credit score

Does Getting a Personal Loan Affect Your Credit Score?

Personal loans can have a negative impact on your credit score if you fail to repay them on time. Just like it is the case with types of loans, if you’re failing to make monthly repayments, then your credit score deteriorates. The problems appear when you’re trying to get a home loan, and financial institutions […]

By |May 22nd, 2017|Categories: Personal Loans|Tags: , , , , , , , , |Comments Off on Does Getting a Personal Loan Affect Your Credit Score?

Should I Apply for Bad Credit Loans to Improve My Credit Score?

There is no such thing as quick fix for bad credit scores, but bad credit loans can be your best option in rebuilding your credit history and paying for your current needs.

A credit score of 509 or less (VedaScores) means you cannot have the best interest rates on loans, mortgages and refinancing because you’re a […]

By |February 13th, 2017|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Should I Apply for Bad Credit Loans to Improve My Credit Score?

5 Rules to Avoid a Bad Credit Score

These days, no one could be immune to possible bad credit. Many people are incurring either a job loss or a reduced income. Some just could not control their personal finances effectively. A bad credit score has become very common especially now that many consumers find difficulty in meeting financial obligations.
No one wants to incur bad credit. That is for sure. Getting a poor credit rating is like a curse. It could mean many other problems and difficulties. Bad credit could be a passport to higher interest rates and discrimination from banks and other financial institutions. Fortunately, incurring bad credit could be avoided. Here are five rules you could observe to do so. […]

By |November 30th, 2011|Categories: Financial Planning|Tags: , , , , |Comments Off on 5 Rules to Avoid a Bad Credit Score