Unsecured Loans: Godsend or Nemeses?

By |January 22nd, 2018|

Lending products fall into two quintessential categories: secured and unsecured loans. Today, we will talk about unsecured loans, the pros and cons to choosing one, and the situations in which they are likely to be the best options for you. Let’s get started!

Presenting Unsecured Loans

An unsecured loan is both issued and supported by a borrower’s […]

Best Ways to Use Short Term Loans for Consolidation

By |January 17th, 2018|

Short term loans are becoming more and more popular nowadays for an obvious reason: no one likes to drag on their payments. They want to get it over with as quickly as possible to be debt-free and considering that the application process is so smooth, this option is fairly convenient.

Moreover, these loans are great for […]

The Pros and Cons of Dealing with Private Lenders

By |January 15th, 2018|

Selecting the right lender isn’t an easy task. It might seem tempting to think that all are reliable, properly funded and legit. But can you be sure of that?

There are some things you would expect of a reliable lender that should give you the confidence and reassurance that you’re collaborating with a responsible organisation. Apart […]

Secured Loans: Planning Ahead

By |January 10th, 2018|

Secured loans are debts that you secure with a collateral-like a home, car or any other property. In case of defaults, your creditor will take possession of the assets used as collateral and may sell it to recover the amount they loaned to you.

Because you are granting your creditors a portion of your rights to […]

Factors to Consider before Signing a Debt Agreement

By |January 8th, 2018|

A debt agreement is a contract that is legally binding between you and the parties concerned – the creditor, debt collection company or third persons involved. Consequently, each party can legally enforce the terms of the agreement against you if you don’t comply with your contract. Learn about the things to keep in mind before […]

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Low Doc Loans Q&A

By |January 3rd, 2018|

In the recent years, more and more Aussies have relied on low doc loans to get some needed money more or less effortlessly. However, a good chunk of the population is not in the least familiar with what low doc loans are, in the first place.

In their ears, this name sounds like some illicit product […]

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Why Is Debt Consolidation Better than Bankruptcy?

By |January 1st, 2018|

When you have a lot of debts with different interest rates, the first thing you will think of is debt consolidation. However, there are certain situations when debt consolidation doesn’t make the cut and other options seem more feasible. Is bankruptcy one of them?

We will compare two financial services – debt consolidation and bankruptcy – […]

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Can Personal Loans Be Consolidated?

By |December 27th, 2017|

Did it ever occur to you that personal loans could be consolidated? Today, we will talk about something that your creditors don’t want you to know on the topic of the consolidation loan.

We’ll start with the basics. Debt consolidation authorises you to combine your existing loans into a sole one. For the most part, it […]

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How to Get A Loan When You Have Unpaid Defaults

By |December 25th, 2017|

If you have unpaid defaults, can you still get a car loan, housing loan, short-term loan or business loan?

Your credit file tells it all. If you have defaulted on your payments to previous lenders and utility companies, these things will be listed on your credit file. While it is effortless for lenders to place default […]

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Debt Consolidation Facts Every Aussie Needs To Know

By |December 20th, 2017|

Are you looking for a debt consolidation loan to absorb all your outstanding utility bills, unpaid defaults and high-interest credit card debts? If so, there are many things you need to learn about debt consolidation before you sign that dotted line on the agreement.

First, it is almost impossible to get an unsecured debt consolidation loan […]

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Why You Can Afford Same Day Cash Loans No Credit Check

By |December 18th, 2017|

If your personal finance does not look good lately, same day cash loans no credit check can help you get a grip of your situation. There are times that we need money right away because of rising household costs, overdue credit card bills, and sometimes, emergency needs that our little to zero savings can’t cover.

Some […]

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Should You Invest in spite of Your Credit Card Debt?

By |December 13th, 2017|

Investing enables you to expand your finances. If you leave your money in a bank, it won’t do anything for you except gain you miniscule interest on your savings account. However, investing your money while having credit card debt isn’t necessarily the best decision either.Why is that? Simply put: the interest rate on most credit […]

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Top Tips for Buying Property at an Auction

By |December 11th, 2017|

Auctions represent a great way to get the home of your dreams. If you’re lucky, you may even score a great price for it. However, if you aren’t exactly experienced in buying a house at an auction, this may turn into a roller coaster ride of hell that you’ll just wish you never got on […]

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Differences between Internal and External Refinancing

By |December 6th, 2017|

Without a doubt, refinancing can bring a range of benefits that enable you to repay your house loan on more favourable terms. Nevertheless, although we know the theory, sometimes it can be difficult to pinpoint whether a financial solution is the right one for us.

