This is your resource for all information regarding personal loans. Applying for a personal loan can be a nerve wracking experience, especially if you have bad credit. We aim to take the pressure off with a range of personal loans tailored to the individual needs of every customer. These articles will provide a rich source of information on obtaining the perfect personal loans product for you.
GalleryWhat Are The Benefits Of Using An Alternative Lender?
Following the GFC, banks became very cautious with how they lend their money. They didn’t lend to certain borrowers particularly those with bad credit or small businesses – in the fear that they would not be able to get their credit back. As a result, many businesses fell into bankruptcy because they had no one […]
GalleryAre Personal Loans Available For Bad Credit Borrowers?
A personal loan is a secured or an unsecured loan offered to you by a lender on the basis of your credit score and capacity to repay the loan. If you don’t have the usual qualifiers—meaning, you have a poor credit score and unsteady earnings, you can still get approval for the loan and enjoy […]
GallerySaving Money On a Lower Income Including Debt Consolidation
There are a range of strategies you can employ to make your hard earned money go further, even on a smaller income. One of the major areas that can save you a lot in the long term is debt consolidation. There are also some other lifestyle choices you can make to improve your financial situation. […]
GalleryQuick Loan Myths Everyone Should Stop Believing
If we are honest, the Australian quick loan industry has negative perceptions surrounding it. There are numerous myths and misconceptions due to some lenders that employed unethical lending practices. As a result, a range of untruthful perceptions has emerged. Still, you should know there are always two sides to every story.
1. Quick Loans Are Schemes […]
GalleryPros and Cons of Extended Car Loans
What is an extended car loan?
Most financial specialists indicate that an extended car loan is a loan whose duration exceeds 60 months. If you’re thinking about applying for an extended car loan, you should get acquainted with the pros and cons of this decision. For the most part, extending car loans might facilitate some financial […]
GalleryPersonal Loans 101: What to Do When You Can’t Make a Payment
When you have large outstanding debt, this could make it challenging for you to make timely repayments. And when you miss a payment, it is just a matter of time until you miss another one, and you enter a vicious cycle. That being said, what can you do when you can’t make payments for one […]
GalleryHow Interest Works on Personal Loans
In the past, most people would stay away from personal loans. Nonetheless, this has changed considering that you might get more convenient terms on a personal loan than on a credit card. In some cases, it might even help you enhance your credit score. That’s because personal loans are fixed-rate loans, whilst a credit card […]
GalleryHow to Get Classic Car Loans on a Budget
Collecting classic cars is one of the costliest hobbies around. The price tag on such a baby is sure to cause a panic attack in many people. But, people found a way of getting classic car loans in spite of having a normal budget that in certain circumstances would destroy their dreams of being at […]
GalleryReasons to Pay Arrears with a Personal Loan
Understand the main reasons why you should pay your arrears even if it means getting a personal loan to do it. We will also discuss a few tips on how to use your loans wisely to avoid getting into debt all over again.
There can be some confusion as to the differences between arrears and defaults. […]
GalleryCriteria for Incurring a Personal loan
In order to achieve your debt management goal, it is important to consider the basic rules to adhere to when obtaining a personal loan.
Can I Pay for the Personal Loan with Cash?
When you incur a new debt one of the first things you need to keep in mind is the fact that you eventually need […]