bad credit rating

Top Questions to Ask Yourself Before Choosing a Bad Credit Loan

Many people will apply for bad credit loans over the course of their life. Due to salary changes, a bad investment or personal problems, a bad credit score can prevent you from achieving your dreams. A bankruptcy or even failing to make regular payments for your loan can have repercussions and thus put you in […]

By |May 15th, 2017|Categories: Bad Credit Loans|Tags: , , , , , , , |Comments Off on Top Questions to Ask Yourself Before Choosing a Bad Credit Loan

Should I Apply for Bad Credit Loans to Improve My Credit Score?

There is no such thing as quick fix for bad credit scores, but bad credit loans can be your best option in rebuilding your credit history and paying for your current needs.

A credit score of 509 or less (VedaScores) means you cannot have the best interest rates on loans, mortgages and refinancing because you’re a […]

By |February 13th, 2017|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Should I Apply for Bad Credit Loans to Improve My Credit Score?

Many Australians Are Turning to Debt Agreements

Debt agreements are an alternative to declaring bankruptcy. Rather than be haunted by the irreversible effects that bankruptcy can have on your credit record, entering into a debt agreement can give you a debt-free fresh start. They’re becoming the popular choice for Australians in need of debt solutions. Debt agreements are overseen by the Australian […]

By |November 4th, 2015|Categories: Debt Management, News|Tags: , , , , , , , , , , |Comments Off on Many Australians Are Turning to Debt Agreements

Why Should You Choose Debt Consolidation?

If you are like one of many Australians with numerous debts, you’ve probably considered debt consolidation. There are quite a few benefits of debt consolidation when you’re facing mounting debts from multiple creditors. Here are the top reasons for consolidating your debt:
You will only have one repayment
When you’re juggling many different repayments – sometimes on […]

By |October 13th, 2015|Categories: Debt Consolidation|Tags: , , , , , |Comments Off on Why Should You Choose Debt Consolidation?

Tackling Bad Credit and Common Financial Problems in Small Business

There are lots of things that can lead to bad credit for small businesses but some things are more likely than most to cause problems for SMEs. All businesses are susceptible to cash flow problems and the trouble can be hiding in a number of places.
Preventing Bad Credit in Small Business
It might sound simple but […]

By |June 16th, 2015|Categories: Bad Credit Loans, Business Loans|Tags: , , , , , , |Comments Off on Tackling Bad Credit and Common Financial Problems in Small Business

Loans for people with bad credit in Australia

Bad credit can happen to anybody but it should not be the last word when it comes to getting a loan. Credit card bills mounting up or even a lack of credit history can cause a person’s credit rating to drop. And if the credit rating gets low enough then it can be a hassle […]

By |April 7th, 2015|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Loans for people with bad credit in Australia

Lock in Before Mortgage Rates Rise!

It’s time!!! If you have not locked in your fixed mortgage rate, now is the time. Economists have been predicting mortgage rates to rise in late 2015, but they are beginning to change their tune. Possibly rates will rise even sooner and that will raise the cost of variable rate loans. They now are saying […]

By |November 13th, 2014|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Lock in Before Mortgage Rates Rise!

Making Sense of Australia’s Comprehensive Credit Reporting

Understanding Bad Credit with Australia’s new Comprehensive Credit Reporting
Australia’s new comprehensive credit reporting system came into effect from March 12 this year and has changed the manner in which some lenders look at risks when accepting new clients. […]

By |July 7th, 2014|Categories: Financial Planning|Tags: , , , , , , , , |Comments Off on Making Sense of Australia’s Comprehensive Credit Reporting

Bad Credit Debt

Over 1.5 million Australians have notched up black marks on their credit records because of overdue bills and debt.

In particular, hundreds of thousands of Victorians are among those risking finance knock backs for taking too long to pay utility bills or missing loan and credit card repayments. The revelation comes as financial counsellors expect to be swamped with households struggling to pay higher water and power bills this year.
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By |May 20th, 2011|Categories: Debt Management|Tags: , , , , |Comments Off on Bad Credit Debt

Avoid Having A Bad Credit Rating

If you haven’t paid your bills, or if you’ve had your power cut off, your car repossessed or skipped payments, exceeded credit card limits or defaulted, you could be refused a loan or be charged a higher interest rate by most banks and lenders.

Credit files contain records of overdue payments of 60 days or more […]

By |September 24th, 2009|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Avoid Having A Bad Credit Rating