home loans

10 Reasons Your Home Loan Was Denied

Most people believe a good life is having that killer home and a stable job. But what happens when you try to apply for a loan and get rejected?  It can become increasingly disheartening to hear the same 9 words –  “we are sorry your home loan application was denied.”

Understanding the reason behind your loan denial […]

By |October 30th, 2019|Categories: Debt Consolidation, Home Loans|Tags: |Comments Off on 10 Reasons Your Home Loan Was Denied

When Is It Best to Apply for a Mortgage without Your Spouse?

Applying for a mortgage is a tough decision to make, especially when you have a spouse and/or kids. There are cases when in fact it’s best to apply for a mortgage on your own. We’ll tell you all there is to know about mortgages and what helps you get your application approved, or what could […]

By |May 8th, 2017|Categories: Mortgage|Tags: , , , , , , , , , , |Comments Off on When Is It Best to Apply for a Mortgage without Your Spouse?

Why Should You Consider Refinancing Your Home Loan?

People take a home loan refinancing into consideration when they’re no longer satisfied with their actual home loan or when they want to make some house renovations.

Refinancing becomes a choice when your lending needs have changed or when your home loan is starting to pose difficulties.

A refinancing has lower interests rates

This is the main […]

By |February 6th, 2017|Categories: Refinance and Refinancing|Tags: , , , , , , , , |Comments Off on Why Should You Consider Refinancing Your Home Loan?

Are You a Victim of High Mortgage Interest Rates?

In recent years, many of us became victims of high mortgage interest rates without even realising. This problem affects mostly the home loans because their term is the longest. But how can you know if you are in such a situation, too?
High Mortgage Interest Rates – Are you a victim?
Verify your current loan

In the case […]

By |February 26th, 2016|Categories: Home Loans, Interest Rates|Tags: , , , |Comments Off on Are You a Victim of High Mortgage Interest Rates?

Fast Track Your Mortgage Repayment

Did you recently check the present status of your home loan and the progress you are making? If not, it is about time you did that. Why? Tracking your mortgage could genuinely help you to save a great amount of money while, at the same time, you can make your mortgage repayment increasingly faster.

This way, […]

By |February 2nd, 2016|Categories: Home Loans|Tags: , , , , |Comments Off on Fast Track Your Mortgage Repayment

Different Home Loans between Different States

About twenty years ago, the average Australian home loan was estimated at the sum of $100,000. Things were different ten years before that when the average home loan was under $40,000. And, at the present moment, the reality shows us different and increasingly higher figures. In order to comprehend the way in which everything changed, […]

By |December 18th, 2015|Categories: Debt Consolidation, Home Loans, Renovation Loans|Tags: , , , , |Comments Off on Different Home Loans between Different States

Avoiding Mortgage Defaults with Bad Credit Personal Loans

Sydney and Melbourne both have been marked to have a greater chance of mortgage defaults. Both capitals are noted to have been using a large percentage of their household income to pay off their mortgages and this indicates that they may be in trouble of having defaults on their mortgage. Moody’s Australian Housing Affordability Measure […]

By |May 7th, 2015|Categories: Bad Credit Loans|Tags: , , , , |Comments Off on Avoiding Mortgage Defaults with Bad Credit Personal Loans

Should you access superannuation for buying a house?

It is every young family’s dream to buy a house to make into a home but with rising property prices, it is becoming more difficult for first home buyers to enter the market. A young family might not have much in the way of savings and it can seem impossible to come up with the […]

By |March 31st, 2015|Categories: First Home Buyer, News|Tags: , , , |Comments Off on Should you access superannuation for buying a house?

4 Reasons Why the Australian Reserve Bank has not Cut Interest Rates Last Time

Australian Reserve Bank has not Cut Interest Rates
The Reserve Bank of Australia (RBA) has slashed interest rates to 3%, a record low, in November 2011. For the last 15 months, it has refused to increase or further cut it. The central bank has decided to leave the rates unchanged during its first policy meeting for this year, which was held in the first week of February. As it seems, the monetary policy of the country keeps the mode on a wait-and-see program.

Interest rates were last trimmed down to help spur possible growth after the then decade-long mining boom had indicated clear signs of losing its momentum. The economy somehow slowed in the entire 2012 because export demand for raw materials coming from the country eased.

[…]

By |February 27th, 2013|Categories: Interest Rates|Tags: , , , , |Comments Off on 4 Reasons Why the Australian Reserve Bank has not Cut Interest Rates Last Time

4 Things to Do to Avoid Defaulting on Your Mortgage Repayment

If you have a current mortgage and you suddenly lost your job or your source of income, you surely are in trouble. Aside from making ends meet for your daily necessities, you have to find ways to continue repaying your home loan. That will be a big challenge especially if you are certain you cannot afford to shoulder your monthly mortgage repayment anymore.

It is a must to avoid falling into a default. Aside from possibly being evicted from your own home, you will not like its long-term effect on your credit history. Try to prevent it from happening. Here are four effective ways to do so. […]

By |October 16th, 2012|Categories: Home Loans|Tags: , , , , |Comments Off on 4 Things to Do to Avoid Defaulting on Your Mortgage Repayment