Blog Tag: mortgage

Our blog is designed to create understanding and responsibility around money management and empower you financially.

Home loans to buy the house of your dreams
ALC Blog
ways to refinance your home
Refinance and Refinancing

5 Things To Consider When Refinancing Your Home

Ever got yourself in a circumstance where you need to replace your current home with a new mortgage? Well, home refinancing is precisely that – getting a new mortgage loan to replace the existing home loan.

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Default On Home Equity Loans
Home Loans

What Happens When You Default On Home Equity Loans?

If the value of your home, or the amount you paid for it, is higher than your first mortgage or the principal, it means that you have equity in your home. You can tap into your equity by applying for a loan, secured by it.

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car loan mortgage application||car loans||Car Loans||car loans
Mortgage

Will My Car Loan Affect My Mortgage Application?

The short answer is that a car loan can influence mortgage applications and under certain circumstances, it can get your requests denied. But do not let yourself discouraged. Evaluate your possibilities, cut down on the unnecessary expenses and, if you can, try to pay ongoing debts before applying for a mortgage.

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low doc home loans||low doc home loan||alc reality of mortgage repayments
Mortgage

The Reality of Mortgage Repayments

In spite of your current status, don’t hesitate to refresh your mindset, in the case in which the market alters in your favour. Why shouldn’t you take advantage of it? Nonetheless, bear in mind that you should discuss with your financial advisor before taking the leap.

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Rapid loans
Bad Credit Loans

Lock in Before Mortgage Rates Rise!

It’s time!!! If you have not locked in your fixed mortgage rate, now is the time. Economists have been predicting mortgage rates to rise in

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benefits of having a second mortgage
Home Loans

Benefits of Second Mortgages

How do Second Mortgages Work? Many people are familiar with the idea of a first mortgage on a property. The idea is fairly straight forward.

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Bank Declines Bridging Finances
Bridging Finance

Banks Decline Homeowners from Bridging Finance

Bridging finance enables people in this situation to purchase a new property, whilst you await the sale of your existing and offers financial relief during this period. Unfortunately, banks sometimes decline bridging finance leaving you in a difficult situation.

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Discover your fresh start loan options

What we do

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing for over 30 years.

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

Why choose ALC?

We’re not like your average bank. We don’t have extensive queues that make you wait weeks for funding and we don’t discriminate based on credit history.

call Australian Lending centre now

We can help

Our team understands that not everybody is struggling, some people just need a better loan term with the highest quality of service and transparency.

Frequently asked questions about Australian lending centre

FAQ's

Whatever your situation, you are bound to have questions about our process, products and services, which we've compiled together for you.

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