personal loan

Personal Loans 101: What to Do When You Can’t Make a Payment

When you have large outstanding debt, this could make it challenging for you to make timely repayments. And when you miss a payment, it is just a matter of time until you miss another one, and you enter a vicious cycle. That being said, what can you do when you can’t make payments for one […]

By |December 17th, 2018|Categories: Personal Loans|Tags: , , , , , , , |Comments Off on Personal Loans 101: What to Do When You Can’t Make a Payment

Does Getting a Personal Loan Affect Your Credit Score?

Personal loans can have a negative impact on your credit score if you fail to repay them on time. Just like it is the case with types of loans, if you’re failing to make monthly repayments, then your credit score deteriorates. The problems appear when you’re trying to get a home loan, and financial institutions […]

By |May 22nd, 2017|Categories: Personal Loans|Tags: , , , , , , , , |Comments Off on Does Getting a Personal Loan Affect Your Credit Score?

Cash Advance vs. Personal loan: Which is better?

For many individuals, a “cash” advance is an essential way to finance their emergent needs like hospitalization, wedding and car repair. However, it is not easy to obtain funding especially if you have a bad credit. In fact, if you have maxed out your existing credit cards, it is almost impossible to get a new […]

By |May 18th, 2017|Categories: News|Tags: , |Comments Off on Cash Advance vs. Personal loan: Which is better?

4 Questions to Ask Yourself before Applying for a Personal Loan

A personal loan is a useful tool to get your hands on money to meet your current needs. But, considering that you have to pay it for a defined term and it usually comes with high interest rates, there are things you need to consider when applying for one.
Here are 4 questions for those considering […]

By |April 17th, 2017|Categories: Personal Loans|Tags: , , , , , , , , , |Comments Off on 4 Questions to Ask Yourself before Applying for a Personal Loan

Holiday Money Saving Tips

With the holidays looming ahead, there is no question that the inaugural family trip is in full planning mode. If you’re stressing about it, don’t worry, we’ve got a simple guide on how to save on the family vacation.

These helpful tips will help to ease the stress on your wallet and make your holiday enjoyable […]

By |October 27th, 2016|Categories: Debt Consolidation, No Credit Check Loans, Personal Loans|Tags: , , , |Comments Off on Holiday Money Saving Tips

How to Save Money on Family Holiday Trips

If you’re a full-time worker, going on holiday is the best solution to just get away from it all. But sometimes going on holidays can also be stressful if you don’t have enough money or if you’re worried about spending while you’re on holiday if you’re on a tight budget.

Fear not! If you want to […]

By |July 9th, 2015|Categories: Debt Consolidation, No Credit Check Loans, Personal Loans, Short Term Loans|Tags: , , , |Comments Off on How to Save Money on Family Holiday Trips

Bad Credit Personal Loans – Choose what’s right for you

Years of financial crisis and stressed home budgets have left a large portion of the population with bad credit history. It can be as small as a few late payments on a mobile phone bill or as large as missed mortgage payments but no matter what, bad credit hurts when it comes time to get […]

By |February 24th, 2015|Categories: Bad Credit Loans|Tags: , , |Comments Off on Bad Credit Personal Loans – Choose what’s right for you

Avoid Holding High Interest Credit Card Debt

Surprisingly, while the national interest rate on cash has gone down in Australia the average interest rate on credit cards has risen. Now is definitely the time for Australians to consolidate their credit card debts. Credit card debt is a $50 billion burden on Australians and around $35 billion of that is getting interest added […]

By |December 15th, 2014|Categories: Credit Card Consolidation|Tags: , , , |Comments Off on Avoid Holding High Interest Credit Card Debt

5 Personal Finance Resolutions

Your personal finance may not have run well in 2011. That is why you must be looking forward to make 2012 a better one financially. You may not have to rely on luck. You could actually make a difference on your own if you would be more determined and disciplined.
Now could be the best time to make your finance resolutions. Take your time and assess your personal finance in 2011. For sure, there are many aspects that need improvement. You could make resolutions and intend to make you personal finance better not just in 2012 but also in the many years that would follow. Here are top 5 of those finance resolutions you should have on your list.

[…]

By |January 10th, 2012|Categories: Financial Planning, Personal Loans|Tags: , , |Comments Off on 5 Personal Finance Resolutions

Christmas Shopping – Common Spending Habits

Christmas is undoubtedly a season for shopping. The spirit of the occasion is indeed in gift-giving. You may have to shop for all the presents you intend to give away. At the same time, you may want to shop for yourself and for your household.

It is not surprising that many consumers tend to overspend during Christmas shopping. That is because malls and retailers are doing their best to entice you to spend. Your shopping mood could be set on fire by the festive decorations. The special markdown sales and new items on the display could further persuade you to buy until you drop.

Are you ready to once again hear the cash register ring for your Christmas shopping? There are many tips you should first look at and observe. Here is a simple and practical list of the do’s and the don’ts when shopping for the season.

[…]

By |November 23rd, 2011|Categories: Personal Loans, Short Term Loans|Tags: , , , |Comments Off on Christmas Shopping – Common Spending Habits