Business loans can be difficult to obtain, especially when you need quick access to funds for wages, tax obligations, or expansion plans.
We understand that you might not always have the extensive documentation banks demand or a spotless credit history – and that’s perfectly fine.
Our low doc unsecured business loans are designed with speed and flexibility in mind, offering you the financial support you need without the hassle of credit checks.
Apply within 5 minutes by clicking “Start Your Application” below and completing the online application form. It’s fast & simple.
We provide a wide range of financial solutions, including Small Business Loans and Self Emplyed Loans. All of our solutions involve NO credit check.
We require minimal documentation, making the whole process super speedy. If you qualify, you can expect same-day support!
Chloe was a great help. She is so lovely to speak to and explained everything so well.
Best Debt Managment Solution Company Keanue understood my financial situation and was helpful in guiding me to a solution that worked best for me. He communicated clearly and concisely without feeling pressured. Would recommend this company highly
So happy I found this company. I no longer feel the stress I was under. Keanue was understanding and didn’t judge me, made me feel good and positive for the future. Highly recommend. Cheers
Keanue was such an amazing help! He was kind, understanding and made it a seamless process to get some help.
Keanue Vanderheide Was a legend. Explained everything and was easy to talk to. He was very passionate about his work helping others ease some burdens. It was a great experience ☺️
A massive thanks to Keanue Vanderheide absolutely a legend helped me so much and process was super easy so everyone go talk to Keanue you won’t regret it cheers again Keanue
Keanu is very easy to talk too! Has amazing customer service and makes you feel comfortable in any situation. Highly recommend. A++++
Grady was amazing! So thoughtful and understanding with not a single hint of judgement in his voice. I felt safe to express my emotions and like I was finally going to receive the assistance I need to get back on track. THANK YOU!
Chloe was so helpful, patient and knowledgeable. She was so good in explaining everything in a clear manner, and was friendly and provided me the information needed.
Keanu was friendly, patient and explained everything perfectly and gave me the assurance and guidance that I needed. He was a delight to speak to and he helped make a awkward, embarrassing conversation..easy and pleasant
Thank you Keaunu
Keanue was an absolute delight to deal with! I got everything laid out in simple terms and was able to understand a very typical hard finance conversation so easily. He was incredible empathetic and fantastic to talk about my financial situation with. Would highly recommend!
I was able to get the support and help i needed with Pats Guidance. He didn’t judge me and gave me assurance that everything will be okay. Thankyou Pat for your exceptional service.
Pat was very understanding and helpful! He was non judgmental and helped me find the best possible solution for my debt issues.
Keanue was so great to talk to and nothing but helpful. I’ve struggled trying to get financial help because I was nervous and didn’t want to be judged. Keanue was so understanding, judgement free and wanted nothing more than to help me however he could.
Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃
Pat was so caring and empathic and gave me clear guidance on my best options!
Pat was very helpful and easy to converse with. Thanks Pat!
Pat was absolutely amazing ! Such an incredible help he has shown !
This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!
Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service
I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat
Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!
Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.
Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.
Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.
Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.
Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!
Chloe was great! Great service and very friendly. Glad to find a solution
A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks
Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.
Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.
Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend
Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.
She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!
“Hakuna Matata – it means no worries for the rest of your debts”
Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.
Talk to one of their consultants today.
Would recommend. Excellent customer service. Willing to help anyone !!
This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!
Pat was very help full very go at helping ne each step very easy to talk to he dose a great job
First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.
It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.
Very informative and supportive, very easy and polite to talk to 🙂
I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.
It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.
Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.
Was very helpful, and helped me get everything sorted and was a very nice person to deal with.
Pat helped me so much and I can’t believe how much this is helped me! Thank you so much
Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future
The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone
Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.
Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation
Easy doing application online Verification and approval of application for quite turn around.
I recommended this to anyone because it was so easy going and very easy to use
I found Kayla to be very professional and non judgement to the advise l was asking, she had a lovely approach and manor on the phone. Would highly recommend this company
Kayla has been lovely to deal with. She’s been responsive and helpful, suggesting multiple solutions to help me meet my needs. She has shown empathy and warmth, genuinely caring for her customers and their situation. Thank you Kayla 🙏
I am so happy with the service that was provided to me, me and the customer service officer had a laugh, figured out my finances and I am able to get a new car thanks to her.. I have never ever been so happy in my life
Brilliant.. one of easiest interviews I have done. 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽 Kristina was funny, engaging but more than anything calm. When dealing with peoples finances which is such a stressful subject she was calm.
Kathleen was very friendly and easy to talk to. She confirmed everything to ensure she had our details correct. She explained our options and answered all the questions we may have.
Very happy overall with our time spent on the phone with Kathleen.
Chloe’s honesty and active listening skills were outstanding. She broke down the options for me and helped me feel at ease throughout this process. Thank you an asset to your team.
Rachel Rogers
Kathleen was very helpful and informative, with an excellent demeanor. Definitely a credit to your company.
Kathleen was polite and compassionate looking forward to getting back into a better position
Chloe was very understanding and polite with regard to my situation and offered effective strategies to suit my needs moving forward. Excellent customer service and support.
