Debt Consolidation
Personal Loan
Car Loan
Purchases
Home, Rent & Improvements
Business Loan
Medical, Family & Education
Living, Utilities & Bills
Life EventsExcellent service explained everything clearly, keanu was very helpful and enthusiastic about the work.
Menu
Enjoy flexible terms, fast approval & no impact on your credit score.
The Australian Lending Centre is a one-stop shop for a wide range of financial solutions.
We require no credit check, so you can feel safe and confident when applying for a fast loan with us.
Even if you have been rejected elsewhere, we could still say yes.
Australian Lending Centre have been Australia’s trusted non-bank lender for over 30 years.
Our experts work around the clock to provide fast loan solutions that are customisable, affordable and flexible.
Unlike other lenders, our easy low doc application process is 100% online and takes less than 5 minutes to complete.
Each loan is personally tailored to you. From the type of loan to the frequency of payments to the repayment amount. Everything is customised for your benefit.
We never check your credit score, so your past stays in the past. Our lending decisions are not based on your credit score, and applying with us will not affect it.
Our online application process takes minutes. The only documentation we require is electronic bank statements, which can be provided at the click of a button.
Our online loan products are designed to be affordable and flexible, making us a fantastic non-bank alternative.
With more of a relaxed lending criteria, your approval chances are boosted.
This is especially true for individuals with complex financial situations, such as the self-employed or those with bad credit.
Chloe was a great help. She is so lovely to speak to and explained everything so well.
Best Debt Managment Solution Company Keanue understood my financial situation and was helpful in guiding me to a solution that worked best for me. He communicated clearly and concisely without feeling pressured. Would recommend this company highly
So happy I found this company. I no longer feel the stress I was under. Keanue was understanding and didn’t judge me, made me feel good and positive for the future. Highly recommend. Cheers
Keanue was such an amazing help! He was kind, understanding and made it a seamless process to get some help.
Keanue Vanderheide Was a legend. Explained everything and was easy to talk to. He was very passionate about his work helping others ease some burdens. It was a great experience ☺️
A massive thanks to Keanue Vanderheide absolutely a legend helped me so much and process was super easy so everyone go talk to Keanue you won’t regret it cheers again Keanue
Keanu is very easy to talk too! Has amazing customer service and makes you feel comfortable in any situation. Highly recommend. A++++
Grady was amazing! So thoughtful and understanding with not a single hint of judgement in his voice. I felt safe to express my emotions and like I was finally going to receive the assistance I need to get back on track. THANK YOU!
Chloe was so helpful, patient and knowledgeable. She was so good in explaining everything in a clear manner, and was friendly and provided me the information needed.
Keanu was friendly, patient and explained everything perfectly and gave me the assurance and guidance that I needed. He was a delight to speak to and he helped make a awkward, embarrassing conversation..easy and pleasant
Thank you Keaunu
Keanue was an absolute delight to deal with! I got everything laid out in simple terms and was able to understand a very typical hard finance conversation so easily. He was incredible empathetic and fantastic to talk about my financial situation with. Would highly recommend!
I was able to get the support and help i needed with Pats Guidance. He didn’t judge me and gave me assurance that everything will be okay. Thankyou Pat for your exceptional service.
Pat was very understanding and helpful! He was non judgmental and helped me find the best possible solution for my debt issues.
Keanue was so great to talk to and nothing but helpful. I’ve struggled trying to get financial help because I was nervous and didn’t want to be judged. Keanue was so understanding, judgement free and wanted nothing more than to help me however he could.
Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃
Pat was so caring and empathic and gave me clear guidance on my best options!
Pat was very helpful and easy to converse with. Thanks Pat!
Pat was absolutely amazing ! Such an incredible help he has shown !
This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!
Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service
I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat
Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!
Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.
Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.
Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.
Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.
Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!
Chloe was great! Great service and very friendly. Glad to find a solution
A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks
Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service 🙂
Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.
Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.
Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend
Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.
She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!
“Hakuna Matata – it means no worries for the rest of your debts”
Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.
Talk to one of their consultants today.
Would recommend. Excellent customer service. Willing to help anyone !!
This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!
Pat was very help full very go at helping ne each step very easy to talk to he dose a great job
First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.
It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.
Very informative and supportive, very easy and polite to talk to 🙂
I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.
It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.
Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.
