Rural Property Loans

Our experienced loan team can guide you through the rural property loans process to find you the best financing option for your rural property purchase — anywhere in the country!

Apply for a rural property loan


        
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Loans To Purchase Property in Regional Australia

Australian Lending Centre aims to support regional and rural communities. Whether you are looking to purchase a regional property, finance a farm or refinance an existing property, we have loan solutions.

The Australian Lending Centre offers rural property loans to help you purchase properties in regional areas. Currently we offer a variety of rural property loan options.

Funding for Commercial Farms, Vineyards, Rural lands and More!

Commercial Farm

Commercial Farm

Ranch Loans

Ranch Property

rural farm loan

Rural/Regional Home

Hobby Farm Loan

Hobby Farm

Country Farm Loan

Country Farm

Bare Land Icon

Bare Land

Our Specialists Solve Complex Issues

While buying a home in a developed area is simple, purchasing rural property is much more complex. Australian Lending Centre helps you move through the loan process quickly and efficiently. We have in-house experts who specialise in rural loan products, which means we know what to look for and how much you should be paying on your loan. Whether you’re purchasing a small or large block of acres, our specialists can help make it happen*.

*conditions apply

Rural and farm loans Australia
Rural property loans australia

Rural Property Loans Options

Whether you are purchasing rural property or you need additional funding for development, equipment or working capital, we strive to help you secure the funding you require.

Even if you have bad credit or you’ve been turned down by banks for a rural loan, we can help. For over 20 years we have provided individuals, cooperatives and business owners with the funding they need for their rural property.

Don’t get discouraged by banks! Take advantage and see the difference for yourself. Australian Lending Centre offers competitive interest rates, an experienced team and exceptional customer service.

Has Your bank said "no" to a rural Property Loan?

Rural home loans are designed to help you buy rural properties for personal or business use, be it a dream home in the country or a dairy farm. Applying for a rural home loan or a rural property loan can be hard but it’s not impossible to approve. Though many banks and lenders do not want to take the risk, Australian Lending Centre has always done what the banks don’t do, help those who need a loan for rural property, hobby farm, commercial farm, ranch property, country farm, bare land, vineyards, and more.

Rural property loans australia
Rural property loans australia

Is my farm a Hobby Farm or a Commercial Farm?

There is a difference between the two farms. Hobby farms are primary residential residents that are not used as speculative investment or commercial income. Your hobby farm can be used to raise livestock and grow crops but only as part of a lifestyle for the owner. Your hobby farm has no assets like machinery, livestock, crops, etc.

Rural Property Loans FAQ's

Deposits will vary based on the size of the property and can range from 5% to 30% or more.

“HA” stands for hectares. 10 hectares or 10 ha is 25 acres. Your land size in “HA” will dictate how many you can borrow.

If you meet all the requirements, yes. Our friendly specialists will walk you through everything you need to do to apply for a short term rural property loan.