Home Equity Loans

We offer both fixed and adjustable rates depending on the size of the home equity loans you are applying for and the timeframe you’re looking to pay back your loan in.

Apply for a Home Equity Loan

Home, Rent & Improvements

Business Loan

Medical, Family & Education

Living, Utilities & Bills

Life Events

Low-Rate Home Equity Loans

Use the equity in your home To Free Up Funding

Need to remodel your home but you don’t have any cash? Need to send your eldest to college? For large, unavoidable expenses you can use the equity in your home to pay for them.

Equity is the amount of money you have left between what your home is worth and what you owe on your current home loan. When you apply for a home equity loan through Australian Lending Centre, we provide you with a set amount of funding, a home equity loan, that you’ll pay back over time — just like your home loan.

Home Equity Loans Tailored To Your Needs

When you are ready to apply for a home equity loan, our specialist loan consultants can steer you in the right direction. We can find the best home equity loan for your needs. Get in touch with the Australian Lending centre by calling or completing our online enquiry form.

Home Equity Release Benefits

When you access the equity in your home, you’re able to locate an easy source of cash. The interest rate on these types of loans is higher than your original home loan, but still lower than what you’d get applying for a credit card or personal loan. In fact, many Australians use home equity loans to pay off their credit cards and consolidate debts. Also called a home equity release, it is a smart way to access cash without piling debt on to your credit card at an unsustainable interest rate.

Home Equity Loans: Typical Uses

Essentially you can use home equity loans for anything you like. Most consumers use their home equity loans for:

For over 25 years, the Australian Lending Centre has provided customers with access to a wide range of financial solutions, making us one of the leading private lenders for good reason.

With services ranging from Debt Consolidation and Refinance to Personal Loans and Debt Management, the Australian Lending Centre could provide you with opportunities even if you’ve been rejected elsewhere.