Consider When Getting Personal Loans for Bankrupts

A Tool for Financial Freedom: Personal Loan To Consolidate Debt

Is it practical to use personal loan to consolidate debt?

It depends.

Finally paying off your debt through debt consolidation is a major accomplishment. But the real financial recovery starts when you decide to never get into debt again unless you really need to.  You are now making a commitment to use your financial resources wisely every […]

By |August 16th, 2017|Categories: Personal Loans||Comments Off on A Tool for Financial Freedom: Personal Loan To Consolidate Debt

Why The Best Loans Are Personal Loans for Bad Credit Not Payday Loans

Discover why personal loans for poor credit, not payday loans are the best options when you’re in need of cash.

Payday Loan

You have heard of post-dated check loans, cash advance loans and payday loans-they all mean the same. You apply for a loan secured by your bank account debit authorization or check and receive the money […]

By |August 2nd, 2017|Categories: Personal Loans||Comments Off on Why The Best Loans Are Personal Loans for Bad Credit Not Payday Loans

Does Getting a Personal Loan Affect Your Credit Score?

Personal loans can have a negative impact on your credit score if you fail to repay them on time. Just like it is the case with types of loans, if you’re failing to make monthly repayments, then your credit score deteriorates. The problems appear when you’re trying to get a home loan, and financial institutions […]

By |May 22nd, 2017|Categories: Personal Loans|Tags: , , , , , , , , |Comments Off on Does Getting a Personal Loan Affect Your Credit Score?

4 Questions to Ask Yourself before Applying for a Personal Loan

A personal loan is a useful tool to get your hands on money to meet your current needs. But, considering that you have to pay it for a defined term and it usually comes with high interest rates, there are things you need to consider when applying for one.
Here are 4 questions for those considering […]

By |April 17th, 2017|Categories: Personal Loans|Tags: , , , , , , , , , |Comments Off on 4 Questions to Ask Yourself before Applying for a Personal Loan

Interest Rates, What Do They Mean For Us ?

They’re something you can’t avoid. They’re everywhere and for the most part they affect everything we do. No, i’m not talking about the missus, i’m simply referring to the elephant in the room.

Whats happening at the moment ?

After reaching a record low of just 1.5% in August this year, the reserve bank has remained faithful […]

By |November 8th, 2016|Categories: Debt Consolidation, Interest Rates, Personal Loans, Refinance/Refinancing||Comments Off on Interest Rates, What Do They Mean For Us ?

Holiday Money Saving Tips

With the holidays looming ahead, there is no question that the inaugural family trip is in full planning mode. If you’re stressing about it, don’t worry, we’ve got a simple guide on how to save on the family vacation.

These helpful tips will help to ease the stress on your wallet and make your holiday enjoyable […]

By |October 27th, 2016|Categories: Debt Consolidation, No Credit Check Loans, Personal Loans|Tags: , , , |Comments Off on Holiday Money Saving Tips

Dreaming about Early Retirement

According to a recent global survey regarding early retirement, Australians dream about this much more than other nationalities. The study revealed that 75% of people who live in Australia and over 45 years old consider retiring within the next five years. Compared to other countries, the number of citizens wishing for this is significantly higher […]

By |April 18th, 2016|Categories: Investment Property Loans, Personal Loans|Tags: , , , , , |Comments Off on Dreaming about Early Retirement

Asking for Payment to Recover Your Money

Regardless of the person who owes you money, whether it’s a friend, a family member, or your employer, if you’re reading this article, you must know that nothing is more disturbing than trying to recover your money without success. As the holiday season is already upon us, certainly you could use some extra cash to buy […]

By |January 8th, 2016|Categories: Bad Credit Loans, Personal Loans|Tags: , , , , , , |Comments Off on Asking for Payment to Recover Your Money

How to Resign Without Burning Bridges

With the holiday season just around the corner, a lot of people might find themselves asking the following question – am I happy with the way my life is at the moment? Does my job fulfil my expectations and does it truly satisfy me? You alone know the answer to this question.

