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Excellent service explained everything clearly, keanu was very helpful and enthusiastic about the work.
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Australian Lending Centre understand business and how business loans can be difficult to obtain. When you need the finance to cover wages, tax, or simply to expand, often you need to access funds fast. We get that you don’t always have all the documentation the banks require or a fantastic credit file, and that’s ok, we offer low doc business loans.
We understand that many businesses do not always have the relevant documentation to provide the banks.
A business loan is the perfect funding option to start up your dream business or expand your current operation. If you’ve been declined for business financing or can’t supply the documents your bank is asking for, you’ve come to the right place!
Every day, we help business owners, just like yourself, secure business loans quickly and easily with our practical approach to lending. Just send us your details so we can contact you about a tailored business loan solution. Let us handle the financing parts, with some of the best business loan Australia has to offer, so you can get back to doing what you do best; running your business!
Your average financial institution wants to see documented, verifiable proof of your income. If you’re self employed, work seasonally or freelance, it can be near impossible to meet the strict document requirements banks want to see. Most of these employment situations have variable incomes on a month-to-month or seasonal basis and proof of consistent income is hard to come by. Although you may make an ample living to pay your loan, the banks may not see it that way.
At Australian Lending Centre, we offer financial help to low doc borrowers or bad credit business loans to those who may be just like you. We’ve helped thousands of Australians, over 30 years, find the loan they need without the inflated interest rates typically associated with non-bank lenders.
Selecting the most suitable lender to help you with commercial finance can make a big difference to the success of your company. We help businesses in Australia, from small one-person enterprises through to large corporations.
Commercial finance can allow you to think bigger, whether it is new equipment to streamline your production processes or expand into a large premises to take on more employees.
For businesses to succeed they must grow and when you reach the point that you need capital to do this, Australian Lending Centre has fully-trained and experienced loan consultants to assess and guide you through the process. Sometimes businesses need an injection of commercial finance to reach full potential and embrace changing markets and technology.
Our team of financial specialists take the time to work out the best commercial finance options for you and your business whether you’re just starting out, looking to expand your current business, or want to improve your business by purchasing equipment and property.
When you own your commercial premises your business has a capital asset which helps your balance sheet and future commercial finance opportunities.
Whatever scale your business, equity can be a big advantage. Owning a commercial premises can help you with commercial finance for future growth.
Commercial investments mean your tenants have longer leases. As commercial leases are generally longer-term offers financial stability to make future business decisions.
Banks with their strict rules, can overcomplicate the process, adding reams of paperwork to the application process. We work to minimise the length of the application because we know you don’t have all day! Whether it’s a small loan or a secured loan we’re here to help.
Have the banks turned you down because you have bad credit? We have a range of bad credit solutions for businesses, even with bad credit.
If you’ve been busy running your business and don’t have your tax returns yet, it’s okay. We have access to a variety of lenders offering low doc products and understand what they’re looking for. These lenders specialise in understanding your financial position without having personal or company tax returns and offer low doc business loans.
If you are only looking for short term business loans, we offer short term financing options as well.
Specialists in short-term loans, we have a team of specialists on-hand to discuss your business loan requirements and options. Having supported Australian businesses for a number of years, we understand that time is money and using our expertise we have streamlined our process so that we can issue a loan proposal ASAP. The process is straightforward and our clients usually have the funds in their bank account in 3-7 working days!
We cater to many types of Australian businesses and our loans are actually tailored to your specific business criteria. So whether you want small business loans, bad credit business loans bad credit, or something else, we work to the best of our abilities to approve your loans ASAP. With ALC helping you with your loan application, you know you’re in good hands.
Click the “Start Your Application” button. It is on the top right in the menu.
Select the type of loan that you want by clicking the button with the icon.
Continue through the form and follow through to the upload document prompts.
If approved, the funds could be transferred to your account as little as 72 hours.
Keanue Vanderheide Was a legend. Explained everything and was easy to talk to. He was very passionate about his work helping others ease some burdens. It was a great experience ☺️
A massive thanks to Keanue Vanderheide absolutely a legend helped me so much and process was super easy so everyone go talk to Keanue you won’t regret it cheers again Keanue
Keanu is very easy to talk too! Has amazing customer service and makes you feel comfortable in any situation. Highly recommend. A++++
Grady was amazing! So thoughtful and understanding with not a single hint of judgement in his voice. I felt safe to express my emotions and like I was finally going to receive the assistance I need to get back on track. THANK YOU!
Chloe was so helpful, patient and knowledgeable. She was so good in explaining everything in a clear manner, and was friendly and provided me the information needed.
