Short Term Personal Loans

Fast & easy loans when you need funds urgently.

no impact on your credit rating

Quick, Easy Short Term Personal Loans

If you need a short term personal loan, Australian Lending Centre offers a range of quick and easy financial options. Our experienced, caring team are specialists in making sure you get funds fast. Personal purchases like new white goods, car repairs, home improvements are all legitimate reasons for short term personal loans.

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The Australian Lending Centre understands that every household has a time when they need funds fast. Applying through the banks means you could wait days – if not weeks – for approval and much-needed funding. In the meantime, you may need a washing machine, a safe car or urgent repairs to your home. Since the Australian Lending Centre offers fast approval and delivery on all short term personal loans Australia wide, you won’t have to worry about delays to finance.

We understanding when you need fast cash, our expert team will assess your unique situation as quickly as possible. Even if you have bad credit or low documentation, a short term personal loan may be an option.

Short Term Personal Loan No Credit Check

If you need a bad credit short term loan Australia wide, a certified specialist at Australian Lending Centre can give you the information you need. See if short term loans no credit check are right for you. Contact our friendly team today by calling 1300 138 188.

Enquiring with Australian Lending Centre is a “soft enquiry”. This means that completing our enquiry form does not lead to a mark on your credit file, which is important if you are already struggling with bad credit. Often, during times of financial strike, you miss payments and can get defaults listed, making applying for credit cards with the banks difficult. 

No credit check loans also mean that lenders may be able to look at other criteria other than your credit report. You can supply payslips, bank statements, tax returns and other information to prove your ability to pay back a short term loan.

Even if we don’t have a product for which you are eligible, we can refer you to a more flexible lender, who may be able to help.

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short term dental loans

Short Term Personal Loan - Fast Finance

Life has its ups and downs. Household income can be impacted dramatically in these unpredictable times. But the world keeps going and bills still need to be paid.

You may need the funds to get new tyres or have a major service. Maybe the washing machine has broken down.  A short term personal loan may be needed buy a new laptop computer for your son or daughter, going back to school.

Whatever the reason, Australian Lending Centre can offer a short term cash loan to help you meet your financial obligations at the right time. Apply today with our quick and easy short term loans application.

Short Term loans Are For Unique Situations

At Australian Lending Centre, we take extra care in providing our clients with short term personal loans that are tailored to your specific needs and circumstances. These short term financial solutions usually have a lower repayment period from as little as one month onwards. These shorter repayment terms can suit your financial needs.

Just like every person is different, every financial circumstance is different from another. Your credit score may have flying colours but you may not have enough income to support repayments and get turned away from the bank for any short term financial help. You may earn top dollar with a stable job but if you have negative listings on your credit history, you will still be turned away for short term loans by the big banks.

We at Australian Lending Centre know and understand the difficulty people face when they need emergency short term financial support. That’s why we find the most suitable solutions for anyone who needs to borrow short term cash online.

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short term personal loans for a new bathroom

Get A Short Term Personal Loan Approved

If you’re looking for online short term personal loans, enquire with us at Australian Lending Centre and find out how much you could be eligible to borrow.

Whether there’s shortage of cash during holidays or for any unforeseen circumstances where you run short of money,  a trusted short term personal loan lender could approve you on the same day you apply. Depending on your own unique particular circumstances and financial standing, the minimum and maximum amount of cash you can borrow, interest rate will vary accordingly.

Fast and Easy Bad Credit Personal Loans

Even if you have bad credit or any negative listings on your credit file, don’t worry. Australian Lending Centre is always happy to help our clients with a short term personal loan who are in this particular situation. This is because we also specialise in no credit check short term loans as well as short term personal loans, Australian lending Centre has financial solutions to suit most people’s needs. So no matter your circumstances, contact Australian Lending Centre and speak with one of our friendly loan specialists to the most suitable option for your special set of circumstances.

short term personal loan consultant

Use A Short terms Loan For...

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Car Repairs

Got car troubles? Most people need their car to be safe and reliable. If you need expensive repairs, a short term loan can help you get back on the road.

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Technology Finance

Need a laptop fast and can't quite come up with the lump sum? A short term loan to purchase much needed laptops and devices could be just the thing to get you through.

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Medical Expenses

Medicare doesn't cover all and if you are injured or need a specialist it can be costly. A short term to cover medical bills can help you breathe easier.

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Home Maintenance and Repairs

A single loan that can turn multiple payments, fees and interest rates into one, easy monthly payment, even with an impair credit score.

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Appliances Finance

Need a new fridge or washing machine but don't have the money right now? A short term loan can help you get the appliance you need.

