About Australian lending Centre

For 25 years the Australian Lending Centre has been there to help you with finance. Our expertly trained, experienced and caring consultants have been there every step of the way.
No impact on your credit score

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing. For over 30 years, we have helped thousands of Australians with their financial concerns.

25 Years Experience in Australian Financial Solutions

"Financial knowledge is power"

Chris Riotto, Managing Director of Australian Lending Centre, entered the business of brokering over 30 years ago when he set up Crismar Financial Services. He subsequently opened Australian Lending Centre which now successfully operates on a national level. 

Christopher Riotto has an exceptional knowledge of loan structuring and has been providing brokerage solutions across Australia for many years. He is qualified to facilitate loans through out Australia, holding a valid Australian credit license.

chris riotto alc ceo

We make it easy to apply online

Step 1 apply for finance online icon

Click the “Start Your Application” button. It is on the top right in the menu.

Step 2 Click apply now button cion

Select the type of loan that you want by clicking the button with the icon.

Step 3: Fill out the form icon

Continue through the form and follow through to the upload document prompts.

Step 4: Receive your money fast icon

If approved, the funds could be transferred to your account as little as 72 hours.

Our services also guarantee

responsible lending

Full Disclosure

Your consultation with ALC is complimentary. We don’t charge you for calling and we will disclose all fees, charges and terms upfront so that you don’t have to worry about any unexpected costs.

fast response time

Fast Response

We pride ourselves on meeting the pressures of your financial situations. That is why our loan specialists work quickly to approve your loan and deposit funds within your accounts on-time. In most cases we’re able to approve funding within 48 to 72 hours.

Quick & easy application

Delay Free

We ensure that your application is free of delays. When you speak to a finance expert, you’re speaking to someone who can make decisions. We don’t funnel you through multiple personnel members to get results.

Why Australians choose ALC for online loans

“One of the most important things you can do on this earth is to let people know they are not alone.”

Australian Lending Centre is the leader in finance and debt consolidation solutions for professionals and individuals throughout the country. Since 1993, we’ve been offering Aussies a committed financial relationship with access to the latest financial products and services. The ALC finance specialists are here to help Australians financially get on track with our wide range of loan products. Our primary goal is to make a long-term relationship with each and every customer.

25-years-australian-loansAfter helping Australians manage difficult financial issues, such as bad credit loan, debt consolidation loans, mortgages and refinancing, Australian Lending Centre is confident that after customers have shopped around they will return to us for our broad range of fair, understanding and flexible financial service solutions.

Unlike banks and traditional lenders, Australian Lending Centre offers finance options for anyone — regardless of credit or employment history. Whether you’re self-employed, just filed bankruptcy or your credit file is just “average” our alternative bank solutions can locate the funding you need to pay down debts, consolidate bills or grow your business.

We help over 100,000 consumers every year take control of their finances and get back on track. We offer loans from $1,000 to over $500,000 and every loan is tailored to the customers’ needs.

Australian Lending Centre has well established and committed relationships with a range of lenders Australia wide, which puts us in an advantageous position to offer you a loan that best suits your requirements. 

What you may not know about Australian Lending Centre under Chris Riotto’s management is team (or family as we like to call it) of fully trained, experienced financial and lending specialists are here to simplify the process and secure the right loan for you. 

simple fast finance

ALC believes that there is always a positive side to every financial problem. Our custom-designed loan products target your specific financial situation.

We can offer products and strategies to help resolve any professional or personal financial difficulties you may be facing. ALC assists our clients with anything from short-term loans to debt consolidation with long-term financial assistance. We build relationships with our customers and we work hard to get each customer competitive interest rates and manageable terms to meet their needs.

Through ALC’s extensive commercial and personal financial experience we’re able to help customers save their residences, boost cash flow in their businesses and avoid stressful creditor harassment.

No matter your situation, we have a viable financial solution.


Australian Lending Centre Guarantee

Australian Lending Centre stays conscious of your personal and professional information. We ensure that any information obtained for application or loan purposes is handled appropriately. We don’t share your information with unauthorised third-parties and all information furnished to our services is stored securely. When you contact a finance representative, we take the steps required to protect your privacy.

staff help customers

We do not operate the way banks do. We offer loan services to all customers and all industries. If you’re being taken to court, can’t pay creditors or you need finance products or a loan for your company, we want to help.

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history. While we’re an alternative lender, we still strive to capture the best interest rates so that our customers don’t pay more than they have to. Our team of loan specialists are knowledgeable, friendly and we understand how difficult finances can be – especially in today’s economy.

Being competitive is the core of our process. We have compiled a vast network of lending professionals through the year that help us offer a comprehensive compilation of financial products, including loans, debt consolidation and business finance.

See what it’s like to have a finance expert on your side with over 30 years of experience. With our experts you can stop worrying about if you’ll lose your home, how you’ll pay taxes or what you will do about a director’s penalty notice.

We’re committed to solving Australia’s financial problems. Let us help you get the home loan for the house dreams, help you recover from oppressive credit card debt or  refinance to get a better deal.

When you take a loan through Australian Lending Centre, you get our continued support and expert advice long after the funds are deposited into your account. We welcome customer questions and we’re proactive in our customers’ accounts. It is our goal to be your long-term finance partner, which is why we offer a full range of services to meet your every financial need:

  • Debt consolidation
  • Refinance
  • Short-term loans
  • Online personal loans
  • Home loans
  • Bad credit loans
  • Secured loans
  • Unsecured loans
  • Low-doc loans
  • Investment loans
If your mortgage payment is sky high or you’ve noticed a drastic decrease in interest rates, you might want to refinance your home or commercial property. Our refinance solutions are quick and simple. We look for the best interest rates and ensure that your monthly payment is more affordable.

People in financial difficulty need fast cash. Whether you own a business and need to pay off your taxes, or you are short of bond and need to move, our short-term loan solutions may be able to help. We offer short-term personal loans, business loans, caveat and bridging finance, working capital loans and more.