That being said, today we will have a look at internal […]

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What to Choose: Debt Consolidation or Refinancing?

By |December 4th, 2017|

Debt consolidation vs. refinancing is an old skirmish on which people do not seem to have reached any consensus. Should I get a debt consolidation or should I refinance? The answers can differ according to what situation you are in.

First of all, refinancing and debt consolidation are two distinct notions with different outcomes, obviously. There […]

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Will Debt Consolidation Put an End to Your Financial Problems?

By |November 29th, 2017|

In recent years, debt consolidation has been discussed on all sides by people in debt. On one hand, it is seen as the perfect solution to dissolving debt quicker. On the other hand, it is regarded as something one should do only as a last resort.

The question on everybody’s lips is: does debt consolidation really […]

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Top Business Bad Credit Loans

By |November 27th, 2017|

If you have bad credit, you might feel discouraged, especially if you want to start a business. Whether you intend to establish a start-up or you need financing to keep your business running, you should know that there are some alternatives you should consider if you’re struggling with bad credit.

The good thing is that, in […]

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What’s the Deal with Short Term Loans for Your Business?

By |November 22nd, 2017|

As a business owner, you’ll often find yourself in need of financing. Depending on your needs and circumstances, you could choose from short, intermediate or long term loans.

In today’s post, we will discuss short term loans, the instances in which they should be used, and the terms you have to meet to qualify for them. […]

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Business Loans: How to Get One without Collateral

By |November 20th, 2017|

Business loans enable entrepreneurs to cope with their financial obligations. This makes them indispensable. Notwithstanding, in many circumstances, lenders might require business owners to place a property as collateral. Regrettably, not everyone is in the position to do so.

The good news is that entrepreneurs could still apply for a business loan without the need to […]

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Does a Car Loan Influence a Mortgage Application?

By |November 15th, 2017|

A car loan can help you a lot if you plan to get your next car faster. However, a car loan can affect your mortgage application or other types of significant loans. If you are planning to buy an expensive car, this means that you will require a large loan. That car loan can impair […]

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Bad Credit History? Get a Loan that Doesn’t Require a Credit Check

By |November 13th, 2017|

Bad credit can make it difficult or even impossible for someone to get a loan until the defaults and all the bad listings have been cleared off. However, there are situations in which you can’t afford to wait that long. Why is that?

Put yourself in a lender’s position: would you lend money to someone that […]

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Why Should You Consider Getting a Short Term Loan?

By |November 8th, 2017|

Short term loans are there whenever you need a small sum of money for your emergencies. It is a great thing to know that if something unexpected happens and you don’t have the cash, you can rely on a lender to help you out of a tricky situation. This kind of loan is becoming more […]

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A Practical Guide On How To Get the Most Affordable Loan Interest Rates

By |November 6th, 2017|

Do you want to get the best interest rates on your loans? Getting into debt is already going to cost you money, and a few percentage points can definitely cost you more than you are prepared to get. Here are tips when seeking for the best interest rates in any type of loan.

Understand the type […]

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Should I Get Cash Now With Bad Credit?

By |November 1st, 2017|

Over the years of advising young entrepreneurs in debt, I realised that there is one thing that is stopping them from achieving their financial goals – debt mismanagement. A lot of people think that for you to build your business you need to get more debts, despite having a bad credit. Others also believe that getting […]

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How Personal Loans Without Credit Checks Can Improve Your Finances

By |October 30th, 2017|

How do you pay for some big unexpected expenses like medical costs, car repairs, paying for major home renovations when your money at hand cannot cover all of it at once? As banks and financing companies tread carefully around people with bad credit and charge them with exorbitant interest rates, it’s wise to get loans […]

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Second Mortgage Loans For People With Bad Credit

By |October 25th, 2017|

Not sure whether to get a second mortgage for people with bad credit or not? Here are a few things to keep in mind before conditioning your mind into making new monthly mortgage payments again.