Keanu was friendly, patient and explained everything perfectly and gave me the assurance and guidance that I needed. He was a delight to speak to and he helped make a awkward, embarrassing conversation..easy and pleasant
Thank you Keaunu
Keanue was an absolute delight to deal with! I got everything laid out in simple terms and was able to understand a very typical hard finance conversation so easily. He was incredible empathetic and fantastic to talk about my financial situation with. Would highly recommend!
I was able to get the support and help i needed with Pats Guidance. He didn’t judge me and gave me assurance that everything will be okay. Thankyou Pat for your exceptional service.
Pat was very understanding and helpful! He was non judgmental and helped me find the best possible solution for my debt issues.
Keanue was so great to talk to and nothing but helpful. I’ve struggled trying to get financial help because I was nervous and didn’t want to be judged. Keanue was so understanding, judgement free and wanted nothing more than to help me however he could.
Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃
Pat was so caring and empathic and gave me clear guidance on my best options!
Pat was very helpful and easy to converse with. Thanks Pat!
Pat was absolutely amazing ! Such an incredible help he has shown !
This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!
Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service
I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat
Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!
Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.
Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.
Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.
Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.
Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!
Chloe was great! Great service and very friendly. Glad to find a solution
A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks
Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.
Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.
Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend
Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.
She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!
“Hakuna Matata – it means no worries for the rest of your debts”
Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.
Talk to one of their consultants today.
Would recommend. Excellent customer service. Willing to help anyone !!
This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!
Pat was very help full very go at helping ne each step very easy to talk to he dose a great job
First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.
It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.
Very informative and supportive, very easy and polite to talk to 🙂
I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.
It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.
Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.
Was very helpful, and helped me get everything sorted and was a very nice person to deal with.
Pat helped me so much and I can’t believe how much this is helped me! Thank you so much
Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future
The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone
Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.
Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation
Easy doing application online Verification and approval of application for quite turn around.
I recommended this to anyone because it was so easy going and very easy to use
I found Kayla to be very professional and non judgement to the advise l was asking, she had a lovely approach and manor on the phone. Would highly recommend this company
Kayla has been lovely to deal with. She’s been responsive and helpful, suggesting multiple solutions to help me meet my needs. She has shown empathy and warmth, genuinely caring for her customers and their situation. Thank you Kayla 🙏
I am so happy with the service that was provided to me, me and the customer service officer had a laugh, figured out my finances and I am able to get a new car thanks to her.. I have never ever been so happy in my life
Brilliant.. one of easiest interviews I have done. 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽 Kristina was funny, engaging but more than anything calm. When dealing with peoples finances which is such a stressful subject she was calm.
Kathleen was very friendly and easy to talk to. She confirmed everything to ensure she had our details correct. She explained our options and answered all the questions we may have.
Very happy overall with our time spent on the phone with Kathleen.
Chloe’s honesty and active listening skills were outstanding. She broke down the options for me and helped me feel at ease throughout this process. Thank you an asset to your team.
Rachel Rogers
Kathleen was very helpful and informative, with an excellent demeanor. Definitely a credit to your company.
Kathleen was polite and compassionate looking forward to getting back into a better position
Chloe was very understanding and polite with regard to my situation and offered effective strategies to suit my needs moving forward. Excellent customer service and support.
Kathleen was absolutely amazing! Professional, easy, friendly & quick to get results.
Before I made the phone call I was depressed & embarrassed and didn’t know what to do about my stressful financial debt.
I’d spoken to around 4 other loan consolidation companies and they were no help.
I was loosing motivation & very confused but decided to make one last phone call to try and get help to fix my current financial mess.
Thank goodness I called & spoke to Kathleen!
By the end of the call a weight has been lifted off my shoulders and I no longer felt stressed.
I couldn’t believe that I actually felt excited and in control of my finances for the first time in a longtime.
Thank you so much Kathleen & team for helping me.
Now I’m no longer so stressed I can be a better Mother & enjoy life more with my peace of mind finally given back to me.
Thank you Kathleen!
As soon as we receive your commercial finance application, we call you to discuss the details, so we can find the most suitable lender or solution to your situation.
There are many factors in determining your suitability for commercial loans. These include how long your business has been in operation, whether you have collateral and the purpose of the loan. For most SME’s it can be quite hard to get a bank loan, however there are alternative lenders that will assist you with you financing needs.
Yes, it may be possible for you to obtain commercial finance without collateral. This is called an unsecured loan. The interest rates tend to be higher and you may not be able to obtain as much finance as you would with secured commercial finance.
For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.
Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.
Ⓒ 2024 Australian Lending Centre | Australian Credit License: 389119 | ACN 113 466 550 | ABN 86 113 466 550
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