Kathleen was absolutely amazing! Professional, easy, friendly & quick to get results.
Before I made the phone call I was depressed & embarrassed and didn’t know what to do about my stressful financial debt.
I’d spoken to around 4 other loan consolidation companies and they were no help.
I was loosing motivation & very confused but decided to make one last phone call to try and get help to fix my current financial mess.
Thank goodness I called & spoke to Kathleen!
By the end of the call a weight has been lifted off my shoulders and I no longer felt stressed.
I couldn’t believe that I actually felt excited and in control of my finances for the first time in a longtime.
Thank you so much Kathleen & team for helping me.
Now I’m no longer so stressed I can be a better Mother & enjoy life more with my peace of mind finally given back to me.
Thank you Kathleen!
A business loan is a fantastic funding option to start up your dream empire or expand your current one. If you’ve been declined for business financing or can’t supply the documents your bank is asking for, you’ve come to the right place!
Every day, we help Australian business owners, just like yourself, secure quick and easy funding. Being a non-bank lender, we can offer tailored business loan solutions so you can get back to doing what you do best: running your business!
Most financial institutions require detailed, verifiable proof of income, which can be tough to provide when running a business. Meeting the strict documentation demands of banks often feels like an uphill battle.
For over 30 years, Australian Lending Centre has helped thousands of Australians secure the loans they need, without the burden of inflated interest rates that often come with non-bank lenders.
Because we don’t check your credit file, or ask for mountains of documentation, you can apply for business finance quickly and confidently.
Bad credit can make it tough to secure funding for your business needs, limiting your options and increasing costs. A bad credit business loan won’t affect your credit rating, so you can apply with confidence.
Securing an investment property loan can feel overwhelming, with various options and strict requirements. We take the stress away by offering flexible terms to help you grow your portfolio with ease.
Business debt can pile up, creating multiple payments and higher interest costs. A business debt consolidation loan streamlines your repayments and can lower your interest rate, making financial management easier.
Accessing money to cover day to day expenses can be challenging, especially when cash flow is tight. Our working capital loans provide these funds so you can focus on growth opportunities to help your business thrive.
This is a smart way to free up cash to help run your business. We could refinance your property to lower your interest rate or unlock equity, giving you the liquidity you need to support your business growth.
Self-employment has its financial challenges. If you need funds to cover a quiet period or grow your business, a self-employed loan may be the solution. Unlike many lenders, we’re here to help.
Are you in need of a quick cash injection to keep your business afloat? Short term business loans are a great way to cover costs without being burdened by a long-term commitment.
Quick access to funds can be crucial for your business. Our caveat loans act as a second mortgage and provide the cash needed to seize opportunities or manage unexpected expenses.
Managing tax debt can be challenging. Our tax debt relief loans offer fast, flexible funding to help you reduce your debt and regain financial control.
Business loans provide the necessary funds to start, operate, or expand a business, enabling you to take advantage of opportunities that may arise.
Manage cash flow gaps by receiving immediate funds for day-to-day expenses, allowing you to maintain operations even during challenging financial periods.
Business loans come in various forms, including business debt consolidation, investment property loans, and equipment financing, allowing you to choose the best option for your specific needs.
A business loan can be used to invest in growth opportunities which you might otherwise have neglected, such as increased marketing budget, hiring staff, or expanding to new locations, ultimately driving profitability.
Interest paid on a business loan is often tax-deductible, reducing the overall cost of borrowing and providing potential savings for your business.
Business finance makes larger purchases affordable. These might include inventory, equipment, or technology, helping your business operate more efficiently and effectively.
We will assess your application on the same-day.
Don't worry about having to provide impossible paperwork.
We never check your credit file so applying will not harm your score.
Your loan will be designed around your exact wants and needs.
You will be assigned your very own specialist to help every step of the way.
Our excellent Trustpilot & Google reviews reflect the high level of quality that we provide.
Yes, Australian Lending Centre offer finance without collateral. This is called an unsecured business loan. The interest rates can be higher and you may not be able to obtain as much money as you would with secured commercial finance. However, they are a much more flexible form of loan, require less documentation, and can be processed faster.
Australian Lending Centre reduce the number of roadblocks in the way of getting a commercial loan.
We make applying easy by having a 100% online application form that takes less than 5 minutes to complete. We also ask for minimal documentation, all we need aside from your personal info is electronic bank statements. We also don’t check your credit score so you this takes any risk away from applying.
Because we have such a diverse range of financial products available, even if we can’t provide the exact loan type that you came in for, we may be able to help in another way.
As soon as we receive your commercial finance application, an expert will assess your eligibility.
From here, we will call you if we seek any further details, or if approved, talk you through the next steps.
We always aim to provide a solution within 24 hours of applying.
The main difference between a small business loan and a standard business loan lies in the loan size, eligibility, and terms.
Small business loans offer smaller amounts with easier qualification and shorter repayment terms.
Standard business loans provide larger amounts, have stricter eligibility criteria, and come with longer repayment terms. They are typically used for major projects like expansions or acquisitions.
For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.
Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.
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