Bad Credit Home Loans

If your credit is less than perfect, you might have a hard time convincing the banks to give you a fair go. We offer bad credit home loans so more people can realise their dream of owning their own home.
No impact on your credit score

Flexible Mortgage Options even with Bad Credit

We all want place to call home. When a few past borrowing mistakes get in the way, it can be frustrating! We are the specialists in finding the best, competitive bad credit home loans. Our friendly and determined team is ready to answer any  questions you have regarding home loans.

Specialists in Bad Credit Home Loans

Bad Credit? Not a problem! We specialise in bad credit home loan options. That means we understand everyone’s situation is unique and we strive to help you achieve your goals, it rather than turn applicants away.

There may be a way to work with your situation. We begin with an easy enquiry process. We don’t want to waste your time, and if we can’t help you with a bad credit home loan we may have another option to help you achieve financial freedom!

Even With Bad Credit Home Loans Are Still Possible
Easier Mortgage Solutions Helping Australia

Easier Mortgage Solutions Helping Australia

Many times a bank will reject you based on your credit file. Bad credit is not the end of the world and when you are in a tough spot we look for ways to work with you.

To get started today call Australian Lending Centre today at 1300 138 188.

A Bad Credit Loan for Your Dream Home

A home is an investment and unlike a car or a new phone, it generally grows in value over time. Property values have been rising all over Australia and creating wealth for the owners in the process. To get a piece of that action get your bad credit home loan today!

While there is no guarantee that we can supply a home loan we will try all avenues and ask the right questions to see if we can get you a bad credit home loan to buy your dream property!

Easier Mortgage Solutions Helping Australia
Discuss Our Bad Credit Home Loans By Calling

Call To Discuss Bad Credit Home Loans

So what’s next? Well, start by filling out our online application form,  form. It won’t impact your credit score and takes just a few minutes.

Buying a home is exciting; don’t let bad credit hold you back from living your dream. Try our bad credit home loans today! 

3 Ways Improve Your Credit Score

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Catch Up On Late or Missed Payments

If you've got a few missed or late payments, paying these can begin the process of credit improvement

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Stop Making Credit Applications

Lots of credit enquiries on someones credit file indicates a risk to lenders. Applying with ALC will not impact your credit.

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Repair and Improve Your Credit Professionally

If you have bad credit, there are ways to have black marks removed, if they have been place by mistake or have professionals repair your credit.

How to apply for a bad credit home loan

Click the “Start Your Application” button. It is on the top right in the menu.

Select the type of loan that you want by clicking the button with the icon.

Step 3: Fill out the form icon

Continue through the form and follow through to the upload document prompts.

Step 4: Receive your money fast icon

If approved, the funds could be transferred to your account as little as 72 hours.