Debt Consolidation
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Car Loan
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Medical, Family & Education
Living, Utilities & Bills
Life EventsExcellent service explained everything clearly, keanu was very helpful and enthusiastic about the work.
Find Personal Loans, Debt Consolidation & Bad Credit Loans with:
The Australian Lending Centre is a one-stop shop for a wide range of financial solutions.
We do not perform a credit check, so you can feel safe and confident when applying for a fast loan with us.
We could find a solution even if you’ve been rejected elsewhere.
Australian Lending Centre has been helping Australians access fast loan solutions for over 30 years.
Our experts work around the clock to connect you with fast, flexible, and affordable lending options tailored to your needs.
Our easy low-doc application process is 100% online and takes less than 5 minutes to complete.
Our service is personally tailored to you. From the type of loan to the frequency of payments to the repayment amount. Everything is customised for your benefit.
We never check your credit score. Applying with us will cause no further damage.
Our online application process takes minutes. The only documentation we require is electronic bank statements, which can be provided at the click of a button.
We help you find the most affordable and flexible online loan solutions.
With a wide range of lending options, your approval chances are boosted.
This is especially true for individuals with complex financial situations, such as the self-employed or those with bad credit.
Pat was amazing to talk to, I had my doubts of what was suggested but he put my mind at ease and explained everything clearly. He was very patient with my questions and my initial hesitation. Thank you Pat!!!
very user friendly application online form. the website is secure and runs smoothhly.only 4 minutes to apply online. excellent products. 5 stars from me welldone team thankyou
Lauren was fantastic
Lauren helped me with my situation
I highly recommend
Went out of her way to come up with the best solution and was very helpful every step of the way. Was a pleasure to deal with.
I was so surprised by the ease and compassion I was met with by Pat and the team, they made something I was quiet embarrassed about easy to understand and far less overwhelming then I thought it was going to be, I’m so grateful for the help I received and chance to be back in control of my finances 🙂
The person was very nice spoken she explained everything very clearly. She made me feel very comfortable to speak with her.
Chloe was extremely helpful, understanding and non judgemental. Everything was explained clearly and the outcome has made my year.
So easy to talk to
Came up with an amazing solution for mu needs to get my debts under control again
Chloe was a great help. She is so lovely to speak to and explained everything so well.
Best Debt Managment Solution Company Keanue understood my financial situation and was helpful in guiding me to a solution that worked best for me. He communicated clearly and concisely without feeling pressured. Would recommend this company highly
So happy I found this company. I no longer feel the stress I was under. Keanue was understanding and didn’t judge me, made me feel good and positive for the future. Highly recommend. Cheers
Keanue was such an amazing help! He was kind, understanding and made it a seamless process to get some help.
Keanue Vanderheide Was a legend. Explained everything and was easy to talk to. He was very passionate about his work helping others ease some burdens. It was a great experience ☺️
A massive thanks to Keanue Vanderheide absolutely a legend helped me so much and process was super easy so everyone go talk to Keanue you won’t regret it cheers again Keanue
Keanu is very easy to talk too! Has amazing customer service and makes you feel comfortable in any situation. Highly recommend. A++++
Grady was amazing! So thoughtful and understanding with not a single hint of judgement in his voice. I felt safe to express my emotions and like I was finally going to receive the assistance I need to get back on track. THANK YOU!
Chloe was so helpful, patient and knowledgeable. She was so good in explaining everything in a clear manner, and was friendly and provided me the information needed.
Keanu was friendly, patient and explained everything perfectly and gave me the assurance and guidance that I needed. He was a delight to speak to and he helped make a awkward, embarrassing conversation..easy and pleasant
Thank you Keaunu
Keanue was an absolute delight to deal with! I got everything laid out in simple terms and was able to understand a very typical hard finance conversation so easily. He was incredible empathetic and fantastic to talk about my financial situation with. Would highly recommend!
I was able to get the support and help i needed with Pats Guidance. He didn’t judge me and gave me assurance that everything will be okay. Thankyou Pat for your exceptional service.
Pat was very understanding and helpful! He was non judgmental and helped me find the best possible solution for my debt issues.
Keanue was so great to talk to and nothing but helpful. I’ve struggled trying to get financial help because I was nervous and didn’t want to be judged. Keanue was so understanding, judgement free and wanted nothing more than to help me however he could.
Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃
Pat was so caring and empathic and gave me clear guidance on my best options!
Pat was very helpful and easy to converse with. Thanks Pat!
Pat was absolutely amazing ! Such an incredible help he has shown !
This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!
Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service
I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat
Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!
Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.
Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.
Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.
Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.
Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!
Chloe was great! Great service and very friendly. Glad to find a solution
A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks
Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.
Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.
Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend
Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.
She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!
“Hakuna Matata – it means no worries for the rest of your debts”
Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.
Talk to one of their consultants today.
Would recommend. Excellent customer service. Willing to help anyone !!
This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!
Pat was very help full very go at helping ne each step very easy to talk to he dose a great job
First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.
It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.
Very informative and supportive, very easy and polite to talk to 🙂
I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.
It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.
Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.
Was very helpful, and helped me get everything sorted and was a very nice person to deal with.
Pat helped me so much and I can’t believe how much this is helped me! Thank you so much
Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future
The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone
Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.
Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation
Easy doing application online Verification and approval of application for quite turn around.
I recommended this to anyone because it was so easy going and very easy to use
I found Kayla to be very professional and non judgement to the advise l was asking, she had a lovely approach and manor on the phone. Would highly recommend this company
Kayla has been lovely to deal with. She’s been responsive and helpful, suggesting multiple solutions to help me meet my needs. She has shown empathy and warmth, genuinely caring for her customers and their situation. Thank you Kayla 🙏
I am so happy with the service that was provided to me, me and the customer service officer had a laugh, figured out my finances and I am able to get a new car thanks to her.. I have never ever been so happy in my life
Brilliant.. one of easiest interviews I have done. 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽 Kristina was funny, engaging but more than anything calm. When dealing with peoples finances which is such a stressful subject she was calm.
Kathleen was very friendly and easy to talk to. She confirmed everything to ensure she had our details correct. She explained our options and answered all the questions we may have.
Very happy overall with our time spent on the phone with Kathleen.
Chloe’s honesty and active listening skills were outstanding. She broke down the options for me and helped me feel at ease throughout this process. Thank you an asset to your team.
Rachel Rogers
Kathleen was very helpful and informative, with an excellent demeanor. Definitely a credit to your company.
Kathleen was polite and compassionate looking forward to getting back into a better position
Chloe was very understanding and polite with regard to my situation and offered effective strategies to suit my needs moving forward. Excellent customer service and support.
Kathleen was absolutely amazing! Professional, easy, friendly & quick to get results.
Before I made the phone call I was depressed & embarrassed and didn’t know what to do about my stressful financial debt.
I’d spoken to around 4 other loan consolidation companies and they were no help.
I was loosing motivation & very confused but decided to make one last phone call to try and get help to fix my current financial mess.
Thank goodness I called & spoke to Kathleen!
By the end of the call a weight has been lifted off my shoulders and I no longer felt stressed.
I couldn’t believe that I actually felt excited and in control of my finances for the first time in a longtime.
Thank you so much Kathleen & team for helping me.
Now I’m no longer so stressed I can be a better Mother & enjoy life more with my peace of mind finally given back to me.
Thank you Kathleen!
Streamline your debts into one affordable repayment plan with lower interest rates. Debt Consolidation combines credit cards, buy-now-pay-later, payday loans and more.
Australian Lending Centre don’t run credit checks. Our goal is to improve your financial situation, not damage it further. Find fast loan solutions when others have said no.
Personal loans put you in control. If approved, funds could be transferred directly into your bank account to pay for your holiday, car repairs, or whatever you need the money for.
Australian Lending Centre helps you to find bad credit loans even when banks have said “no.” We don’t check your credit file, so if you have a low credit score, we could still help.
We help Australians to find refinance solutions. We could also assist if you’re seeking a home renovation loan or a bad credit home loan. Buy or improve your dream home with our support.
If you’re eyeing a new car but lack the disposable income, a car loan is an excellent solution. We can help you to find car finance with low fees and competitive interest rates to help you achieve your goal.
Owning a company is challenging, but business loans can take some of the burden away. We specialise in self employed loans, startup loans and low doc loans.
Debt management is a life-changing solution if your debts are out of control. We have helped thousands of Australians to reduce & take control of their debts.
