News and Views

Our news section is to help debunk myths around money, empower you financially and written by experts such as ALC CEO Christopher Riotto and his specialist team. Learn to save, spend wisely and get debt under control.

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ALC Blog
what is debt management
Debt Management
Jack Richings

What Is Debt Management?

Ultimate Debt Management Guide – We discuss the difference between good vs bad debt & give tips on how to escape debt. Find out what is debt management here…

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risk of withdrawing super early
News
Jack Richings

Risk of Withdrawing Super Early

Has Covid put you into financial hardship? Don’t rush into anything before knowing the facts. Learn the risk of withdrawing super early here.

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how does private lending work
News
Jack Richings

How Does Private Lending Work?

Banks can be slow, time-consuming & often say no. But how does private lending work? Let’s take a deep dive into private lending & find out!

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debt free
Debt Consolidation
Jack Richings

10 Steps To Get Out of Debt

As daunting as it may feel, there are ways to escape debt (and it’s easier than you might think). Read our 10 steps to get out of debt!

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what is a good car finance rate
Personal Loans
Jack Richings

What Is a Good Car Finance Rate?

Buying a new car is really exciting, but finding the right finance rate depends upon your individual circumstances. Find out what is a good car finance rate here.

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credit card reforms
News
Christopher Riotto

Credit Card Reforms 2020

Credit cards can be great, but they can also cause bad debt. This is why the Credit Card Reforms 2020 were brought into place to protect you. Find out here!

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How is APR Calculated?||How is APR Calculated?
Debt Management
Jack Richings

How is APR Calculated?

Wondering exactly what APR is and questioning how is APR calculated? We have all the answers you need to help you discover what the APR is and why it is so important when it comes to interest rates and borrowing money.

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Coronavirus: Financial Security in a Pandemic
Debt Consolidation
Christopher Riotto

Coronavirus: Financial Security in a Pandemic

Financial security and pandemic. The two don’t really go hand-in-hand, do they? As if facing a global health crisis wasn’t terrifying enough, the world’s economic nosedive is hitting Australian families and individuals hard. Really hard. But as with most things in life, rest assured there will be light at the end of the tunnel.

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Budgeting Tips to manage finances||Budgeting Tips||Budgeting Tips
Financial Planning
Jack Richings

Budgeting Tips – Learn How to Manage Your Finances

There are many benefits that come with budgeting. It’s something that everyone can do. It doesn’t matter how much you earn, what expenses you have, or where you are at in life. They can be created specifically for your needs. In this blog, we share budgeting tips to help you to manage your finances.

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How To Improve Your Lifestyle with Quick Loans
Personal Loans
Jack Richings

How To Improve Your Lifestyle with Quick Loans

There are so many different ways you can improve your lifestyle with quick loans, the problem is, many people don’t know what a quick loan is and exactly how one can help you out. Whether you are trying to find your way out of debt or looking for a bit of financial help over a certain period (such as the holidays) a quick loan can be the perfect solution.

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alc small loan bad credit
Bad Credit Loans
Christopher Riotto

How Can I Get A Small Loan With Bad Credit?

If you think you’re out of luck, just because your credit is less than perfect, I have good news for you. It is not impossible to get a loan with reasonable terms, as long as you know how to apply the right way.

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poor habits that lead to bad debt||loans for people with bad credit
Debt Management
Christopher Riotto

Poor Habits that Lead to Debt

If your habits put you in financial troubles, it may be time to change them. You are responsible for your financial success. Desire it and set a good plan of action; simply keep moving until your credit card debt and other loans are fully paid and you achieved the income level you desire.

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Buying your property at auction
Home Loans
Christopher Riotto

Top Tips for Buying Property at an Auction

If you’re not experienced in buying a house at an auction, this may turn into a roller coaster ride of hell that you’ll just wish you never got on in the first place. This is where some handy tips for buying your property at auction come into place.

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benefits of short term loans
Short Term Loans
Christopher Riotto

5 Benefits Of Short Term Loans

Taking a loan isn’t proof that you aren’t administrating your finances well or that you aren’t earning enough money to support your family. A loan is a great method that offers you a way out of a problem!

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the benefits of refinance
Refinance and Refinancing
Jack Richings

The benefits of refinance

Most people lock themselves into a loan and chip away at it slowly over the years, without looking into their options and re-evaluating things down the track. The truth is, refinancing your loan can offer you so many benefits and it is definitely something you should be considering.

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the pros and cons of debt consolidation
Debt Consolidation
Christopher Riotto

Debt Consolidation Loans: Pros vs Cons

We all have seen the advertisements, from the sublime to the absurd, for payday lenders and car title loans. There are a lot of options out there when it comes to debt consolidation loans. 

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What we do

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

Why choose ALC?

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

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We can help

Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.

Frequently asked questions about Australian lending centre

FAQ's

Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.