Blog Author: Diane Challis

Our News articles are designed to create understanding and responsibility around money management and empower you financially.

Home loans to buy the house of your dreams
ALC News
Getting a loan on Centrelink
Personal Loans

Getting A Loan on Centrelink

Are you receiving Centrelink payments but need some extra help? Getting a loan on Centrelink is possible and here’s how. Read on to find out…

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how can i manage debt
Debt Management

How can I manage debt?

Debt can very quickly pile up, but it can also be very quickly reduced or even removed entirely if done right. Wondering how can I manage debt? Find out here.

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what is a good interest rate?
Interest Rates

What Is A Good Interest Rate?

Find out what is a good interest rate and move forward with a loan that benefits you. This article will help you to find an affordable, flexible solution.

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personal loans with no credit check
No Credit Check Loans

Personal Loans With No Credit Check

Personal loans are a great cash injection. Do you want a quick & easy option with no impact on your credit score? Consider personal loans with no credit check.

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How Do Cash Advance Loans Work?
Short Term Loans

How Do Cash Advance Loans Work?

Struggling to keep up with bills until your next payday? If you’re feeling strapped for cash or stressed out then learn how do cash advance loans work here.

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what is debt management
Debt Management

What Is Debt Management?

Ultimate Debt Management Guide – We discuss the difference between good vs bad debt & give tips on how to escape debt. Find out what is debt management here…

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dealing with job loss
Short Term Loans

Dealing with Job Loss

Dealing with job loss is never easy, especially if it was the sole source of your income. It gets worse when you lose the friends you made at that company. However, there are financial options such as quick loans that can make this point in your life easier.

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retirement spending plan
Financial Planning

How To Create A Retirement Spending Plan

If you want to create a retirement spending plan, make sure that your expenses are lower than your income. But, if you have troubles in making ends meet, how will you do it? Good thing debtor refinance can help.

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family facing financial struggles
Financial Planning

Tips to Manage Financial Challenges

Do you have a steady source of income which covers not only your needs but also your wants as well? If you’re one of the thousands of Australians who want secure finances but are also dealing with financial issues, you may be wondering how you can achieve that reality.

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Questions for People Applying For Business Loans
Business Loans

Questions for People Applying For Business Loans

Entrepreneurs and business managers face almost the same stress when it comes to operating a business. But the two are on opposite sides of the spectrum. They’re different. What is the difference? A manager operates an already-established business.

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personal loan for arrears
Personal Loans

Reasons to Pay Arrears with a Personal Loan

Understand the main reasons why you should pay your arrears even if it means getting a personal loan to do it. We will also discuss a few tips on how to use your loans wisely to avoid getting into debt all over again.

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fix my credit score
Bad Credit Loans

How Do I Fix My Credit Score?

Examine your files to know exactly the areas that you need to work on. For example, if you have a terrible credit history, it will be helpful if you can check which accounts you have missed paying, and when you started doing so.

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budgeting no credit check loans
No Credit Check Loans

Developing Budgeting Techniques for your No Credit Check Loans

Sometimes, you have to make tough decisions to ensure that your projected income would exceed your projected expenses. You can either get a loan to raise your capital and eventually increase your income, or you can use it to consolidate your other debts and eventually save money in interests and fees.

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bad credit personal loans
No Credit Check Loans

Low Credit Score loans vs No Credit Score Loans

Do you want to save money on loans? Here are three questions to help you better understand how lenders evaluate your loan application and how you can choose the best low credit score loans or no credit score loans available.

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part 9 debt agreements
Debt Management

Debt Agreements FAQ

A debt agreement is one of the ways for the creditor to recoup some of their losses when the debtor is not able to pay them back in full and when it is difficult to collect on the debtor’s outstanding loan.

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how to get an affordable second mortgage
Mortgage

How to Get an Affordable Second Mortgage

In reality, it only makes sense to get a second mortgage when you don’t have ready access to funds but want to pay for your mortgages and other high-interest debts. It is also a practical and low-cost alternative for those who want to start a business.

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personal loan
Business Loans

How to Obtain a Huge Private Funding

Are you looking for ways to get private funding for your research or business venture? Here are ways to start, nurture and grow relationships with private funding resources.

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debt consolidation
Personal Loans

Criteria for Incurring a Personal loan

When you incur a new debt one of the first things you need to keep in mind is the fact that you eventually need to repay it. Consider your income and the amount of money you need to cover your monthly expenses.

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Save Money Family
Debt Consolidation

Save Money Without Skipping A Family Day Out

It is perfectly normal for borrowers with kids to skip payments to make room for family fun, especially on the weekends. After all, memories matter more than money, right? We came up with several free or cheap fun family activities with your kids so you can enjoy all the fun without spending a penny.

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getting personal loans
Personal Loans

Top Methods of Getting Personal Loans from Private Lenders

Every individual or family may need personal loans from time to time. It may be for various reasons: the car broke down, the house needs some renovations, or their daughter is planning to get married in Spring. Regardless of the reason, money is needed as fast as possible.

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plan debt consolidation
Debt Consolidation

Plan Debt Consolidation For Your Business Loans

Many Australians are burdened with debts, you may want to plan debt consolidation as a solution. This method does come with its benefits, and it can be a real life-saver if you’re mounting debts from different sources.

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low doc home loans
Low Doc Loans

Fixed Low Doc Home Loan: Ins and Outs

If you’re in the least familiar with the financial terminology, you know that low doc loans refer to those loans that can be acquired with minimal paperwork. Because of this, they are mainly for self-employed people or entrepreneurs with small-sized businesses.

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Pay off short term loans early
Short Term Loans

Should You Pay Off Short Term Loans Early?

Short term loans have terms of up to 18 months, but not one day more. In comparison with other types of loans, these require weekly or even daily repayments. What many people fail to understand is that the interest rate is always higher.

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alternatives to debt consolidation
Debt Consolidation

Alternatives to Debt Consolidation

Debt consolidation loans are feasible but more often than not, they can turn very sour and can bury the person in even more debt when they are not careful in using their loan. The following five tools are alternatives to debt consolidation.

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secured personal loan
Personal Loans

Practical Money Saving Tips

When you get started on saving, you will find it exciting and a little bit frustrating at the same time. There are times that you would be tempted to use your credit cards once again.

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Qualifying debt consolidation loan
Debt Consolidation

Tips on How to Qualify for a Debt Consolidation Loan

Banks often reject applications of those with unstable income and negative credit entries on their credit report, unless they have sufficient security for the loan. Good thing there are available debt consolidation loans for people with bad credit.

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Discover your fresh start loan options

What we do

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

Why choose ALC?

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

call Australian Lending centre now

We can help

Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.

Frequently asked questions about Australian lending centre

FAQ's

Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.