Low-doc loans require minimal paperwork to get approved making them ideal for the self-employed. Our application process is straightforward and fast to complete.
We take the time to understand your situation and help you find the right solution to improve your lifestyle.
We don’t judge based on your past credit history; whether it’s bad or non-existent, we’re here to provide opportunities for all Australians.
Australian Lending Centre is committed to finding flexible and fast loans for you across Australia.
We go the extra mile to find solutions to your financial challenges, even if you’ve been rejected elsewhere.
The loan amount, repayment frequency and loan type could all be personalised to you.
Based right here in Australia, we provide trusted loan solutions to our fellow Aussies.
We understand that time is of the essence when it comes to money. For this reason, we work around the clock to provide an answer within 24 hours.
Apply within 5 minutes by clicking “Start Your Application” below and completing the online application form. It’s fast & simple.
We provide a wide range of fast loan solutions, including Debt Consolidation Loans and Bad Credit Loans. All of our loans involve NO credit check.
We require minimal documentation, making the whole process super speedy. If you qualify, you can expect a same-day approval!
Like the name suggests, a fast loan means getting a loan when you need it. With a speedy application process, minimal documentation required and quick turnaround times, we really mean it when we say we’re fast.
When unexpected financial circumstances arise, it’s comforting to know that Australian Lending Centre has access to fast loan options to help you get by.
Australian Lending Centre has provided reputable financial solutions for more than 30 years. We have helped thousands of Australians and have excellent Trustpilot and Google Reviews to show for it.
We hold an Australian credit licence (389119) and strictly adhere to standards set by the Government.
The Australian Lending Centre provides access to fast lending online. Take advantage of solutions ranging from debt consolidation to bad credit loans. Regardless of your current circumstances, we are here to help.
Rejection from a bank can be disheartening, but our mission is to give struggling Aussies a fair go through personal and business finance opportunities.
Our caring professionals can guide you through the process and explain your options clearly. Explore the benefits below:
We operare nationwide, covering the following states, including regional areas:
New South Wales (NSW), South Australia (SA); Queensland (QLD); Australian Capital Territory (ACT); Northern Territory (NT); Tasmania (TAS); Victoria (VIC); Western Australia (WA).
Aside from providing loans, Australian Lending Centre also specialise in Debt Management.
Your debts could be combined together and restructured so that you only pay what you can afford each month. This new debt is managed by us, meaning that your creditors will no longer contact you.
If you struggle with high interest rate credit cards, payday loans and/or personal loans, then you might want to consider applying for a debt consolidation loan.
Debt consolidation combines high interest debts into a loan with lower interest, one set of fees and one monthly repayment. This option could help you pay off debts more easily.
Bad credit loans are an opportunity for you to receive loan approval even with a bad credit score. They generally come with higher rates than a typical loan, but are also usually more flexible.
Applying is incredibly easy. With a quick online application form, you could get a response within the same day.
Big banks have a massive corporate infrastructure that can make their solutions slow and strict.
Private lenders can be more agile and provide a wider range of solutions than banks could offer. Some of the most competitive interest rates on the market can also be offered by non-banks.
Our blog is written by experts in their field, on relevant topics that matter to everyday Australians.
The financial landscape around us is ever changing which is why Australian Lending Centre is always looking for ways to answer your most pressing questions so you can make informed financial and borrowing decisions.
A default on your credit file can feel like a financial setback with no easy way forward. Whether you missed a mortgage payment, fell behind on a personal loan, or experienced an unexpected hardship, having a default listed against your name often makes lenders hesitant. However, it’s important to remember that defaults don’t last forever and with the right strategy, you can rebuild your credit score in a realistic, step-by-step fashion.
When debt starts to feel overwhelming, finding the right borrowing solution can be a powerful step toward financial relief. Two popular options are debt consolidation loans and multiple personal loans.
The 2025 federal-election campaign has thrust housing affordability back into the spotlight. Labor has pledged that, from 1 January 2026, every first-home buyer will be able to purchase with just a 5 percent deposit.
Starting or growing a small business can be both exhilarating and challenging, especially when it comes to securing the right funding. Whether you’re just launching your venture or looking to expand, financial backing is often the key to turning vision into reality.
For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.
Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.
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