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Low Rate Home Loans To Suit Everyone

Whether you are looking to upsize, downsize or invest, ALC have a wide range of home loans to suit everyone. We offer competitive home loan rates to first home buyers, the self-employed (including low doc loans), property investors and those simply wishing to refinance an existing loan.

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A Solution to Smile About

Best Home Loans

So, whether you are a first home buyer,adding to your property portfolio or just looking to refinance your existing home loan, we can find a home loan to suit your needs.

We offer home loans to suit all of the following:

  • Basic home loans
  • Standard variable rate home loans
  • Fixed rate loans
  • Equity line of credit home loans
  • Packaged home loans
  • No deposit loans – use the equity in the home of a family member or friend toward the purchase of your new home.
  • Non-conforming loans
  • Debt consolidation loans

Contact the Australian Lending Centre right away to hear about your options for a home loan. We offer no-obligation, complimentary assessments.

First Home Buyers

Your property is undoubtedly one of the biggest purchases that you will make in your lifetime. Finding the right first home is a great way to get started. At Australian Lending Centre, we help first home buyers each step of the way with great rate home loans!

Australian Lending Centre will go through the simple home loan application process with you. We look at whether or not you have a deposit, calculate exactly how much you need to borrow and the best repayment plan for your lifestyle and financial situation.

First home buyers often find the process quite confusing and overwhelming. At Australian Lending Centre, we’ll be there to explain the home loans process in plain and simple English. If you need a home loan, a certified specialist at Australian Lending Centre can give you the information you need to see if one of our home loans is right for you. Contact a specialist today by calling 1300 138 188 or Enquire Now.

Self Employed Home Loans

As your own boss, you usually work long and unpredictable hours. You may also have irregular income, and find it difficult to make time to organise your paperwork. Applying for a bank home loan can be overwhelming and discouraging, especially when you do not meet the bank’s many application demands – that’s why many find ALC’s home loans for self-employed are so attractive.

At Australian Lending Centre we’ve simplified the process for you with our special range of low doc home loans which give you a better interest rate without the mountain of paperwork.

Property Investment And Renovation Loans

Home Loans for Property Investors

Are you thinking about buying an investment property or even renovating one that you already have? Property investment is a great vehicle for increasing your extra earning potential with the money that you already have. View our investment property loans page for more information.

Maximise Profits on Your Investment Property

Alternatively, if you are looking to renovate an existing property to improve it’s value, then we can set you up with an appropriate renovation home loan.