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Dental Loans

Got teeth trouble but can't afford it right now?  A short term loans for dental expenses will put the smile back on your face.

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Education Expenses

Medicare doesn't cover all and if you are injured or need a specialist it can be costly. A short term to cover medical bills can help you breathe easier.

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Moving House

When you need to move there are a lot of expenses, cleaners, removalists, rental bond, extra rent. Short term loans can help get you settled. x

May 24, 2024
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Great customer service, super informative and every helpful.

May 16, 2024
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Grady was amazing! So thoughtful and understanding with not a single hint of judgement in his voice. I felt safe to express my emotions and like I was finally going to receive the assistance I need to get back on track. THANK YOU!

April 29, 2024
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Chloe was so helpful, patient and knowledgeable. She was so good in explaining everything in a clear manner, and was friendly and provided me the information needed.

April 17, 2024
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Keanu was friendly, patient and explained everything perfectly and gave me the assurance and guidance that I needed. He was a delight to speak to and he helped make a awkward, embarrassing conversation..easy and pleasant
Thank you Keaunu

March 25, 2024
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Keanue was an absolute delight to deal with! I got everything laid out in simple terms and was able to understand a very typical hard finance conversation so easily. He was incredible empathetic and fantastic to talk about my financial situation with. Would highly recommend!

March 24, 2024
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Fantastic very good lovely person to talk to Chloe..
March 22, 2024
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I was able to get the support and help i needed with Pats Guidance. He didn’t judge me and gave me assurance that everything will be okay. Thankyou Pat for your exceptional service.

March 14, 2024
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Pat was very understanding and helpful! He was non judgmental and helped me find the best possible solution for my debt issues.

February 29, 2024
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Keanue was so great to talk to and nothing but helpful. I’ve struggled trying to get financial help because I was nervous and didn’t want to be judged. Keanue was so understanding, judgement free and wanted nothing more than to help me however he could.

February 22, 2024
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Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃

February 22, 2024
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Great assistance & very professional

February 20, 2024
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Pat was so caring and empathic and gave me clear guidance on my best options!

February 19, 2024
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Pat was very helpful and easy to converse with. Thanks Pat!

February 17, 2024
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Chloe has been amazing very efficient and lovely to deal with. Thank you so much
February 16, 2024
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Pat was absolutely amazing ! Such an incredible help he has shown !

February 15, 2024
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This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!

February 14, 2024
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Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service

February 9, 2024
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Chloe was super friendly and helpful

February 8, 2024
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I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat

January 30, 2024
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Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!

January 29, 2024
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Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.

January 25, 2024
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He was very helpful and understand too notch employee

January 18, 2024
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Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.

January 17, 2024
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Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.

January 16, 2024
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Chloe was absolutely amazing and super friendly!! Thank you!

January 15, 2024
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Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.

December 20, 2023
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Was great to talk to would do it again if I had to

December 20, 2023
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Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!

December 18, 2023
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Chloe was fantastic to deal with, very professional!!

December 13, 2023
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Chloe was great! Great service and very friendly. Glad to find a solution

December 13, 2023
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Chloe was amazing to speak with. So kind and very helpful.

December 7, 2023
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A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks

December 7, 2023
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Chloe was brilliant and super helpful

December 6, 2023
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Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.

December 4, 2023
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Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂

December 4, 2023
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Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂

November 29, 2023
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Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.

November 28, 2023
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Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.

November 28, 2023
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Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend

November 27, 2023
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Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.

She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!

“Hakuna Matata – it means no worries for the rest of your debts”

Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.

Talk to one of their consultants today.

November 27, 2023
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Would recommend. Excellent customer service. Willing to help anyone !!

November 24, 2023
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This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!

November 23, 2023
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Pat was very help full very go at helping ne each step very easy to talk to he dose a great job

November 23, 2023
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First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.

November 22, 2023
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It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.

November 22, 2023
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Very informative and supportive, very easy and polite to talk to 🙂

November 20, 2023
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I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.

November 18, 2023
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It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.

November 17, 2023
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Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.

November 16, 2023
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Was very helpful, and helped me get everything sorted and was a very nice person to deal with.

November 16, 2023
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Pat helped me so much and I can’t believe how much this is helped me! Thank you so much

November 16, 2023
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Friendly, understanding and informative

November 14, 2023
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Excellent helpful and friendly person (PAT). He explained everything really well so you could understand exactly what happens and how it all works. Great 😃👍.
November 6, 2023
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Friendly, and took the time to help answer all the questions I had. Very patient and understanding.
November 1, 2023
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Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future

November 1, 2023
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The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone

October 31, 2023
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Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.

October 30, 2023
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She was so understanding and amazing

October 24, 2023
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Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation

August 17, 2023
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Easy doing application online Verification and approval of application for quite turn around.