Some people don’t like second mortgages…

Some people, especially retirees don’t like the idea of carrying a second mortgage throughout retirement, despite […]

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What Can You Do if Your Debt Consolidation Application Is Declined?

By |October 23rd, 2017|

Debt consolidation can help us out of an unpleasant financial situation. Even so, we rely too much on these types of financial services to get back on our feet and rarely do we learn our lesson.

But what happens if your request for debt consolidation is denied?

It can be a nightmare for your finances and can […]

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Low Doc Loans – A Solution for the Self-Employed

By |October 18th, 2017|

Low doc loans can offer a quick financial fix for your problems without having to go through all the bureaucracy required by other loans. At a price, of course.

As the name suggests, low doc loans don’t require too many documents. This can come in handy especially if you are self-employed and need to present more […]

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Things to Consider When Getting Personal Loans for Bankrupts

By |October 16th, 2017|

Bankruptcy has its consequences. While it provides relief for borrowers who cannot pay their debts, it can negatively affect your finances in a lot of ways. But, if you know the four important factors to consider when getting personal loans for bankrupts, you can easily navigate your way back to financial stability.

Your credit score

The […]

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Cash Advance Payday Loans

By |October 11th, 2017|

If your next payday is just a few days away and you’re in dire need of quick cash, would you go for cash advance loans? Good or bad, anyone who’s close to broke and has no access to quick cash is tempted to take it.

Many people believe that cash advance is a smart idea, but […]

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Easy To Follow Debt Relief Tips For Smart Borrowers

By |October 9th, 2017|

Do you think that your finance is stuck in a rut and you’re wondering what debt relief strategy will work for you?

It took time to get your finances in rut. It will take time to get your finances in order as well. Here are tips to get out of debt and to build your credit.

Take […]

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Ways to Get a Loan With No Credit Check

By |October 4th, 2017|

Whether you have good credit or bad credit, getting a loan with no credit check can be simpler than you think.

Many borrowers are wondering how they will ever get approved for a loan without a good credit. Most of the loan options have high interest rates and unaffordable monthly payments. But, not all lenders want […]

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Variable-Based Tips On How To Manage Your Debt

By |September 27th, 2017|

If you’re planning to get a new loan, but you’re not sure if you can repay it on time, here are tips on how to effectively manage your debt, based on 2 financial variables.

Financial success does not depend on the amount of money you have but on specific strategies that apply to your situation. Whether […]

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Debt Reduction: How to Stop Spending Impulsively

By |September 25th, 2017|

If you are in debt, the simple fact that you’re indebted should be enough of a reason to start being thrifty. But it’s easier said than done. There are many debt reduction tips out there, but few of them actually tell you to get rid of your wasteful lifestyle.

Our debt reduction tips are focused precisely […]

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How To Use the Full Potential Of Your No Doc Commercial Loans

By |September 20th, 2017|

It is so easy to get no doc commercial loans but using its full potential to improve your business can be a frustratingly difficult process.

Here are a number of steps you can take that will help you get the best out of your commercial loan.

Get your budget ready.

Before you even consider applying for a no […]

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Paying Off Your Debt – The Wrong Ways to Do It

By |September 18th, 2017|

Being in debt can be stressful, no one denies that. And the pressure can place you in a range of challenging positions, forcing you to cave in and make the wrong financial decisions. Embracing the right ways to pay off your debt is more than mandatory.

But how do you know which are those? Well, you […]

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How Personal Loans Without Credit Checks Can Improve Your Finances

By |September 13th, 2017|

How do you pay for some big unexpected expenses like medical costs, care repairs, paying for major home renovations when your money at hand cannot cover all of it at once? As banks and financing companies thread carefully around people with bad credit and charge them with exorbitant interest rates, it’s wise to get loans […]

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Who Can Offer Consolidation Loans?

By |September 11th, 2017|

A debt consolidation loan includes all your existing debt, incorporating a single bill with a new interest rate. The ultimate purpose of consolidation loans is to diminish the numbers of bills you pay on a monthly basis and decrease the total amount of interest rate on your financial obligations.