Was very helpful, and helped me get everything sorted and was a very nice person to deal with.
Pat helped me so much and I can’t believe how much this is helped me! Thank you so much
Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future
The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone
Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.
Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation
Easy doing application online Verification and approval of application for quite turn around.
I recommended this to anyone because it was so easy going and very easy to use
I found Kayla to be very professional and non judgement to the advise l was asking, she had a lovely approach and manor on the phone. Would highly recommend this company
Kayla has been lovely to deal with. She’s been responsive and helpful, suggesting multiple solutions to help me meet my needs. She has shown empathy and warmth, genuinely caring for her customers and their situation. Thank you Kayla 🙏
I am so happy with the service that was provided to me, me and the customer service officer had a laugh, figured out my finances and I am able to get a new car thanks to her.. I have never ever been so happy in my life
Brilliant.. one of easiest interviews I have done. 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽 Kristina was funny, engaging but more than anything calm. When dealing with peoples finances which is such a stressful subject she was calm.
Kathleen was very friendly and easy to talk to. She confirmed everything to ensure she had our details correct. She explained our options and answered all the questions we may have.
Very happy overall with our time spent on the phone with Kathleen.
Chloe’s honesty and active listening skills were outstanding. She broke down the options for me and helped me feel at ease throughout this process. Thank you an asset to your team.
Rachel Rogers
Kathleen was very helpful and informative, with an excellent demeanor. Definitely a credit to your company.
Kathleen was polite and compassionate looking forward to getting back into a better position
Chloe was very understanding and polite with regard to my situation and offered effective strategies to suit my needs moving forward. Excellent customer service and support.
Kathleen was absolutely amazing! Professional, easy, friendly & quick to get results.
Before I made the phone call I was depressed & embarrassed and didn’t know what to do about my stressful financial debt.
I’d spoken to around 4 other loan consolidation companies and they were no help.
I was loosing motivation & very confused but decided to make one last phone call to try and get help to fix my current financial mess.
Thank goodness I called & spoke to Kathleen!
By the end of the call a weight has been lifted off my shoulders and I no longer felt stressed.
I couldn’t believe that I actually felt excited and in control of my finances for the first time in a longtime.
Thank you so much Kathleen & team for helping me.
Now I’m no longer so stressed I can be a better Mother & enjoy life more with my peace of mind finally given back to me.
Thank you Kathleen!
Streamline your debts into one affordable repayment plan with lower interest rates. Debt Consolidation combines credit cards, buy-now-pay-later, payday loans and more.
Australian Lending Centre don’t run credit checks, so applying with us won’t damage your credit score. Our no credit check loans help you secure finance when others have said no.
Our personal loans put you in control. If approved, funds are transferred directly into your bank account to pay for your holiday, car repairs, or whatever you need the money for.
Australian Lending Centre provides bad credit loans even when banks have said “no.” We don’t check your credit file, so if you have a low credit score, we could still help.
We provide expert mortgage refinance solutions, as well as offering home renovation loans and bad credit home loans. Buy or improve your dream home with our assistance.
If you’re eyeing a new car but lack the disposable income, a car loan is an excellent solution. We offer car finance with low fees and competitive interest rates to help you achieve your goal.
Owning a company is challenging, but business loans can take some of the burden away. We specialise in self employed loans, startup loans and low doc loans.
Debt management is a life-changing solution if your debts are out of control. We have helped thousands of Australians to reduce & take control of their debts.
Low-doc loans require minimal paperwork to get approved making them ideal for the self-employed. Our application process is straightforward and fast to complete.
We take the time to understand your unique financial situation and offer a range of online loans to improve your lifestyle.
We don’t judge based on your past credit history; whether it’s bad or non-existent, we’re here to provide opportunities for all Australians.
Australian Lending Centre is a leading non-bank lender committed to offering flexible and fast loans across Australia.
As a 100% online lender, we offer an easy alternative to banks. Our goal is to offer a helping hand to Australians in need of financial assistance.
We go the extra mile to find solutions to your financial challenges, even if you’ve been rejected elsewhere.
The loan amount, repayment frequency and loan type are all personalised to you.
Based right here in Australia, we provide trusted loan solutions to our fellow Aussies.
We understand that time is of the essence when it comes to money. That's why we offer same-day approval.
Apply within 5 minutes by clicking “Start Your Application” below and completing the online application form. It’s fast & simple.
