credit rating

Does Getting a Personal Loan Affect Your Credit Score?

Personal loans can have a negative impact on your credit score if you fail to repay them on time. Just like it is the case with types of loans, if you’re failing to make monthly repayments, then your credit score deteriorates. The problems appear when you’re trying to get a home loan, and financial institutions […]

By |May 22nd, 2017|Categories: Personal Loans|Tags: , , , , , , , , |Comments Off on Does Getting a Personal Loan Affect Your Credit Score?

Avoid Having A Bad Credit Rating

If you haven’t paid your bills, or if you’ve had your power cut off, your car repossessed or skipped payments, exceeded credit card limits or defaulted, you could be refused a loan or be charged a higher interest rate by most banks and lenders.

Credit files contain records of overdue payments of 60 days or more […]

By |September 24th, 2009|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Avoid Having A Bad Credit Rating