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Life EventsExcellent service explained everything clearly, keanu was very helpful and enthusiastic about the work.
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For more than 30 years, the Australian Lending Centre has provided trusted financial solutions. We offer fast, affordable loans with no credit check.
From Debt Consolidation and Bad Credit Loans, to Refinance and Business Loans, our caring team is here to support you every step of the way.
Australian Lending Centre is a leading provider of alternative loan products. We take pride in offering expert, compassionate support for Aussie’s in need of financial help.
Even if you’ve been rejected elsewhere, have bad credit, or are self employed, we could have a solution for you.
"Financial knowledge is power"
Chris Riotto, Managing Director of Australian Lending Centre, entered the business of brokering over 30 years ago when he set up Crismar Financial Services. He subsequently opened Australian Lending Centre which now successfully operates on a national level.
Christopher Riotto has an exceptional knowledge of loan structuring and has been providing brokerage solutions across Australia for many years. He is qualified to facilitate loans through out Australia, holding a valid Australian credit license.
Chloe was a great help. She is so lovely to speak to and explained everything so well.
Best Debt Managment Solution Company Keanue understood my financial situation and was helpful in guiding me to a solution that worked best for me. He communicated clearly and concisely without feeling pressured. Would recommend this company highly
So happy I found this company. I no longer feel the stress I was under. Keanue was understanding and didn’t judge me, made me feel good and positive for the future. Highly recommend. Cheers
Keanue was such an amazing help! He was kind, understanding and made it a seamless process to get some help.
Keanue Vanderheide Was a legend. Explained everything and was easy to talk to. He was very passionate about his work helping others ease some burdens. It was a great experience ☺️
A massive thanks to Keanue Vanderheide absolutely a legend helped me so much and process was super easy so everyone go talk to Keanue you won’t regret it cheers again Keanue
Keanu is very easy to talk too! Has amazing customer service and makes you feel comfortable in any situation. Highly recommend. A++++
Grady was amazing! So thoughtful and understanding with not a single hint of judgement in his voice. I felt safe to express my emotions and like I was finally going to receive the assistance I need to get back on track. THANK YOU!
Chloe was so helpful, patient and knowledgeable. She was so good in explaining everything in a clear manner, and was friendly and provided me the information needed.
Keanu was friendly, patient and explained everything perfectly and gave me the assurance and guidance that I needed. He was a delight to speak to and he helped make a awkward, embarrassing conversation..easy and pleasant
Thank you Keaunu
Keanue was an absolute delight to deal with! I got everything laid out in simple terms and was able to understand a very typical hard finance conversation so easily. He was incredible empathetic and fantastic to talk about my financial situation with. Would highly recommend!
I was able to get the support and help i needed with Pats Guidance. He didn’t judge me and gave me assurance that everything will be okay. Thankyou Pat for your exceptional service.
Pat was very understanding and helpful! He was non judgmental and helped me find the best possible solution for my debt issues.
Keanue was so great to talk to and nothing but helpful. I’ve struggled trying to get financial help because I was nervous and didn’t want to be judged. Keanue was so understanding, judgement free and wanted nothing more than to help me however he could.
Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃
Pat was so caring and empathic and gave me clear guidance on my best options!
Pat was very helpful and easy to converse with. Thanks Pat!
Pat was absolutely amazing ! Such an incredible help he has shown !
This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!
Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service
I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat
Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!
Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.
Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.
Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.
Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.
Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!
Chloe was great! Great service and very friendly. Glad to find a solution
A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks
Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.
Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.
Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend
Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.
She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!
“Hakuna Matata – it means no worries for the rest of your debts”
Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.
Talk to one of their consultants today.
Would recommend. Excellent customer service. Willing to help anyone !!
This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!
Pat was very help full very go at helping ne each step very easy to talk to he dose a great job
First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.
It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.
Very informative and supportive, very easy and polite to talk to 🙂
I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.
It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.
Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.
Was very helpful, and helped me get everything sorted and was a very nice person to deal with.
Pat helped me so much and I can’t believe how much this is helped me! Thank you so much
Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future
The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone
Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.
Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation
Easy doing application online Verification and approval of application for quite turn around.
I recommended this to anyone because it was so easy going and very easy to use
I found Kayla to be very professional and non judgement to the advise l was asking, she had a lovely approach and manor on the phone. Would highly recommend this company
Kayla has been lovely to deal with. She’s been responsive and helpful, suggesting multiple solutions to help me meet my needs. She has shown empathy and warmth, genuinely caring for her customers and their situation. Thank you Kayla 🙏
I am so happy with the service that was provided to me, me and the customer service officer had a laugh, figured out my finances and I am able to get a new car thanks to her.. I have never ever been so happy in my life
Brilliant.. one of easiest interviews I have done. 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽 Kristina was funny, engaging but more than anything calm. When dealing with peoples finances which is such a stressful subject she was calm.
Kathleen was very friendly and easy to talk to. She confirmed everything to ensure she had our details correct. She explained our options and answered all the questions we may have.
Very happy overall with our time spent on the phone with Kathleen.
Chloe’s honesty and active listening skills were outstanding. She broke down the options for me and helped me feel at ease throughout this process. Thank you an asset to your team.
Rachel Rogers
Kathleen was very helpful and informative, with an excellent demeanor. Definitely a credit to your company.
