Working Capital Finance

The Australian Lending Centre has a large range of personal loans for a range of needs, including car finance, debt consolidation, bad credit, low-documentation and no credit check.

Apply for a working capital Loan


I have read and accept the privacy policy.

No impact on your credit file

No impact on your credit score

Working Capital Finance Loans Are Ideal For Multiple Purposes

Our working capital finance loans are ideal to help you when you are going through tough times or simply need fast access to working capital finance to:

We can approve working capital finance loans on the same day as your enquiry and lend as little as $10,000 (providing you own or are paying off real estate property).

We Specialise In Working Capital Finance Loans

Development & Construction Finance

self-employed without tax returns

refused by banks for finance

declined for a loan by the banks

Have a bad credit history

bad credit history

working capital loans australia

Working Capital Finance When You Really Need It

In this tough economic climate, banks and other financial institutions are being stricter than ever about their qualifying criteria for working capital loans. This can often be bad news if you are self employed and need working capital to invest in your business to get you up and running or to cover those mounting bills.

Working capital loans for short term business finance will allow you to focus on running your company and generate more business while waiting for money owed to you to arrive without the added pressures of financial stress.

We Help when the banks say 'no'

If you need business finance, a certified specialist at Australian Lending Centre can give you the information you need to see if one of our business loans is right for you. Contact a specialist today.

Your privacy is important to us, as such, the Australian Lending Centre application process is confidential and there is NO CREDIT CHECK.

working capital loans australia

Loan Calculators & Debt Consolidation Tools


Loan Repayment Calculator

Calculate your loan repayments


Budget Planner Calculator

Improve your budget!

Guide to lending

Extra Repayment Calculator

Save money with extra loan payments!

ALC Refinancing

Loan Comparison Calculator

Compare loans for the best deal!

borrowing power

Borrowing Power Calculator

Discover how much you could borrow!