You choose between secured and unsecured consolidation […]

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A Practical Guide On How To Get the Most Affordable Loan Interest Rates

By |September 6th, 2017|

Do you want to get the best interest rates on your loans? Getting into debt is already going to cost you money, and a few percentage points can definitely cost you more than you are prepared to get. Here are tips when seeking for the best interest rates in any type of loan.

Understand the type […]

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When Is a Debt Consolidation Loan Feasible?

By |September 4th, 2017|

Debt consolidation loans are meant to pack multiple small loans into one that is more manageable. It is one of the most common forms of debt relief. However, not many people seem to know when debt consolidations loans are feasible.

There are some things you must take into consideration when you’re tempted to amass your loans […]

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Why Some Tips On Consolidating Loans Don’t Work

By |August 30th, 2017|

Forget your past money management mistakes; financial freedom is about the future. If you want the tips on how to consolidate loans to work, careful examination of your spending patterns and restructuring your debt obligations must take a 360 degree turn.

Here are factors to consider when choosing which “tips on how to consolidate loans” to […]

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The Reality of Mortgage Repayments

By |August 28th, 2017|

In spite of the loan solution you carefully select, you should comprehend the way in which a loan works, and what it implies. This is the first step to making the right decision that would fit your financial status.

Understanding Interest

Recently, Australians have benefited from low and attractive interest rates. So, how does this influence your […]

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Is a Second Mortgage Loan a Wise Investment Strategy for People With Bad Credit?

By |August 23rd, 2017|

Not sure whether to get a second mortgage for people with bad credit or not?

Here are a few things to keep in mind before conditioning your mind into making new monthly mortgage payment again.

Some people don’t like second mortgages…

Some people, especially retirees don’t like the idea of carrying a second mortgage throughout retirement, despite the […]

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Should I Consolidate My Debt to Pay Off My Credit Cards?

By |August 21st, 2017|

Debt consolidation helps you combine all your interest rates and multiple debts into one loan that can be set at a lower rate. In other words, you take a new personal loan that comes with one interest rate and one regular repayment.

Example
Let’s say you own four credit cards, each with a different debt between two […]

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A Tool for Financial Freedom: Personal Loan To Consolidate Debt

By |August 16th, 2017|

Is it practical to use personal loan to consolidate debt?

It depends.

Finally paying off your debt through debt consolidation is a major accomplishment. But the real financial recovery starts when you decide to never get into debt again unless you really need to.  You are now making a commitment to use your financial resources wisely every […]

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What Keeps You In Debt?

By |August 14th, 2017|

We know that many Australians struggle with debt and that’s why in this article we will present a couple of tips to clear your debt. We want to inform you about the things that you must avoid doing when you are in debt. You will also learn how to escape from it. We will try […]

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Should I Get Cash Loan Now With Bad Credit?

By |August 9th, 2017|

Over the years of advising young entrepreneurs in debt, I realized that there is one thing that is stopping them from achieving their financial goals- debt mismanagement. A lot of people think that for you to build your business you need to get more debts, despite having a bad credit. Others also believe that getting into […]

Comments Off on Should I Get Cash Loan Now With Bad Credit?

Tips for Erasing Debt

By |August 7th, 2017|

Feeling discouraged and overwhelmed by debt is a feeling that many Australians experience. And things don’t get by any chance easier when you want to make dead end meet, and your income is limited. Unfortunately, there’s always the temptation of agreeing to high-interest loans, assuming that it’s a temporary solution. But, in the long term, […]

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Mortgage Broker vs. Banks: Which Is Better?

By |August 4th, 2017|

The verdict of a mortgage broker vs. banks contest may seem difficult to assess at first glance. Both can help you with good rates on your home loan, but there are some things they do differently. Maybe, after all, you’ll be the one to say who the winner is in the mortgage broker vs. banks […]

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Why The Best Loans Are Personal Loans for Bad Credit Not Payday Loans

By |August 2nd, 2017|

Discover why personal loans for poor credit, not payday loans are the best options when you’re in need of cash.

Payday Loan

You have heard of post-dated check loans, cash advance loans and payday loans-they all mean the same. You apply for a loan secured by your bank account debit authorization or check and receive the money […]

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Does Bad Credit Affect My Chances of Getting a Consolidation Loan?