Kathleen was polite and compassionate looking forward to getting back into a better position
Chloe was very understanding and polite with regard to my situation and offered effective strategies to suit my needs moving forward. Excellent customer service and support.
Kathleen was absolutely amazing! Professional, easy, friendly & quick to get results.
Before I made the phone call I was depressed & embarrassed and didn’t know what to do about my stressful financial debt.
I’d spoken to around 4 other loan consolidation companies and they were no help.
I was loosing motivation & very confused but decided to make one last phone call to try and get help to fix my current financial mess.
Thank goodness I called & spoke to Kathleen!
By the end of the call a weight has been lifted off my shoulders and I no longer felt stressed.
I couldn’t believe that I actually felt excited and in control of my finances for the first time in a longtime.
Thank you so much Kathleen & team for helping me.
Now I’m no longer so stressed I can be a better Mother & enjoy life more with my peace of mind finally given back to me.
Thank you Kathleen!
Our low doc online form takes less than 5 minutes, and won't impact your credit score.
We'll be in touch via email or call (depending on how you like to be contacted) with a custom solution.
Applications are usually approved within 24 hours. Once approved, read and sign your loan offer.
Funds can be transferred in as little as 24 - 72 hours from loan approval.
Our loan specialists aim to provide a same-day approval. If approved, you could receive money into your account within as little as 24 hours.
We will never check your credit score and the only documentation we require is electronic bank statements. Your privacy is important to us.
We disclose all fees and terms upfront so there are no surprises. We also like to work with our clients to provide customisable solutions.
“One of the most important things you can do on this earth is to let people know they are not alone.”
Australian Lending Centre is the leader in finance and debt consolidation solutions for professionals and individuals throughout the country. Since 1993, we’ve been offering Aussies a committed financial relationship with access to the latest financial products and services. The ALC finance specialists are here to help Australians financially get on track with our wide range of loan products. Our primary goal is to make a long-term relationship with each and every customer.
After helping Australians manage difficult financial issues, such as bad credit loan, debt consolidation loans, mortgages and refinancing, Australian Lending Centre is confident that after customers have shopped around they will return to us for our broad range of fair, understanding and flexible financial service solutions.
Unlike banks and traditional lenders, Australian Lending Centre offers finance options for anyone — regardless of credit or employment history. Whether you’re self-employed, just filed bankruptcy or your credit file is just “average” our alternative bank solutions can locate the funding you need to pay down debts, consolidate bills or grow your business.
We help over 100,000 consumers every year take control of their finances and get back on track. We offer loans from $1,000 to over $500,000 and every loan is tailored to the customers’ needs.
Australian Lending Centre has well established and committed relationships with a range of lenders Australia wide, which puts us in an advantageous position to offer you a loan that best suits your requirements.
What you may not know about Australian Lending Centre under Chris Riotto’s management is team (or family as we like to call it) of fully trained, experienced financial and lending specialists are here to simplify the process and secure the right loan for you.
ALC believes that there is always a positive side to every financial problem. Our custom-designed loan products target your specific financial situation.
We can offer products and strategies to help resolve any professional or personal financial difficulties you may be facing. ALC assists our clients with anything from short-term loans to debt consolidation with long-term financial assistance. We build relationships with our customers and we work hard to get each customer competitive interest rates and manageable terms to meet their needs.
Through ALC’s extensive commercial and personal financial experience we’re able to help customers save their residences, boost cash flow in their businesses and avoid stressful creditor harassment.
No matter your situation, we have a viable financial solution.
Australian Lending Centre stays conscious of your personal and professional information. We ensure that any information obtained for application or loan purposes is handled appropriately. We don’t share your information with unauthorised third-parties and all information furnished to our services is stored securely. When you contact a finance representative, we take the steps required to protect your privacy.
We do not operate the way banks do. We offer loan services to all customers and all industries. If you’re being taken to court, can’t pay creditors or you need finance products or a loan for your company, we want to help.
We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history. While we’re an alternative lender, we still strive to capture the best interest rates so that our customers don’t pay more than they have to. Our team of loan specialists are knowledgeable, friendly and we understand how difficult finances can be – especially in today’s economy.
Being competitive is the core of our process. We have compiled a vast network of lending professionals through the year that help us offer a comprehensive compilation of financial products, including loans, debt consolidation and business finance.
See what it’s like to have a finance expert on your side with over 30 years of experience. With our experts you can stop worrying about if you’ll lose your home, how you’ll pay taxes or what you will do about a director’s penalty notice.
We’re committed to solving Australia’s financial problems. Let us help you get the home loan for the house dreams, help you recover from oppressive credit card debt or refinance to get a better deal.
When you take a loan through Australian Lending Centre, you get our continued support and expert advice long after the funds are deposited into your account. We welcome customer questions and we’re proactive in our customers’ accounts. It is our goal to be your long-term finance partner, which is why we offer a full range of services to meet your every financial need:
People in financial difficulty need fast cash. Whether you own a business and need to pay off your taxes, or you are short of bond and need to move, our short-term loan solutions may be able to help. We offer short-term personal loans, business loans, caveat and bridging finance, working capital loans and more.
For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.
Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.
Ⓒ 2024 Australian Lending Centre | Australian Credit License: 389119 | ACN 113 466 550 | ABN 86 113 466 550
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