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Risk of Withdrawing Super Early
Has Covid put you into financial hardship? Don’t rush into anything before knowing the facts. Learn the risk of withdrawing super early here.
Jack Richings
17 July 2020
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Our news section is to help debunk myths around money, empower you financially and written by experts such as ALC CEO Christopher Riotto and his specialist team. Learn to save, spend wisely and get debt under control.
Has Covid put you into financial hardship? Don’t rush into anything before knowing the facts. Learn the risk of withdrawing super early here.
As daunting as it may feel, there are ways to escape debt (and it’s easier than you might think). Read our 10 steps to get out of debt!
One thing many people don’t realise is that it is entirely possible to take out a loan while you are on Centrelink payments.
Wondering exactly what APR is and questioning how is APR calculated? We have all the answers you need to help you discover what the APR is and why it is so important when it comes to interest rates and borrowing money.
Financial security and pandemic. The two don’t really go hand-in-hand, do they? As if facing a global health crisis wasn’t terrifying enough, the world’s economic nosedive is hitting Australian families and individuals hard. Really hard. But as with most things in life, rest assured there will be light at the end of the tunnel.
During uncertain times, money can be short and your business might be vulnerable. Emergency Business Loans can provide a lifeline, but there are risks.
There are many benefits that come with budgeting. It’s something that everyone can do. It doesn’t matter how much you earn, what expenses you have, or where you are at in life. They can be created specifically for your needs. In this blog, we share budgeting tips to help you to manage your finances.
Financial freedom is not impossible; as a matter of fact its very achievable. All that is requires is smart long term financial habits. Check out these handy and enriching financial tips.
Making the decision to start a family is both exciting and daunting. There’s so much to think about in terms of caring for a whole new little person in your lives, as well as setting yourselves up financially to ensure you can take the time off work you need and meet all the expenses that come with bringing a baby into your family.
Consumers are buying anything and everything. Now – this is not necessarily bad; but if you find yourself turning into an online shopaholic, it may be time to start thinking about how you can save money when online shopping.
Do you find yourself asking,how much money should I save? If you are already aware of your spending habits, then a budgeting plan can help you tighten your strategy and help you focus on the road ahead.
When you need cold cash now, fast loans can be your best bet. Fast loans are quick and easy to obtain. Lenders can process loan applications within 24 hours meaning you can have your funds in your account overnight.
Stay on schedule, use your moving house bad credit loan wisely, without last minute headaches, using the tips below. Visit the new house to check
If you want to create a retirement spending plan, make sure that your expenses are lower than your income. But, if you have troubles in making ends meet, how will you do it? Good thing debtor refinance can help.
Do you have a steady source of income which covers not only your needs but also your wants as well? If you’re one of the thousands of Australians who want secure finances but are also dealing with financial issues, you may be wondering how you can achieve that reality.
Entrepreneurs and business managers face almost the same stress when it comes to operating a business. But the two are on opposite sides of the spectrum. They’re different. What is the difference? A manager operates an already-established business.
Sometimes, you have to make tough decisions to ensure that your projected income would exceed your projected expenses. You can either get a loan to raise your capital and eventually increase your income, or you can use it to consolidate your other debts and eventually save money in interests and fees.
Most business owners understand the importance of creating and sticking to a business budget; especially when they are using borrowed money—like bad credit loans.
If you want to get approved for a higher amount of loan in the future, make sure that you build your equity today. You can apply for a second mortgage on top of a first mortgage to save on interests and fees or to make improvements that will increase its future value.
Retirement planning has two phases, pre-retirement which can be described as the pre-accumulation of wealth, and post-retirement which is the distribution of your accumulated financial assets.
Congratulations on your new job! Whether you applied for this job for experience, for pay, or both, here’s how short-term loans can help you get started on the right foot.
Do you have a financial fitness plan? If you don’t, here’s a practical guide to protect your goals from potential financial crises using quick loans.
Every individual or family may need personal loans from time to time. It may be for various reasons: the car broke down, the house needs some renovations, or their daughter is planning to get married in Spring. Regardless of the reason, money is needed as fast as possible.
Choosing the right financial recovery tool can be quite a headache! What’s the best choice between debt consolidation and making your own repayment plan? What are the factors to consider when making a decision? Read on and find out.
Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.
We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.
Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.
Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.
For 25 years Australian Lending Centre has been offering Australians a financial relationship with access to the latest financial products and services. Our highly trained, specialist lending consultants are here to help you get on track financially. With our wide range of loan products, Australian Lending Centre strives to make a long-term commitment with each customer we work with. ALC is a one-stop-specialist for bad credit loans, business loans, refinancing and debt consolidation into one easy repayment, Australia wide. For bank-alternative finance assistance required, get in touch, we aim to help every customer get the most suitable loan product for their needs!
