Mortgage
Can I Get A Second Mortgage For Down Payment?
Property is a great, but expensive investment, requiring a large down payment to secure. But can you get a second mortgage for down payment?
26 June 2020
Our News articles are designed to create understanding and responsibility around money management and empower you financially.
Property is a great, but expensive investment, requiring a large down payment to secure. But can you get a second mortgage for down payment?
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There are so many different ways you can improve your lifestyle with quick loans, the problem is, many people don’t know what a quick loan is and exactly how one can help you out. Whether you are trying to find your way out of debt or looking for a bit of financial help over a certain period (such as the holidays) a quick loan can be the perfect solution.
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Most people lock themselves into a loan and chip away at it slowly over the years, without looking into their options and re-evaluating things down the track. The truth is, refinancing your loan can offer you so many benefits and it is definitely something you should be considering.
There are so many different types of loans out there, it can be hard to know which one you should be taking out for your particular circumstances. We are going to take you through exactly what a personal loan is, when it’s a good option to take one out, the different types of personal loans and finally the advantages and disadvantages of them.
When your dreams come true, and your business is not only up and running, but thriving and growing, it is truly a joyous feeling. Although you may want to take some time to bask in the light of your successful accomplishments, rapid business growth is actually a time for you to take a step back, to regroup, and to refocus.
Renovating your home can become costly, especially when the bills start piling up. Many people start small and end up renovating their entire home. Problems arise, time flies and eventually, you’re too far in to stop renovating.
Plastic money, where all you have to do is swipe a card and that product or service is yours. It’s great, right? Until you get your credit card bill in the mail and realise you don’t have the funds to pay it off and the interest starts accruing.
Ever got yourself in a circumstance where you need to replace your current home with a new mortgage? Well, home refinancing is precisely that – getting a new mortgage loan to replace the existing home loan.
Years and years ago, if you needed a loan, you went straight to the bank to assess your available options. These days, non-bank lenders have emerged, offering a legitimate alternative to traditional lenders, and adding a competitive edge to loan marketing.
Making the decision to start a family is both exciting and daunting. There’s so much to think about in terms of caring for a whole new little person in your lives, as well as setting yourselves up financially to ensure you can take the time off work you need and meet all the expenses that come with bringing a baby into your family.
If you become trapped in a bad cycle of debt and you cannot make loan payments, the banks can opt to sell your home to recover any capital. Don’t be in debt all your life, or risk losing your dream home. Instead, pay your debts off quickly and live financially free.
Understanding the reason behind your loan denial is a valuable learning experience. This reason helps you to pinpoint the areas of your financial life that need to be polished. You can always improve on this and reapply for the funding.
Consumers are buying anything and everything. Now – this is not necessarily bad; but if you find yourself turning into an online shopaholic, it may be time to start thinking about how you can save money when online shopping.
Personal loans with no credit check have their benefits, but they also come with typically higher interest rates. For this reason, it is essential that you check your own credit score.
If your past mistakes have been getting in the way of financial stability, you may be happy to know that there are alternative options out there. One option is a no credit check loan.
Do you find yourself asking,how much money should I save? If you are already aware of your spending habits, then a budgeting plan can help you tighten your strategy and help you focus on the road ahead.
Short term loans are convenient and quick ways to get money in a frenzy. You don’t have to worry about a credit check because many
Short term loans provide immediate aid to business owners that need it. The process is quite short, and the requirements are easy to fulfill. To give you a hint of how quick the funding is, the approval period of a short term loan can be 24 hours.
A great debt relief tip is to document your financial state. If you are married or living with a partner, writing down all your financial issues can help you talk about sensitive financial issues without getting into a lengthy argument.
There was once a time where if you needed a loan, you only visited a bank. Fortunately, times have changed. Yes, you can still go
Do you need money right away to pay for rising electricity bills, an overdue credit card or the mispayment for after pay? Some people have insufficient income; others are in between jobs while some people simply need to keep up with their rising business expenses. The fact is that sometimes we need money, and we need fast and flexible options.
Coping with debt is not only a financially challenging experience, but it is also emotionally taxing. Whether you have an unpaid medical bill, high credit
If you’re looking for extremely low rates to finance a new car, you have to make sure that it is not the only thing you
Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.
We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.
Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.
Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.
For 25 years the Australian Lending Centre has been offering customers support and access to the latest financial products and services. Our highly trained, caring team is here to help you get on track. Australian Lending Centre strives to make a long-term commitment to improve your financial wellbeing.
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