By |July 31st, 2017|

Many Australians confront with bad credit, according to official data. If you feel troubled by bad rating as well and you’re looking for a viable solution, debt consolidation could be the answer.

Contrary to popular belief, bad credit isn’t a fundamental impediment that would deter you from getting financial relief. Even though most lenders demand a […]

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4 Important Factors to Consider When Getting Personal Loans for Bankrupts

By |July 26th, 2017|

Bankruptcy has its own consequences. While it provides relief for borrowers who cannot pay their debts it can negatively affect your finances in a lot of ways.
Here are four important factors to consider when getting personal loans for bankrupts so you can easily navigate your way back to financial stability.
Your credit score

The first step […]

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Consolidation Loans: Risks and Benefits

By |July 24th, 2017|

Every Aussie who has coped with debt will agree on this: it can be an emotionally taxing experience. Whether you have an unpaid medical bill, high credit card balances, a mortgage and many other loans, your financial responsibilities can obstruct your capability of living a balanced life. If you feel that you are sinking in […]

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Top Features of Reliable Specialist lenders

By |July 19th, 2017|

Getting a loan is not that easy, especially if you are looking for an alternative loan product like a bad credit loan, low doc loan, no-credit check loan and debt consolidation. The same thing applies to home loans, commercial and business loans and other types of alternative loan products.  It also takes time to look […]

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Borrower’s Guide to Practical No Credit Check Long Term Loans

By |July 17th, 2017|

There are so many reasons why people need to take out loan. And, it’s not hard to understand why people are opting for no credit check long-term loans. Entrepreneurs with bad credit or no credit need capital to fund their startup, especially during its growth or expansion stage. Small businesses need working capital, and when […]

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Can I Get Loan Fast with No Credit Check?

By |July 12th, 2017|

Getting loans fast when you have a bad credit or when you have no credit at all can be difficult. Find out how you can still get loan fast with no credit check despite being a high-risk borrower.

Why banks and financing entities stay away from people with zero credit and bad credit

Banks and big lending […]

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Tips To Save More Money When You Apply For Loans With Bad Credit

By |July 10th, 2017|

It’s not easy to solve cash problems when you have a bad credit. But, there are simple tricks you can use to ensure that you can successfully obtain loans even with a poor credit rating.

There are bad credit loans out there to help you out during unexpected life events, fund a brilliant business venture, pay […]

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How Can I Get A Small Loan With Bad Credit?

By |July 5th, 2017|

If you think you’re out of luck, just because your credit is less than perfect, I have good news for you. It is not impossible to get a loan with reasonable terms, as long as you know how to apply the right way.

Here are some tips on how you can get a small loan with […]

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What You Ought To Know About Direct Lender Payday Loans No Credit Check

By |July 3rd, 2017|

Understand what lenders look for in a borrower and how direct lender payday loans no credit check can save the day, when you don’t meet these requirements.

Lenders’ criteria

If you want to get a better chance at getting a favorable loan from conventional banks, here are some areas that you need to improve:

Credit history

If you want […]

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Is Bad Credit Refinance Home Loan Right For Me?

By |June 28th, 2017|

Learn the criteria for determining whether to refinance or not.

The refinancing process can be daunting and confusing. It can also make or break your finances. So, before you get caught up in a pile of debt that you have to pay for a very long time, take time to study the costs associated with bad […]

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What You Ought to Know About Credit Card Yearly Fees (Why? Use? Value?)

By |June 26th, 2017|

The questions you ask before getting a credit card have a major effect on how successful your financial strategy becomes. Are the credit card yearly fees worth it? Where will you use the card? What is the value of having a card?

First, what is the value of a credit card? If you lost your card […]

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How Are Interest Rates Made? 3 Factors That Increase Loan Interest Rates

By |June 22nd, 2017|

Aside from your credit score, did you know lenders sometimes determine interest rate levels depending on the supply and demand of credit? Or that you might be able to get lower interest rates by applying for the same loan in another financing company? In fact, these could be some of the strongest factors that lenders […]

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Can Rural Loans Meet The Australian Farmer’s Financing Needs?

