Blog Category: Bad Credit Loans

Our blog is designed to create understanding and responsibility around money management and empower you financially.

Home loans to buy the house of your dreams
ALC Blog
alc small loan bad credit
Bad Credit Loans

How Can I Get A Small Loan With Bad Credit?

If you think you’re out of luck, just because your credit is less than perfect, I have good news for you. It is not impossible to get a loan with reasonable terms, as long as you know how to apply the right way.

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reasons why you have been denied a home loan
Debt Consolidation

10 Reasons Your Home Loan Was Denied

Understanding the reason behind your loan denial is a valuable learning experience. This reason helps you to pinpoint the areas of your financial life that need to be polished. You can always improve on this and reapply for the funding.

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bad credit personal loans
Personal Loans

Are Personal Loans Available For Bad Credit Borrowers?

We are in a world of financial opportunities, and if you need money right now—you must be able to access it fast before you lose the opportunity. If a lender can give you as much as $20,000 or more via an unsecured personal loan without you having to worry about your credit score and income. Why not give it a try?

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No Credit Check Loans

Why You Can Afford Same Day Cash Loans No Credit Check

Do you need money right away to pay for rising electricity bills, an overdue credit card or the mispayment for after pay? Some people have insufficient income; others are in between jobs while some people simply need to keep up with their rising business expenses. The fact is that sometimes we need money, and we need fast and flexible options.

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Quick Loan Myths: Debt Consolidation
Debt Consolidation

Quick Loan Myths Everyone Should Stop Believing

Quick loans are suited for people that are in urgent need of cash but cannot access it elsewhere. Therefore, as long as you meet the loan repayment terms, everything is fine. Things are likely to get off track when you miss making repayments or you default – which applies to all types of loans.

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business loan despite bankruptcy
Business Loans

Business Loan Despite Bankruptcy

Bankruptcy is a highly dreaded word in the realm of financing and getting a business loan despite bankruptcy is a bit difficult. Even though it is dreaded, many people end up in a situation in which filing for bankruptcy is the only solution they have.

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dealing with job loss
Short Term Loans

Dealing with Job Loss

Dealing with job loss is never easy, especially if it was the sole source of your income. It gets worse when you lose the friends you made at that company. However, there are financial options such as quick loans that can make this point in your life easier.

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How To Obtain A Large Bad Credit Loan
Bad Credit Loans

How To Get A Large Bad Credit Loan

It’s no longer impossible to secure a huge amount of bad credit. Despite the fact that lenders view people with bad credit as high-risk borrowers,

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fix my credit score
Bad Credit Loans

How Do I Fix My Credit Score?

Examine your files to know exactly the areas that you need to work on. For example, if you have a terrible credit history, it will be helpful if you can check which accounts you have missed paying, and when you started doing so.

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no guarantor bad credit loan
Bad Credit Loans

No Guarantor Bad Credit Loans Explained

When you apply for a no guarantor credit loan, you should be wary and attentive to the loan terms. If your financial position allows you, you should wait a while until you may afford to get another type of loan, to avoid paying a significant amount of money in interest fees and other charges.

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Loans for bad credit
Bad Credit Loans

Top Downsides of Loans for People with Bad Credit

Bad credit is something that almost every Aussie struggles with at some point; the only difference is the magnitude. If you’re in a position where your bad credit reaches the lowest of points, then you may be affected more than you can imagine.

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bad credit loans||no credit check personal loans
Bad Credit Loans

Should I Get Cash Now With Bad Credit?

A lot of people think that for you to build your business you need to get more debts, despite having a bad credit. Others also believe that getting into debt puts their business at risk of going bankrupt. So, how would you know if it is wise to get cash now with bad credit or not?

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money budgeting and management
Bad Credit Loans

Common Budgeting Mistakes to Avoid

Budgeting is always a good idea because this way you can control your financial resources and expenses. But there are a few mistakes that can

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Rapid loans
Bad Credit Loans

Lock in Before Mortgage Rates Rise!

It’s time!!! If you have not locked in your fixed mortgage rate, now is the time. Economists have been predicting mortgage rates to rise in

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no credit check loans guaranteed australia
Bad Credit Loans

No Credit Check Loans for Bad Credit

If you have a low score the banks will use your credit score as a reason to reject your application for a loan. It seems too often borrowers are rejected by banks and are left with a big question mark as to where they can apply next. The next logical step is no credit check loans, the light at the end of the tunnel for most Australians with bad credit.

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bad credit personal loans
Bad Credit Loans

Avoid Having A Bad Credit Rating

If you believe that a creditor has unfairly listed an overdue account on your credit file, you should contact them and ask for an explanation and for the incorrect information to be corrected.

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Discover your fresh start loan options

What we do

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

Why choose ALC?

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

call Australian Lending centre now

We can help

Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.

Frequently asked questions about Australian lending centre

FAQ's

Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.