Low Doc Loans

When your own your business or are self-employed, you may not have all the documentation needed for a traditional bank loan, so a low doc loan might be what you need.

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Car Loan

Home, Rent & Improvements

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Medical, Family & Education

Living, Utilities & Bills

If You are missing paperwork Try Low-Doc Loans

Traditional lenders, such as the banks, need a lot of detailed of paperwork to process a loan application. For many people, this can take a lot of time to collate all the required documentation on your financial situation, such as proof of income, tax returns, and bank statements. ALC understands that if you are self employed or don’t have a lengthy record of financial statements, you won’t always have all the paperwork that the big banks want. Low-doc loans are the perfect product if you cannot fulfil these complex requirements.

Why Choose A Low-Doc Loan?

Unfortunately not everyone has access to the incredible amount of detailed documents that the traditional banks require. This can leave applicants feel like they have limited personal and business loan options. Australian Lending Centre’s low doc loan options can be of assistance.

Australian Lending Centre offers low doc loan solutions that are ideal for the self-employed individual, temporary worker or tradie and this type of loans require minimal paperwork to get approved.

Got bad credit? Not a problem. We work to qualify self-employed individuals, even with bad credit, even for low-doc loans in the effort to help them obtain the loan they need!

Low-Doc Loans Help Fund Life Without Strict Bank Requirements

Banks want to see definitive proof through tax returns and other official statements, of your income. If you are a freelancer, self-employed or work casually (including seasonal work), it can be hard to prove you are a good borrower with all the documentation that banks need to approve finance.

Casual and seasonal workers, the self-employed and small business owners have income that goes up and down month-to-month or on a seasonal basis. Proof of consistent income can be hard to get. In these circumstances, low documentation loans may be your best option.

Low-doc loans are not generally available when applying with big banks. You might be earning a great living but the banks may not see you as a safe prospect.

At Australian Lending Centre, we offer financial help to low-doc loan borrowers. We have helped thousands of Australians find low-doc loans without the high interest rates typically associated with non-conforming finance products.

Get Started With Low Doc Loans

Our low doc loans are specifically designed with the self employed and low documentation individual in mind. That is why we don’t require mountains of excess paperwork from you, and we still offer fast turnaround and processing times.

When you apply for a low doc loan from Australian Lending Centre, all we need is an income declaration. No tax returns, financial statements or bank records required. With the right documentation, you can qualify for $10,000 to $3 million — depending on what you need. A low doc loan is an option for those seeking a no doc loan that the banks do not offer.