personal finance

Does Getting a Personal Loan Affect Your Credit Score?

Personal loans can have a negative impact on your credit score if you fail to repay them on time. Just like it is the case with types of loans, if you’re failing to make monthly repayments, then your credit score deteriorates. The problems appear when you’re trying to get a home loan, and financial institutions […]

By |May 22nd, 2017|Categories: Personal Loans|Tags: , , , , , , , , |Comments Off on Does Getting a Personal Loan Affect Your Credit Score?

4 Questions to Ask Yourself before Applying for a Personal Loan

A personal loan is a useful tool to get your hands on money to meet your current needs. But, considering that you have to pay it for a defined term and it usually comes with high interest rates, there are things you need to consider when applying for one.
Here are 4 questions for those considering […]

By |April 17th, 2017|Categories: Personal Loans|Tags: , , , , , , , , , |Comments Off on 4 Questions to Ask Yourself before Applying for a Personal Loan

Many Australians Are Turning to Debt Agreements

Debt agreements are an alternative to declaring bankruptcy. Rather than be haunted by the irreversible effects that bankruptcy can have on your credit record, entering into a debt agreement can give you a debt-free fresh start. They’re becoming the popular choice for Australians in need of debt solutions. Debt agreements are overseen by the Australian […]

By |November 4th, 2015|Categories: Debt Management, News|Tags: , , , , , , , , , , |Comments Off on Many Australians Are Turning to Debt Agreements

How Pet Owners Can Save on Pet Food

Owning a pet can be incredibly rewarding, fulfilling and fun over the course of your furry friend’s life, but it can also get quite expensive. We don’t always consider the long-term costs of pet ownership because let’s face it; they’re cute and cuddly so the benefits usually take precedent over the practicality. Adding a bag […]

By |October 16th, 2015|Categories: News|Tags: , , , , , |Comments Off on How Pet Owners Can Save on Pet Food

Tax Time – How to get organised to make most of tax deductions

It’s that time of the year again, filing for taxes and making the most of tax deductions. It also marks the end of the financial year.  It’s the time of sending paperwork to their respective accountants, the time when their tax returns must be compiled. Finding needed receipts can be a hassle if not a […]

By |June 4th, 2015|Categories: Tax Debt Loans & Relief|Tags: , , , , , |Comments Off on Tax Time – How to get organised to make most of tax deductions

Good Resolutions You Should Know About with the New Financial Year

Good Resolutions You Should Know About with the New Financial Year
You may agree that New Year resolutions tend to be very difficult to keep. As the months of the year move on, you may realise that you have already failed in keeping those. More difficulty comes with the financial aspect. It could be very hard to keep the resolve not to overspend or not to make bad financial decisions.

Fortunately for all of us, the new financial year comes to bring a second chance. If you faltered in your New Year resolutions especially those involving personal finance, you may still do better and catch up in the new financial year.

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By |July 30th, 2013|Categories: Financial Planning|Tags: , , , |Comments Off on Good Resolutions You Should Know About with the New Financial Year

5 Personal Finance Resolutions

Your personal finance may not have run well in 2011. That is why you must be looking forward to make 2012 a better one financially. You may not have to rely on luck. You could actually make a difference on your own if you would be more determined and disciplined.
Now could be the best time to make your finance resolutions. Take your time and assess your personal finance in 2011. For sure, there are many aspects that need improvement. You could make resolutions and intend to make you personal finance better not just in 2012 but also in the many years that would follow. Here are top 5 of those finance resolutions you should have on your list.

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By |January 10th, 2012|Categories: Financial Planning, Personal Loans|Tags: , , |Comments Off on 5 Personal Finance Resolutions