By |June 19th, 2017|

Are you planning to take out rural loans to grow your next crop or improve your farm operations? Can it help you become more competitive in the short and long-term?

These are the common financial issues Australian famers need to deal with…

Expansion
Farmers are facing new challenges and opportunities every single day; not only in maintaining their […]

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What New Borrowers Need To Know About Home Equity Loans

By |June 12th, 2017|

Applying for home equity loans is one of the smartest ways to use your valuable assets.

If you have a home, and you already paid off a portion of that house, then the difference between the value of your home and the total debt you owe is your equity. It is your interest in the said […]

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How To Choose The Best Private Funding (Or Private Lender)

By |June 8th, 2017|

Finding the best private funding or private lender is not a piece of cake. There is no such thing as one-creditor fits all, when it comes to loan options. But, asking the right questions can help you find the best financing company with loan products that best fit your credit situation.

Is private funding the best […]

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What Is A Caveat Loan And Is It Better Than Refinance?

By |June 5th, 2017|

If you have a first mortgage on your house and you obtained a caveat loan, it works as a second security. The caveat would be in your title, and will only be removed when you have fully paid the loan. Simply put, a caveat loan is like a second mortgage, where the loan is secured […]

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Tips For Paying Off Overwhelming Credit Card Debt

By |May 25th, 2017|

Do you see nothing but credit card debt when looking at your budget?

Extensive loans and consumer debts are becoming a part of our lives. People need money for their daily expenses while in between jobs; others need quick cash when facing emergency situations. Even entrepreneurs need to inject funds to their working capital when cashflow […]

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Does Getting a Personal Loan Affect Your Credit Score?

By |May 22nd, 2017|

Personal loans can have a negative impact on your credit score if you fail to repay them on time. Just like it is the case with types of loans, if you’re failing to make monthly repayments, then your credit score deteriorates. The problems appear when you’re trying to get a home loan, and financial institutions […]

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Cash Advance vs. Personal loan: Which is better?

By |May 18th, 2017|

For many individuals, a “cash” advance is an essential way to finance their emergent needs like hospitalization, wedding and car repair. However, it is not easy to obtain funding especially if you have a bad credit. In fact, if you have maxed out your existing credit cards, it is almost impossible to get a new […]

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Top Questions to Ask Yourself Before Choosing a Bad Credit Loan

By |May 15th, 2017|

Many people will apply for bad credit loans over the course of their life. Due to salary changes, a bad investment or personal problems, a bad credit score can prevent you from achieving your dreams. A bankruptcy or even failing to make regular payments for your loan can have repercussions and thus put you in […]

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4 Tips to Pay Car Loan With Bad Credit Faster

By |May 11th, 2017|

Here are some practical, easy ways you can save money on your car loan with bad credit, and repay your debts faster.

1) Add extra payment on your monthly installment.
Most of the car loans have fixed monthly installments. So, every time you make an extra payment, it should go directly to the principal. You can also […]

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When Is It Best to Apply for a Mortgage without Your Spouse?

By |May 8th, 2017|

Applying for a mortgage is a tough decision to make, especially when you have a spouse and/or kids. There are cases when in fact it’s best to apply for a mortgage on your own. We’ll tell you all there is to know about mortgages and what helps you get your application approved, or what could […]

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What Is A Secured Loan And How Does It Help Your Credit?

By |May 4th, 2017|

While it may take time to build your credit score, getting a secured loan can help you improve your credit and boost your credit score.

Secured loan defined
A secured loan is a debt linked to your property. So, if you have a home or you are buying one, you can get a secured loan. The amount […]

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Refinancing Guide for the Self-Employed Aussie

By |May 1st, 2017|

Being self-employed means that you’re going to have to put in a little more effort into finding the right refinancing solution for you. That’s exactly why we’ve put together a  refinancing guide to help you get a clearer picture of what you should pay attention to, how to choose a loan and most importantly, how […]

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Questions You’ve Had about Consolidating Debt But Haven’t Asked

By |April 27th, 2017|

Debt consolidation is regarded with kind eyes by many Aussies and often described as a solution to all of your problems. Just like the name says, debt consolidation refers to putting all of your debts together, in order to keep track of your payments easier.

