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Traditional lenders often require a significant amount of paperwork to complete the loan process. It can take a while to locate all the necessary documents such as your financial situation, proof of income, and various other bits of paperwork. ALC understands that if you are self employed or don’t have a lengthy record of financial statements, you won’t always have what traditional lenders need. So we offer low doc loans for these situations.

We strive to make it possible with:

  • Minimal Documentation
  • Minimal Proof of Income
  • An Experienced Team
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A Solution to Smile About

Low Doc Loans

Unfortunately not everyone has access to the documents that banks require, which can leave them with limited financing options. This is where Australian Lending Centre’s low doc options can be of assistance.

Australian Lending Centre offers low doc lending solutions that are ideal for the self employed individual or temporary worker; these loans require minimal paperwork to get approved.

Got bad credit? Not a problem. We work to qualify self employed individuals, even with bad credit, in the effort to help them obtain the loan they need!

“simplify life with ALC loans”

I was on a financial mess, me and my partner were fighting all the time for money issues, the people in ALC help me a lot and make life so much easier and more important my life style and relationship improved a ton. Is incredible what you can achieve with a bit of help an support. Thank you so much guys!

Matt, SYDNEY - NSW

The Australian Leading Centre helped me with finance for my business in April. The process was very easy and the staff, especially Verushka, were great. They kept me informed of what was happening and managed the process for me. From the time of my first enquiry to having the money deposited in my account was quick compared with other lending institutions and the after settlement service has been excellent.

Simon, BATEAU BAY – NSW

I cannot thank you enough and let you know how grateful I am for all the assistance that you and the staff have provided and I look forward to recommending you to friends and family should they need financial advice or assistance. Keep up the great work.

Paul, ERSKINEVILLE –NSW

We love working with the Australian Lending Centre. They are a very talented team with a well though-out process and a lightning speed turnaround time. If you need a financial solution, go for it. ALC group is the team for it.

Jack, Victoria

I just wanted to say how nice it was to speak to a company that’s not pushy and desperate for sales commission. I just spoke to Lilly and although she was unable to assist me due to my current situation, it was refreshing to get some simple advice without any obligation to sign up for something that I didn’t want. It really shows that your company actually cares about helping people.

Andrew, QLD

I was in such a tight spot. I tried the banks for a personal loan and they all rejected me because I didn’t have a credit history to my name because I just started working and paying bills with my name on them. But the team at Australian Lending Centre took me on and helped me throughout the entire process. If not for them, I don’t know where I’d be right now. Highly recommended!

Jack L., BLACKTOWN - NSW

I would highly recommend your services to any person in need and will keep you on top of our directories for any further needs we may have. Once again I commend yourself and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to customers such as myself. Wishing you all the best for the future.

Barbara, DANDENONG – VIC

I just thought I would let you know about how fantastic Rebecca has been with my application I will be recommending Australian Lending Centre to every body I know and mentioning Rebecca name as she has been absolutely 110% helpful.

Cole, ADELAIDE – SA

The team at Australian Lending Centre went above and beyond their requirements to assist me with my debt consolidation. They were friendly, professional, and absolute gems to work with.

Sarah, WA

If I had to use only two words to describe Australian Lending Centre: trustworthy and quick. They were so nice to me and my husband and listened to us with an open ear and no judgement. They were able to secure us a loan that helped us get out of debt.

Carly & Steve, MELBOURNE

I was on a financial mess, me and my partner were fighting all the time for money issues, the people in ALC help me a lot and make life so much easier and more important my life style and relationship improved a ton. Is incredible what you can achieve with a bit of help an support. Thank you so much guys!

Matt, SYDNEY - NSW

I was in such a tight spot. I tried the banks for a personal loan and they all rejected me because I didn’t have a credit history to my name because I just started working and paying bills with my name on them. But the team at Australian Lending Centre took me on and helped me throughout the entire process. If not for them, I don’t know where I’d be right now. Highly recommended!

Jack L., BLACKTOWN - NSW

I would highly recommend your services to any person in need and will keep you on top of our directories for any further needs we may have. Once again I commend yourself and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to customers such as myself. Wishing you all the best for the future.

Barbara, DANDENONG – VIC

I just thought I would let you know about how fantastic Rebecca has been with my application I will be recommending Australian Lending Centre to every body I know and mentioning Rebecca name as she has been absolutely 110% helpful.

Cole, ADELAIDE – SA

The team at Australian Lending Centre went above and beyond their requirements to assist me with my debt consolidation. They were friendly, professional, and absolute gems to work with.

Sarah, WA

If I had to use only two words to describe Australian Lending Centre: trustworthy and quick. They were so nice to me and my husband and listened to us with an open ear and no judgement. They were able to secure us a loan that helped us get out of debt.

Carly & Steve, MELBOURNE

The Australian Leading Centre helped me with finance for my business in April. The process was very easy and the staff, especially Verushka, were great. They kept me informed of what was happening and managed the process for me. From the time of my first enquiry to having the money deposited in my account was quick compared with other lending institutions and the after settlement service has been excellent.

Simon, BATEAU BAY – NSW

I cannot thank you enough and let you know how grateful I am for all the assistance that you and the staff have provided and I look forward to recommending you to friends and family should they need financial advice or assistance. Keep up the great work.

Paul , ERSKINEVILLE –NSW

We love working with the Australian Lending Centre. They are a very talented team with a well though-out process and a lightning speed turnaround time. If you need a financial solution, go for it. ALC group is the team for it.

Jack, Victoria

Helping you Fund Life Without Strict Requirements

Your average financial institution wants to see documented, verifiable proof of your income. If you’re self employed, work seasonally or you freelance, it can be near impossible to meet the strict document requirements banks want to see. Most of these employment situations have variable incomes on a month-to-month or seasonal basis and proof of consistent income is hard to come by. Although you may make an ample living to pay your loan, the banks may not see it that way.

At Australian Lending Centre, we offer financial help to low doc borrowers just like you. We’ve helped thousands of Australians find the loan they need without the outrageous interest rates typically associated.

Get Started with a Low Doc Loan Today!

Our low doc loans are specifically designed with the self employed and low documentation individual in mind. That is why we don’t require mountains of excess paperwork from you, and we still offer fast turnaround and processing times. Our low doc loans include:

We Help you with These Low Doc Loan Options:

  • Low doc business loans
  • Low doc car loans
  • Low doc home loans
  • Low doc personal loans
  • Low doc investment loans
When you apply for a low doc loan from Australian Lending Centre, all we need is an income declaration. No tax returns, financial statements or bank records required. With the right documentation, you can qualify for $10,000 to $3 million — depending on what you need. A low doc loan is an option for those seeking a no doc loan that the banks do not offer.

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