Beyond Bad Credit: Rebuilding Your Credit Score after Defaults
A default on your credit file can feel like a financial setback with no easy way forward. Whether you missed a mortgage payment, fell behind on a personal loan, or experienced an unexpected hardship, having a default listed against your name often makes lenders hesitant. However, it’s important to remember that defaults don’t last forever and with the right strategy, you can rebuild your credit score in a realistic, step-by-step fashion.