In addition, this change will save you money and allow you […]

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Are You Falling for these Debt Consolidation Traps?

By |April 24th, 2017|

Do you feel burdened by several credit card debts and other outstanding loans and you think debt consolidation could provide some serious relief?

Debt consolidation is a new loan that allows you to pay off your multiple balances in one monthly payment. It doesn’t erase all your debts, but simply makes it easier for you to […]

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How to Pick the Best Loans for People with Bad Credit

By |April 20th, 2017|

Getting a loan when you have a bad credit can be a little tough sometimes because most lenders don’t want to take the risk of not being paid back. But, it is completely possible to get loans even with a bad credit. You just have to make smart financial decisions from now on.

First, know the […]

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4 Questions to Ask Yourself before Applying for a Personal Loan

By |April 17th, 2017|

A personal loan is a useful tool to get your hands on money to meet your current needs. But, considering that you have to pay it for a defined term and it usually comes with high interest rates, there are things you need to consider when applying for one.
Here are 4 questions for those considering […]

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Plan Your Business Loan With A Business Loan Calculator

By |April 13th, 2017|

Are you looking to take out a business loan? Do you want to have a ballpark of our debt service coverage? If so, using a business loan calculator can you help plan for the future of your business.

Business loans can be used to expand your trade to a new location, upgrade your facilities, or invest […]

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Should You Pay in Cash or Get Car Loans?

By |April 10th, 2017|

If you’re looking for extremely low rates to finance a new car, you have to make sure that it is not the only thing you are looking at. Remember that a car dealer gets a better deal when financing your car, than getting paid for it in cash; unless the lender pays for it and […]

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Fast Loans and the Fastest Ways to Repay Them

By |April 6th, 2017|

When you need cold cash now, fast loans can be your best bet. No frills, no buts, you just send your application, the lender would process it in a few hours, and you’ll get the crisp cash you need. But, how can you repay your loans quickly?

Here are some tips that you may find all […]

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What is a Low Doc Loan? Things Traditional Lenders Keep From You

By |April 3rd, 2017|

Low doc loans in Australia are loans designed to give opportunity to the self-employed to obtain personal loans when it is impossible for them to present payslips, tax returns and other proof of income. Despite its minimum loan requirements, traditional lenders conduct strict verification process to ensure that applicants are not tampering paperwork to qualify […]

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Debt Consolidation Loans: Quick Fix and Permanent Solution

By |March 30th, 2017|

There’s no easy way to overcome bad debts, but if used wisely debt consolidation loans can quickly tackle them head-on, and put your finances back on the right track.

Bad loans interrupt your life and prevent you from reaching your financial goals. They ruin your credit history, decrease your chance of getting favorable loans and may […]

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What is the Best Way to Consolidate Debt this 2017?

By |March 27th, 2017|

The best way to consolidate debt depends on your needs and financial situation. Here are ways to consolidate your debt to ease your financial burden and build your credit score.
Types of debt consolidation
There are two ways to consolidate debt; through a debt consolidation loan or debt settlement consolidation.

Debt Consolidation

The first type is a type of […]

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How To Use Your Business Loans Wisely

By |March 23rd, 2017|

Borrowing money is not bad, if you use it wisely to earn more. The keyword is “leverage”. It is using the borrowed money to buy an asset or increase your capital. But, leveraging is not for the faint-hearted. You have to make it work not only magnify the gains, but to cover the losses as […]

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5 Warning Signs of Out-of-Control Debts

By |March 20th, 2017|

The first sign of a financial problem is denial that you need to ask for debt help.

A person is most likely to ask for help upon reaching the rock bottom when the only logical way out is bankruptcy. Before you sink deeper into debt, here are some questions you can ask yourself to know if […]

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How Quick Loans Can Help You Take Control Of Your Finances

By |March 16th, 2017|

If debt is a pervasive part of your life, and every now and then you are looking for quick loans, you are not alone. But, don’t you know that you can find your way back to a stable financial ground with good planning and a little bit of work?

People are in debt because…There are many […]

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When Short Term Loans Make Sense

By |March 13th, 2017|

If you need immediate cash and you have no financial documents to submit at this moment, short term loans may be your best option.