We provide a wide range of fast loan solutions, including Debt Consolidation Loans and Bad Credit Loans. All of our loans involve NO credit check.
We require minimal documentation, making the whole process super speedy. If you qualify, you can expect a same-day approval!
Like the name suggests, a fast loan means getting a loan when you need it. With a speedy application process, minimal documentation required and quick approval times, we really mean it when we say our loans are fast.
When unexpected financial circumstances arise, it’s comforting to know that Australian Lending Centre have fast loan solutions to help you get by.
Australian Lending Centre has provided reputable non-bank financial solutions for more than 30 years. We have helped thousands of Australians and have excellent Trustpilot and Google Reviews to show for it.
We hold an Australian credit license (389119) and strictly adhere to ASIC standards.
The Australian Lending Centre provides fast lending online. Take advantage of solutions ranging from debt consolidation to bad credit loans. Regardless of your current circumstances, we are here to help.
Rejection from a bank can be disheartening, but our mission is to give struggling Aussies a fair go through personal and business finance.
Our caring loan professionals can guide you through the process and explain your options clearly. Explore the benefits below:
We operare nationwide, covering the following states, including regional areas:
New South Wales (NSW), South Australia (SA); Queensland (QLD); Australian Capital Territory (ACT); Northern Territory (NT); Tasmania (TAS); Victoria (VIC); Western Australia (WA).
Aside from providing loans, Australian Lending Centre also specialise in Debt Management.
Your debts could be combined together and restructured so that you only pay what you can afford each month. This new debt is managed by us, meaning that your creditors will no longer contact you.
If you struggle with high interest rate credit cards, payday loans and/or personal loans, then you might want to consider applying for a debt consolidation loan.
Debt consolidation combines high interest debts into a loan with lower interest, one set of fees and one monthly repayment. This option could help you pay off debts more easily.
Bad credit loans are an opportunity for you to receive loan approval even with a bad credit score. They generally come with higher rates than a typical loan, but are also usually more flexible.
Our varied range of finance options are designed to suit a diverse range of borrowers. If your credit score is low, chances are you’ve hit a bit of bad luck, such as illness/injury, losing your job or going through an expensive divorce.
When you’ve been through these tough times, the last thing you need to hear is ‘no’. At ALC we offer a type of finance for people with poor credit called bad credit loans.
To find out more, visit our bad credit loans page.
No, we don’t provide pay day loans. Before considering a Payday loan, be sure to check out our warning about borrowing page.
To find out more about the full impact of payday loans, visit MoneySmart.
If you are need of short term finance, Australian Lending Centre have a range of fast loan products that can be catered to your financial needs.
Applying is incredibly easy. With a quick online application form, you could get a response within the same day.
The reason why it’s so easy to apply with non-bank lenders is because big banks have a massive corporate infrastructure that makes them stringent.
Non-bank lenders can be more agile and provide a wider range of solutions than banks could offer. Some of the most competitive interest rates on the market can also be offered by non-banks.
Because we aren’t a big bank with multiple departments, we ensure that you get your own specialised consultant to help you through the process from start to finish and tailor the right solution to you.
Our blog is written by experts in their field, on relevant topics that matter to everyday Australians.
The financial landscape around us is ever changing which is why Australian Lending Centre is always looking for ways to answer your most pressing questions so you can make informed financial and borrowing decisions.
When financial challenges arise, short-term loans and credit cards often come to mind as potential solutions. Both options provide access to funds but differ significantly in how they work and suit various financial needs.
A solid financial plan helps set long-term goals, secure your future, manage money wisely, and achieve milestones like retirement or buying a home.
A solid financial plan helps set long-term goals, secure your future, manage money wisely, and achieve milestones like retirement or buying a home.
Learn 10 simple habits to build financial discipline in 2024, improve your savings, and achieve long-term financial stability. Start your journey today!
For over 30 years, the Australian Lending Centre has provided access to a wide range of financial solutions including Personal Loans, Debt Consolidation and Mortgage Refinance.
Applying with us has no impact on your credit score, so you could gain approval even if you’ve been rejected elsewhere.
Ⓒ 2024 Australian Lending Centre | Australian Credit License: 389119 | ACN 113 466 550 | ABN 86 113 466 550
Site by ChilliDee Digital Marketing