bad credit score

Bad Credit Score? Improve Your Chances of Loan Approval

Is your bad credit score making it difficult for you to get a loan? A poor credit history is more common than you might think. Borrowing options can be limited and the cost of the loan can incur greater costs to you. But…it’s important to remember that a poor credit score is not the end […]

By |May 9th, 2019|Categories: Bad Credit Loans, No Credit Check Loans, Short Term Loans|Tags: , , , |Comments Off on Bad Credit Score? Improve Your Chances of Loan Approval

Top Questions to Ask Yourself Before Choosing a Bad Credit Loan

Many people will apply for bad credit loans over the course of their life. Due to salary changes, a bad investment or personal problems, a bad credit score can prevent you from achieving your dreams. A bankruptcy or even failing to make regular payments for your loan can have repercussions and thus put you in […]

By |May 15th, 2017|Categories: Bad Credit Loans|Tags: , , , , , , , |Comments Off on Top Questions to Ask Yourself Before Choosing a Bad Credit Loan

Should I Apply for Bad Credit Loans to Improve My Credit Score?

There is no such thing as quick fix for bad credit scores, but bad credit loans can be your best option in rebuilding your credit history and paying for your current needs.

A credit score of 509 or less (VedaScores) means you cannot have the best interest rates on loans, mortgages and refinancing because you’re a […]

By |February 13th, 2017|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Should I Apply for Bad Credit Loans to Improve My Credit Score?

Making Sense of Australia’s Comprehensive Credit Reporting

Understanding Bad Credit with Australia’s new Comprehensive Credit Reporting
Australia’s new comprehensive credit reporting system came into effect from March 12 this year and has changed the manner in which some lenders look at risks when accepting new clients. […]

By |July 7th, 2014|Categories: Financial Planning|Tags: , , , , , , , , |Comments Off on Making Sense of Australia’s Comprehensive Credit Reporting

5 Rules to Avoid a Bad Credit Score

These days, no one could be immune to possible bad credit. Many people are incurring either a job loss or a reduced income. Some just could not control their personal finances effectively. A bad credit score has become very common especially now that many consumers find difficulty in meeting financial obligations.
No one wants to incur bad credit. That is for sure. Getting a poor credit rating is like a curse. It could mean many other problems and difficulties. Bad credit could be a passport to higher interest rates and discrimination from banks and other financial institutions. Fortunately, incurring bad credit could be avoided. Here are five rules you could observe to do so. […]

By |November 30th, 2011|Categories: Financial Planning|Tags: , , , , |Comments Off on 5 Rules to Avoid a Bad Credit Score

Old Records Hurt Potential Bank Borrowers

More and more people are being denied loans due to the current credit-report system. This is bad news for Australians who have had a poor credit history or suffered bankruptcy, making it virtually impossible to secure a loan through the mainstream lending services such as banks.
Under the current credit report system, credit checks only provide lenders with the number of credit inquiries and details of overdue payments and court judgements in the past five years. Additionally they can see bankruptcy orders made in the past seven years. This comes as a severe disadvantage to those with a less than favourable financial past, to secure a loan and get back on their feet. The reports fail to give a comprehensive individual analysis, and instantly condemn their history to hinder their financial future. […]

By |May 12th, 2011|Categories: Bad Credit Loans|Tags: , , , , , |Comments Off on Old Records Hurt Potential Bank Borrowers