So, if you think […]

By |December 23rd, 2015|Categories: Business Loans, Personal Loans|Tags: , , , , |Comments Off on How to Resign Without Burning Bridges

Best Last Minute Christmas Gifts

With the holiday season just around the corner, everybody is thinking of the best Christmas gifts that would make the loved ones in their lives happy and appreciated. But, most of the times, this season catches us off guard and utterly unprepared, and, all of a sudden, Christmas is only a few weeks away. This […]

By |December 1st, 2015|Categories: News, Personal Loans, Short Term Loans|Tags: , , , , , , , , , |Comments Off on Best Last Minute Christmas Gifts

Ways to Save Money if you’re Unemployed

There are a number of ways to save money especially if you are unemployed. To those who are experiencing the same thing, it is not the end of the world. It may take quite some time before you find another job and the best thing that you can do is to save your last resources […]

By |November 25th, 2015|Categories: Bad Credit Loans, Debt Consolidation, Personal Loans, Short Term Loans|Tags: , , , , , |Comments Off on Ways to Save Money if you’re Unemployed

How to Overcome your Betting Habits

Betting is a form of gambling. Choosing who’s going to win in a game or in any type of competition is called betting. Many have refused to accept that they are indeed a gambler. Gambling is a form of leisure but if it becomes habitual, your quality of life will be drastically affected by how […]

By |November 20th, 2015|Categories: Bad Credit Loans, News, Personal Loans|Tags: , , , , |Comments Off on How to Overcome your Betting Habits

What’s the deal with a bad credit loan? Bad credit loans aren’t so bad

A bad credit loan sounds like the type of thing you see written in bright font in a pop-up ad. As someone who needs a bit of help with their debt, you probably want to click on them. But loans for people with poor credit sound too good to be true, don’t they? Well they […]

By |October 22nd, 2015|Categories: Bad Credit Loans, Business Loans, Low Doc Loans, Personal Loans|Tags: , , , |Comments Off on What’s the deal with a bad credit loan? Bad credit loans aren’t so bad

Self Improvement Tips – Learn from Successful People

Self improvement is a continuous process that most successful individuals practice. Success doesn’t happen in just a snap and it doesn’t happen overnight. People work hard for it and how you maintain it is quite challenging. How do they keep the success? Self improvement plays a vital role when achieving to be at the top. […]

By |September 7th, 2015|Categories: Debt Management, Investment Property Loans, Personal Loans, Short Term Loans|Tags: , , |Comments Off on Self Improvement Tips – Learn from Successful People

Being Productive – Why Night Owls do it Best

In the past, night owls were often considered poor employees because their late night lifestyles led to poor productivity in the office during normal office hours. These days, there is another school of thought teaching us that night owls can be the preferred employee for many different reasons. Now that so much work is done […]

By |August 30th, 2015|Categories: Business Loans, News, Personal Loans|Tags: , , , |Comments Off on Being Productive – Why Night Owls do it Best

Growing Your Emergency Cash

Everyone should have an emergency cash fund. Having emergency cash available will give you a sense of financial security and it will stop you from running up your credit card bill whenever an unexpected cost springs up. An emergency cash fund should be set aside especially for accidents and emergency car repairs since these can […]

By |July 15th, 2015|Categories: Debt Management, Personal Loans, Short Term Loans|Tags: , , , , |Comments Off on Growing Your Emergency Cash

How to Save Money on Family Holiday Trips

If you’re a full-time worker, going on holiday is the best solution to just get away from it all. But sometimes going on holidays can also be stressful if you don’t have enough money or if you’re worried about spending while you’re on holiday if you’re on a tight budget.

