For more than 30 years, the Australian Lending Centre has provided trusted financial solutions. We offer fast, affordable loan options.
From Debt Consolidation and Bad Credit Loans, to Refinancing and Business Loans, our caring team is here to support you every step of the way.
Australian Lending Centre helps you to find alternative loan options. We take pride in offering expert, compassionate support for Aussies in need of financial help.
If you’ve been turned down elsewhere, have bad credit, or are self-employed, we could connect you with a solution tailored to your needs.
"Financial knowledge is power"
Chris Riotto, Managing Director of Australian Lending Centre, entered the business of brokering over 30 years ago when he set up Crismar Financial Services. He subsequently opened Australian Lending Centre which now successfully operates on a national level.
Christopher Riotto has an exceptional knowledge of loan structuring and has been providing brokerage solutions across Australia for many years. He is qualified to facilitate loans through out Australia, holding a valid Australian credit license.
It is a big relief to have spoken to someone that was very helpful in the situation that I am in and my goals. Glad I reached out and got the assistance I needed. Highly recommend anyone feeling overwhelmed with debt speak with Pat and his team you will be heading in the right direction. It was a great experience. But I was hesitant at the beginning but so glad I reached out.
Pat was Super helpful in understanding of my goals moving forward and helping me see how achievable it can be to reach them. Very easy person to talk too and not scared to have have laugh and joke through the process which made me feel really comfortable. Recommend dealing with Pat. Shout out to Pat!!!!
I spoke with Pat today and he was absolutely wonderful. He wasn’t judgemental and he understood everything about my life basically and wanted to help. I recommend him to anyone that’s in financial difficulty. Because the way he has assisted me with my major problem was fantastic. I gave him 5 out of 5 because he was so good and because of him I will have a great night sleep with no more stress.
Spoke with Pat, he was very clear with every step of the process, made sure that I knew and understood certain terms or information and was able to provide me a solution/plan to help with my debts.
Pat also made me feel comfortable and was non-judgmental towards my circumstances and situation.
Was an absolutely brilliant experience and outcome that I honestly didn’t think possible. He was extremely professional and very sympathetic to my situation and genuinely listened and cared about what I was saying. Can’t recommend him highly enough. And thank you doesn’t feel enough…
Pat was amazing to talk to, I had my doubts of what was suggested but he put my mind at ease and explained everything clearly. He was very patient with my questions and my initial hesitation. Thank you Pat!!!
very user friendly application online form. the website is secure and runs smoothhly.only 4 minutes to apply online. excellent products. 5 stars from me welldone team thankyou
Lauren was fantastic
Lauren helped me with my situation
I highly recommend
Went out of her way to come up with the best solution and was very helpful every step of the way. Was a pleasure to deal with.
I was so surprised by the ease and compassion I was met with by Pat and the team, they made something I was quiet embarrassed about easy to understand and far less overwhelming then I thought it was going to be, I’m so grateful for the help I received and chance to be back in control of my finances 🙂
The person was very nice spoken she explained everything very clearly. She made me feel very comfortable to speak with her.
Best Debt Managment Solution Company Keanue understood my financial situation and was helpful in guiding me to a solution that worked best for me. He communicated clearly and concisely without feeling pressured. Would recommend this company highly
Our low doc application takes 5 minutes. We will not perform a hard credit check when reviewing your application.
We'll be in touch via email or call (depending on how you like to be contacted) with a custom solution.
You could receive a solution within 24 hours.
“One of the most important things you can do on this earth is to let people know they are not alone.”
Australian Lending Centre help provide solutions for professionals and individuals throughout the country. Since 1993, we’ve been offering Aussies a committed financial relationship with access to the latest financial products and services. The ALC finance specialists are here to help Australians financially get on track with our wide range of loan products. Our primary goal is to make a long-term relationship with each and every customer.
After helping Australians manage difficult financial issues, such as bad credit loan, debt consolidation loans, mortgages and refinancing, Australian Lending Centre is confident that after customers have shopped around they will return to us for our broad range of fair, understanding and flexible financial service solutions.
Unlike banks and traditional lenders, Australian Lending Centre offers finance options for anyone — regardless of credit or employment history. Whether you’re self-employed, just filed bankruptcy or your credit file is just “average” our alternative bank solutions can locate the funding you need to pay down debts, consolidate bills or grow your business.
At Australian Lending Centre, we’ve built strong connections with a diverse network of lenders across Australia. This allows us to explore a wide range of options and help you find a loan that fits your unique needs.
Behind the scenes, our team of experienced financial specialists are focused on simplifying the process and supporting you at every step—so you can feel confident in your next move.
ALC believes that there is always a positive side to every financial problem. Our custom-designed loan products target your specific financial situation.
We can offer products and strategies to help resolve any professional or personal financial difficulties you may be facing. ALC assists our clients with anything from short-term loans to debt consolidation with long-term financial assistance. We build relationships with our customers and we work hard to get each customer competitive interest rates and manageable terms to meet their needs.
Through ALC’s extensive commercial and personal financial experience we’re able to help customers save their residences, boost cash flow in their businesses and avoid stressful creditor harassment.
No matter your situation, we have a viable financial solution.
Australian Lending Centre stays conscious of your personal and professional information. We ensure that any information obtained for application or loan purposes is handled appropriately. We don’t share your information with unauthorised third-parties and all information furnished to our services is stored securely. When you contact a finance representative, we take the steps required to protect your privacy.
We do not operate the way banks do. We offer financial services to all customers and all industries. If you’re being taken to court, can’t pay creditors or you need finance products or a loan for your company, we want to help.
At Australian Lending Centre, our relationship with you doesn’t stop once your loan is settled. We’re here to provide ongoing guidance and support, helping you stay on top of your finances now and into the future. That’s why we offer a wide variety of loan options tailored to suit different financial needs:
Debt consolidation
Refinance options
Short-term lending
Online personal loans
Home loan support
Loans for applicants with bad credit
Secured loans
Unsecured loan options
Low-doc loans
Investment loan solutions
If you’re managing higher repayments or exploring more suitable interest rates, refinancing may be worth considering. Our refinancing options aim to offer competitive rates and manageable repayments tailored to your current circumstances.
And if you’re navigating a financial setback, we’re here to help you explore your options. Whether it’s covering business expenses, paying bills, or handling life’s curveballs, our flexible loan solutions can support you when it matters most.
Debt Consolidation
Personal Loan
Car Loan
Purchases
Home, Rent & Improvements
Business Loan
Medical, Family & Education
Living, Utilities & Bills
Life Events