Our news section is to help debunk myths around money, empower you financially and written by experts such as ALC CEO Christopher Riotto and his specialist team. Learn to save, spend wisely and get debt under control.
Ultimate Debt Management Guide – We discuss the difference between good vs bad debt & give tips on how to escape debt. Find out what is debt management here…
Has Covid put you into financial hardship? Don’t rush into anything before knowing the facts. Learn the risk of withdrawing super early here.
Banks can be slow, time-consuming & often say no. But how does private lending work? Let’s take a deep dive into private lending & find out!
Property is a great, but expensive investment, requiring a large down payment to secure. But can you get a second mortgage for down payment?
Banks have dropped interest rates, but as Australia’s economy continues to deteriorate, when will Australian interest rates rise again?
As daunting as it may feel, there are ways to escape debt (and it’s easier than you might think). Read our 10 steps to get out of debt!
COVID-19 is a situation that no-one could have predicted and has left a lot of people searching for debt help. Here is your unemployed survival guide.
Buying a new car is really exciting, but finding the right finance rate depends upon your individual circumstances. Find out what is a good car finance rate here.
Credit cards can be great, but they can also cause bad debt. This is why the Credit Card Reforms 2020 were brought into place to protect you. Find out here!
One thing many people don’t realise is that it is entirely possible to take out a loan while you are on Centrelink payments.
Wondering exactly what APR is and questioning how is APR calculated? We have all the answers you need to help you discover what the APR is and why it is so important when it comes to interest rates and borrowing money.
Financial security and pandemic. The two don’t really go hand-in-hand, do they? As if facing a global health crisis wasn’t terrifying enough, the world’s economic nosedive is hitting Australian families and individuals hard. Really hard. But as with most things in life, rest assured there will be light at the end of the tunnel.
During uncertain times, money can be short and your business might be vulnerable. Emergency Business Loans can provide a lifeline, but there are risks.
Our economy is coming to chaos. Cities are being evacuated, schools are closing their doors, travel restrictions are being implemented and stock prices have been in free fall as the airborne virus spreads. Amidst all this panic, just how is coronavirus impacting financial markets and our very own financial stability?
There are many benefits that come with budgeting. It’s something that everyone can do. It doesn’t matter how much you earn, what expenses you have, or where you are at in life. They can be created specifically for your needs. In this blog, we share budgeting tips to help you to manage your finances.
There are so many different ways you can improve your lifestyle with quick loans, the problem is, many people don’t know what a quick loan is and exactly how one can help you out. Whether you are trying to find your way out of debt or looking for a bit of financial help over a certain period (such as the holidays) a quick loan can be the perfect solution.
Divorce can be difficult, but don’t let your bank account suffer. Build the foundations for a happy future – find out how to manage finances after divorce.
If you think you’re out of luck, just because your credit is less than perfect, I have good news for you. It is not impossible to get a loan with reasonable terms, as long as you know how to apply the right way.
If your habits put you in financial troubles, it may be time to change them. You are responsible for your financial success. Desire it and set a good plan of action; simply keep moving until your credit card debt and other loans are fully paid and you achieved the income level you desire.
If you’re not experienced in buying a house at an auction, this may turn into a roller coaster ride of hell that you’ll just wish you never got on in the first place. This is where some handy tips for buying your property at auction come into place.
Taking a loan isn’t proof that you aren’t administrating your finances well or that you aren’t earning enough money to support your family. A loan is a great method that offers you a way out of a problem!
Most people lock themselves into a loan and chip away at it slowly over the years, without looking into their options and re-evaluating things down the track. The truth is, refinancing your loan can offer you so many benefits and it is definitely something you should be considering.
We all have seen the advertisements, from the sublime to the absurd, for payday lenders and car title loans. There are a lot of options out there when it comes to debt consolidation loans.
Whether you want to go on a holiday, pay for medical bills, buy a new car or renovate your home, a personal loan can help
Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.
We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.
Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.
Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.
For 25 years Australian Lending Centre has been offering Australians a financial relationship with access to the latest financial products and services. Our highly trained, specialist lending consultants are here to help you get on track financially. With our wide range of loan products, Australian Lending Centre strives to make a long-term commitment with each customer we work with. ALC is a one-stop-specialist for bad credit loans, business loans, refinancing and debt consolidation into one easy repayment, Australia wide. For bank-alternative finance assistance required, get in touch, we aim to help every customer get the most suitable loan product for their needs!