Fear not! If you want to […]

By |July 9th, 2015|Categories: Debt Consolidation, No Credit Check Loans, Personal Loans, Short Term Loans|Tags: , , , |Comments Off on How to Save Money on Family Holiday Trips

5 Personal Finance Resolutions

Your personal finance may not have run well in 2011. That is why you must be looking forward to make 2012 a better one financially. You may not have to rely on luck. You could actually make a difference on your own if you would be more determined and disciplined.
Now could be the best time to make your finance resolutions. Take your time and assess your personal finance in 2011. For sure, there are many aspects that need improvement. You could make resolutions and intend to make you personal finance better not just in 2012 but also in the many years that would follow. Here are top 5 of those finance resolutions you should have on your list.

[…]

By |January 10th, 2012|Categories: Financial Planning, Personal Loans|Tags: , , |Comments Off on 5 Personal Finance Resolutions

Christmas Shopping – Common Spending Habits

Christmas is undoubtedly a season for shopping. The spirit of the occasion is indeed in gift-giving. You may have to shop for all the presents you intend to give away. At the same time, you may want to shop for yourself and for your household.

It is not surprising that many consumers tend to overspend during Christmas shopping. That is because malls and retailers are doing their best to entice you to spend. Your shopping mood could be set on fire by the festive decorations. The special markdown sales and new items on the display could further persuade you to buy until you drop.

Are you ready to once again hear the cash register ring for your Christmas shopping? There are many tips you should first look at and observe. Here is a simple and practical list of the do’s and the don’ts when shopping for the season.

[…]

By |November 23rd, 2011|Categories: Personal Loans, Short Term Loans|Tags: , , , |Comments Off on Christmas Shopping – Common Spending Habits

One Third of Australians Would Not Survive Unemployment

More than one third of Australians would not survive on their savings longer than one month if they were to loose their job a recent survey by debt collection agency Dun and Bradstreet has shown.
The survey examined plans for saving, credit use, spending and debt in the coming three months. Many Australians are unprepared for financial hardships associated with being made redundant or sacked.

Four in ten people said that their saving would only last them 30 days whilst being unemployed, while 38% said they would have to use credit cards to cover household expenses such as bills and groceries.

[…]

By |May 23rd, 2011|Categories: Financial Planning, Personal Loans|Tags: , , , , |Comments Off on One Third of Australians Would Not Survive Unemployment

New Survey Shows Australians Falling into Debt

With inflation on the rise and living costs soaring, more young people are descending into debt. In a recent nationwide survey done by financial services company Dun & Bradstreet, the increasing range of debt receipts alarmingly fell around the 18-34 age
The survey found that more than one in five Australians expect to use their credit card to finance purchases they otherwise couldn’t afford. Livings costs are sky rocketing and as a result, young people are struggling to meet the financial demands. House hold debts have increased by 30% since Oct 2007, a mere six months ago. Credit card debt affects not only the middle age demographics but also the younger market, combining to make the nation’s current credit card bill, which stands at a staggering $42.340 […]

By |May 12th, 2011|Categories: News, Personal Loans|Tags: , , , , , , |Comments Off on New Survey Shows Australians Falling into Debt

Get Financial Affairs in Order

It’s the perfect time right now to make your way out of debt and to follow through on that popular New Year’s resolution – ‘to get ahead financially!’ However, in spite of the Reserve Bank’s respite on raising interest rates in January, and the sharp fall in the number of Australians taking out home loans, […]

By |February 16th, 2010|Categories: Debt Consolidation, Personal Loans|Tags: |Comments Off on Get Financial Affairs in Order

Celebrity Lifestyles Create Debt for Young Australians

Many Australians, especially the younger generations are obsessed with celebrity image, and pressure to keep up with the ever-changing style of the stars is driving an annual $8.7 billion credit card spending spree. The modern day cult of celebrity is now so pervasive that young men and women alike are racking up expensive credit card […]

By |July 13th, 2009|Categories: Personal Loans, Short Term Loans|Tags: , , , , |Comments Off on Celebrity Lifestyles Create Debt for Young Australians