Don’t get us wrong. Using credit cards to finance a purchase is sensible as long as the repayment period is short; however using it as a financing instrument is another thing. Stretching […]

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4 Important Considerations Before you Refinance Your Home

By |March 6th, 2017|

Are you planning to refinance your mortgage? If so, here are some important factors to consider before getting a new loan.
What is your purpose for refinancing?
Refinancing is a type of debt you will get. So, it is important to determine the whys and wherefores before securing it.

People often decide to refinance their mortgages because of […]

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Refinancing Analysed: Pros and Cons

By |March 2nd, 2017|

Refinancing can be a convenient option in many cases, regardless if you are hoping to get a better interest rate or attempting to consolidate your existing debts. However, it can prove to be pretty tricky in the long run, which is why you may want to learn everything about the refinancing pros and cons.

This option […]

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Top Questions to Ask Yourself before Consolidating Your Debt

By |March 2nd, 2017|

Debt consolidation is the process that gathers the total amount of your outstanding debts into one single loan. As with any other financial procedures, it may or may not work for you. The key is to know what to look at to ensure that you’ve made the right choice for your personal background. If you’re […]

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3 Important Factors to Consider When Applying for Low Doc Loans

By |February 27th, 2017|

Are you applying for low doc loans?
Learn more about low documentation loans and the things you have to consider before applying for one.

Emergencies happen, and when they do, it could be that you have very little money, or none at all to fix until your next payday comes in. With no bank savings to fall […]

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How to Pick the Right No Credit Check Loans Lender

By |February 20th, 2017|

Despite what you may hear about how easy it is to get no credit check loans credit cards, getting into overwhelming debt with the wrong lender can seriously damage your finances.

In fact, there are loan sharks and scams promising too easy verification process, but pressuring you to pay upfront fees immediately. Its either they get […]

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Should I Apply for Bad Credit Loans to Improve My Credit Score?

By |February 13th, 2017|

There is no such thing as quick fix for bad credit scores, but bad credit loans can be your best option in rebuilding your credit history and paying for your current needs.

A credit score of 509 or less (VedaScores) means you cannot have the best interest rates on loans, mortgages and refinancing because you’re a […]

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Why Should You Consider Refinancing Your Home Loan?

By |February 6th, 2017|

People take a home loan refinancing into consideration when they’re no longer satisfied with their actual home loan or when they want to make some house renovations.

Refinancing becomes a choice when your lending needs have changed or when your home loan is starting to pose difficulties.

A refinancing has lower interests rates

This is the main […]

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Struggling with Bad Credit? Choose No Credit Check Loans

By |January 30th, 2017|

No credit check loans are the dream solution for people who are having problems with bad credit or don’t meet the criteria for a loan. There are lenders who won’t verify your credit history to decide if you are eligible or not for a loan.

If you’re worried about your financial situation and in need of […]

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5 Reasons A Short Term Loan Is an Excellent Solution

By |January 23rd, 2017|

Taking a loan isn’t proof that you aren’t administrating your finances well or that you aren’t earning enough money to support your family. A loan is a great method that offers you a way out of a problem!

A short term loan solves the issue immediately and without all the fuss that comes with larger loans. […]

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Debt Consolidation Explained: What Makes It the Right Choice for You

By |January 18th, 2017|

Struggling with many loans and different interest rates involves lots of time and money. So, we are here to offer you the answer to this question: why is debt consolidation a good choice for you?

Debt consolidation means that all your loans combined in a single one. You’ll be able to manage all your finances easier […]

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Staying on Holiday Budget with Prepaid Credit Cards

By |December 7th, 2016|

Wondering how you’re going to stay on holiday budget? A prepaid credit card could be a wise alternative to starting 2017 without a massive blow to your bank account or credit line.
You are using your own money.
AusPost has a Load & Go prepaid Visa card that is accepted anywhere Visa is accepted, you can reload […]

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Interest Rates, What Do They Mean For Us ?

By |November 8th, 2016|

They’re something you can’t avoid. They’re everywhere and for the most part they affect everything we do. No, i’m not talking about the missus, i’m simply referring to the elephant in the room.

Whats happening at the moment ?

After reaching a record low of just 1.5% in August this year, the reserve bank has remained faithful […]

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