Blog Author: Diane Challis

Our blog is designed to create understanding and responsibility around money management and empower you financially.

Home loans to buy the house of your dreams
ALC Blog
personal loans with no credit check
No Credit Check Loans

Personal Loans With No Credit Check

Personal loans are a great cash injection. Do you want a quick & easy option with no impact on your credit score? Consider personal loans with no credit check.

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How Do Cash Advance Loans Work?
Short Term Loans

How Do Cash Advance Loans Work?

Struggling to keep up with bills until your next payday? If you’re feeling strapped for cash or stressed out then learn how do cash advance loans work here.

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top budgeting tips
Financial Fitness

5 Top Budgeting Tips To Get Ahead

Manage your finances effectively with these top budgeting tips. We break down the 5 top tips to help you budget better. Find out here & start saving!

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how to get a home loan self-employed
Home Loans

How To Get A Home Loan Self-Employed

Are you self-employed and worried that you don’t have the documentation required to get home loan approval? Learn how to get a home loan self-employed here.

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what is debt management
Debt Management

What Is Debt Management?

Ultimate Debt Management Guide – We discuss the difference between good vs bad debt & give tips on how to escape debt. Find out what is debt management here…

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risk of withdrawing super early
News

Risk of Withdrawing Super Early

Has Covid put you into financial hardship? Don’t rush into anything before knowing the facts. Learn the risk of withdrawing super early here.

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personal loans
Personal Loans

How Interest Works on Personal Loans

In the past, most people would stay away from personal loans. Nonetheless, this has changed considering that you might get more convenient terms on a

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dealing with job loss
Short Term Loans

Dealing with Job Loss

Dealing with job loss is never easy, especially if it was the sole source of your income. It gets worse when you lose the friends you made at that company. However, there are financial options such as quick loans that can make this point in your life easier.

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retirement spending plan
Financial Planning

How To Create A Retirement Spending Plan

If you want to create a retirement spending plan, make sure that your expenses are lower than your income. But, if you have troubles in making ends meet, how will you do it? Good thing debtor refinance can help.

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family facing financial struggles
Financial Planning

Tips to Manage Financial Challenges

Do you have a steady source of income which covers not only your needs but also your wants as well? If you’re one of the thousands of Australians who want secure finances but are also dealing with financial issues, you may be wondering how you can achieve that reality.

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How To Obtain A Large Bad Credit Loan
Bad Credit Loans

How To Get A Large Bad Credit Loan

It’s no longer impossible to secure a huge amount of bad credit. Despite the fact that lenders view people with bad credit as high-risk borrowers,

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Questions for People Applying For Business Loans
Business Loans

Questions for People Applying For Business Loans

Entrepreneurs and business managers face almost the same stress when it comes to operating a business. But the two are on opposite sides of the spectrum. They’re different. What is the difference? A manager operates an already-established business.

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personal loan for arrears
Personal Loans

Reasons to Pay Arrears with a Personal Loan

Understand the main reasons why you should pay your arrears even if it means getting a personal loan to do it. We will also discuss a few tips on how to use your loans wisely to avoid getting into debt all over again.

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fix my credit score
Bad Credit Loans

How Do I Fix My Credit Score?

Examine your files to know exactly the areas that you need to work on. For example, if you have a terrible credit history, it will be helpful if you can check which accounts you have missed paying, and when you started doing so.

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budgeting no credit check loans
No Credit Check Loans

Developing Budgeting Techniques for your No Credit Check Loans

Sometimes, you have to make tough decisions to ensure that your projected income would exceed your projected expenses. You can either get a loan to raise your capital and eventually increase your income, or you can use it to consolidate your other debts and eventually save money in interests and fees.

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bad credit personal loans
No Credit Check Loans

Low Credit Score loans vs No Credit Score Loans

Do you want to save money on loans? Here are three questions to help you better understand how lenders evaluate your loan application and how you can choose the best low credit score loans or no credit score loans available.

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part 9 debt agreements
Debt Management

Debt Agreements FAQ

A debt agreement is one of the ways for the creditor to recoup some of their losses when the debtor is not able to pay them back in full and when it is difficult to collect on the debtor’s outstanding loan.

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how to get an affordable second mortgage
Mortgage

How to Get an Affordable Second Mortgage

In reality, it only makes sense to get a second mortgage when you don’t have ready access to funds but want to pay for your mortgages and other high-interest debts. It is also a practical and low-cost alternative for those who want to start a business.

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personal loan
Business Loans

How to Obtain a Huge Private Funding

Are you looking for ways to get private funding for your research or business venture? Here are ways to start, nurture and grow relationships with private funding resources.

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Discover your fresh start loan options

What we do

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

Why choose ALC?

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

call Australian Lending centre now

We can help

Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.

Frequently asked questions about Australian lending centre

FAQ's

Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.