August 3, 2023
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I recommended this to anyone because it was so easy going and very easy to use

March 22, 2022
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I found Kayla to be very professional and non judgement to the advise l was asking, she had a lovely approach and manor on the phone. Would highly recommend this company

December 10, 2021
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Kayla has been lovely to deal with. She’s been responsive and helpful, suggesting multiple solutions to help me meet my needs. She has shown empathy and warmth, genuinely caring for her customers and their situation. Thank you Kayla 🙏

June 30, 2021
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I am so happy with the service that was provided to me, me and the customer service officer had a laugh, figured out my finances and I am able to get a new car thanks to her.. I have never ever been so happy in my life

June 29, 2021
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Brilliant.. one of easiest interviews I have done. 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽 Kristina was funny, engaging but more than anything calm. When dealing with peoples finances which is such a stressful subject she was calm.

June 28, 2021
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Chloe was great. Very helpful and genuine

June 28, 2021
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Professional and very clear

June 23, 2021
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Kathleen was very friendly and easy to talk to. She confirmed everything to ensure she had our details correct. She explained our options and answered all the questions we may have.
Very happy overall with our time spent on the phone with Kathleen.

June 22, 2021
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Chloe’s honesty and active listening skills were outstanding. She broke down the options for me and helped me feel at ease throughout this process. Thank you an asset to your team.
Rachel Rogers

June 21, 2021
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Kathleen was very helpful and informative, with an excellent demeanor. Definitely a credit to your company.

June 21, 2021
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Kathleen was polite and compassionate looking forward to getting back into a better position

June 18, 2021
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Chloe was very understanding and polite with regard to my situation and offered effective strategies to suit my needs moving forward. Excellent customer service and support.

June 17, 2021
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Kathleen was absolutely amazing! Professional, easy, friendly & quick to get results.
Before I made the phone call I was depressed & embarrassed and didn’t know what to do about my stressful financial debt.
I’d spoken to around 4 other loan consolidation companies and they were no help.
I was loosing motivation & very confused but decided to make one last phone call to try and get help to fix my current financial mess.
Thank goodness I called & spoke to Kathleen!
By the end of the call a weight has been lifted off my shoulders and I no longer felt stressed.
I couldn’t believe that I actually felt excited and in control of my finances for the first time in a longtime.
Thank you so much Kathleen & team for helping me.
Now I’m no longer so stressed I can be a better Mother & enjoy life more with my peace of mind finally given back to me.
Thank you Kathleen!

Short term personal loans FAQ's

A short-term personal loan can be a really useful form of finance, providing you with a quick cash injection to cover short-term costs. Perhaps your car has broken down and you urgently need to pay for it to be repaired in order to get to work or to take the kids to school. If you do not have enough money set aside to cover this unexpected cost then short-term personal loans are a fantastic solution. Maybe the tread is low on your car tyres and you urgently need to replace them to avoid getting into trouble with the police. Perhaps your fridge or washing machine has broken down and you need to buy a replacement fast.

Are your kids nagging you to get a new TV because your current one is broken? Is your lawn in need of some TLC but you need to purchase a new lawn mower first? Has your computer died and you need a quick replacement so you can work from home? Is your air conditioner broken but you need it for the summer?

Whatever your reason for needing a short-term personal loan, Australian Lending Centre has the solutions. We understand that people often need to access cash that they do not have readily available. Rather than going without or living way beneath your means, a short-term personal loan can be an opportunity to cover these expenses without making you feel like you’re drowning.

It is almost impossible to plan for the unexpected in life. You can budget and put money aside all you like, but it’s likely that there will still be times where you need some extra support. Life has a habit of throwing surprises at you when you least expect them and not all of these surprises are pleasant. You should consider getting short-term personal loans when the unexpected does happen. Rather than going into your overdraft, taking from your savings or going without, a short-term personal loan can be your answer. This form of loan is usually for smaller amounts of money, meaning that it can greatly help you in the short term, and can also be paid off quickly.

A few small weekly, fortnightly or monthly payments depending upon your chosen repayment schedule and your loan can be paid off. This means you can continue to live comfortably while you gradually pay off your expenses, rather than paying a large lump sum which can make life stressful.

If you try to pay off the short-term expense and as a result, are left short of cash to pay for bills including rent, phone and electricity then you may end up defaulting on these payments as you fail to cover them. This can lead to getting a bad credit rating and putting you in a worse situation than if you simply took out a short-term personal loan.

  • Easy application process
  • Fast approval
  • Receive funds into your bank quickly
  • Flexible terms
  • Bad credit options
  • Cover unexpected costs.