Business cash flow crisis? Need Finance?
Read more
Business loans to help fund your goals
Read more

Business Loans


I have read and accept the privacy policy.

NO-effect-on-your-credit-fileNO effect on your credit file

Enquiry has no impact on your credit score

The Right Loan for Your Business

At ALC we understand business and how business loans can get difficult. When you need the finance to cover wages, tax, or simply to expand, often you need to access funds fast. We get that you don’t always have all the documentation the banks require or a fantastic credit file, and that’s ok, we offer low doc business loans. Talk to one of our business loan specialists today and let us help you with a business loan that works for YOUR business.

business loans for australian business

Fast and Simple Business Loans and Finance

A business loan is the perfect funding option to start up your dream business or expand your current operation. If you’ve been declined for business financing or can’t supply the documents your bank is asking for, you’ve come to the right place!

Every day, we help business owners, just like you, secure commercial loans quickly and easily with our practical approach to lending. Just send us your details so we can contact you about a tailored business loan solution. Let us handle the financing parts, with some of the best business loan Australia has to offer, so you can get back to doing what you do best; running your business!

Business Finance Loans Without Strict Bank Requirements

Your average financial institution wants to see documented, verifiable proof of your income. If you’re self employed, work seasonally or you freelance, it can be near impossible to meet the strict document requirements banks want to see. Most of these employment situations have variable incomes on a month-to-month or seasonal basis and proof of consistent income is hard to come by. Although you may make an ample living to pay your loan, the banks may not see it that way.

At Australian Lending Centre, we offer financial help to low doc borrowers or bad credit business loans to those who may be just like you. We’ve helped thousands of Australians, over 30 years, find the loan they need without the inflated interest rates typically associated with non-bank lenders.

Get your business loan started today with help from Australian Lending Centre.

business loans for australian business

Business Loans To Build Your Dream

We Work Fast For Your Business Finance Because Your Time Is Important:

Getting A Business Loan is really simple and fast

When Banks Let You Down We Pick You Up

Banks with their strict rules, can overcomplicate the process, adding reams of paperwork to the application process. We work to minimise the length of the application because we know you don’t have all day! Whether it’s a small loan or a secured loan we’re here to help.

Declined for a financing from a bank? Need a bad credit business loan?

If you’ve been declined for a loan, it’s okay. Every day we help small business owners secure financing. We specialise in bad credit business loans and take a practical approach to lending.

Missing a few documents? Looking for a low doc business loan?

If you’ve been busy running your business and don’t have your tax returns yet, it’s okay. We have access to a variety of lenders offering low doc products and understand what they’re looking for. These lenders specialise in understanding your financial position without having access to personal or company tax returns and offer low doc business loans.

business loans for australian business

Short Term Business Loan Specialists

If you are only looking for short term business loans, we offer short term financing options as well.

Specialists in short-term loans, we have a team of specialists on-hand to discuss your business loan requirements and options. Having supported Australian businesses for a number of years, we understand that time is money and using our expertise we have streamlined our process so that we can issue a loan proposal ASAP. The process is straightforward and our clients usually have the funds in their bank account in 3-7 working days!

Really Simple Business Loans Application

The process is straightforward and our clients usually have Finance in their account within 72 hours

Step 1

Fill in our enquiry form

Debt Management Services

Step 2

We will compile a list of solutions for you.

Step 3

We will then discuss the right solution for you.

Clear payment terms

Step 4

Once you’ve chosen a product, we’ll arrange the necessary documentation

Funds in your business loan account

Step 5

The funds will be deposited directly into your account!

Small business loans with bad credit Australia

Non-Bank Business Loans Australia

We cater to many types of Australian businesses and our loans are actually tailored to your specific business criteria. So whether you want small business loans, bad credit business loans bad credit, or something else, we work to the best of our abilities to approve your loans ASAP. With ALC helping you with your loan application, you know you’re in good hands.

Business Loan Repayment Calculators


Loan Repayment Calculator

Calculate your loan repayments


Budget Planner Calculator

Improve your budget!

Guide to lending

Extra Repayment Calculator

Save money with extra loan payments!

ALC Refinancing

Loan Comparison Calculator

Compare loans for the best deal!

borrowing power

Borrowing Power Calculator

Discover how much you could borrow!

What Our Clients Say

Some of The Business Loans and Finance We Offer