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Full Documentation – Owner Occupied Home Loans

Variable Interest Rates – Principal and Interest

Our Rate Types

  • Standard Variable < $150K
  • Standard Variable > $150K
  • Standard Variable > $250K
  • Line of Credit

Interest Rate

  • 3.34%
  • 3.23%
  • 3.29%
  • –

Comparison Rate

  • 3.36%
  • 3.56%
  • 3.69%
  •  – 

Fixed Interest Rates – Principal & Interest

Our Rate Types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Interest Rate

  • 3.14%
  • 2.99%
  • 2.99%
  • 3.14%
  • 3.14%

Comparison Rate

  • 4.40%
  • 4.73%
  • 4.58%
  • 4.48%
  • 4.35%

Full Documentation – Owner Occupied Home Loans

Variable Interest Rates – Interest Only

Our Rate Types

  • Standard Variable < $150K
  • Standard Variable > $150K
  • Standard Variable > $250K
  • Line of Credit

Interest Rate

  • 4.95%
  • 3.99%
  • 4.75%
  • 4.95% – 5.43%

Comparison Rate

  • 5.25%
  • 4.31%
  • 4.22%
  •  – 

Fixed Interest Rates – Interest Only

Our Rate Types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Interest Rate

  • 3.89%
  • 3.79%
  • 3.79%
  • 4.09%
  • 4.09%

Comparison Rate

  • 5.51%
  • 5.36%
  • 5.22%
  • 5.20%
  • 5.11%

No Obligation – 15 Second Application

Apply Now

Full Documentation – Investment Home Loans

Variable Interest Rates – Principal & Interest

Our Rate Types

  • Standard Variable < $150K
  • Standard variable < $250K
  • Standard Variable > $250K
  • Line of Credit

Interest Rate

  • 3.74%
  • 3.74%
  • 3.74%
  • –

Comparison Rate

  • 3.75%
  • 3.75%
  • 3.75%
  •  – 

Fixed Interest Rates – Principal & Interest

Our Rate Types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Interest Rate

  • 3.54%
  • 3.42%
  • 3.42%
  • 3.84%
  • 3.58%

Comparison Rate

  • 5.04%
  • 4.98%
  • 4.84%
  • 4.74%
  • 4.65%

Full Documentation – Investment Home Loans

Variable Interest Rates – Interest Only

Our Rate Types

  • Standard Variable < $150K
  • Standard variable < $250K
  • Standard Variable > $250K
  • Line of Credit

Interest Rate

  • 4.04%
  • 4.04%
  • 4.04%
  • 4.29% – 5.43%

Comparison Rate

  • 4.05%
  • 4.05%
  • 4.05%
  •  – 

Fixed Interest Rates – Interest Only

Our Rate Types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Interest Rate

  • 3.79%
  • 3.64%
  • 3.64%
  • 3.99%
  • 3.88%

Comparison Rate

  • 5.41%
  • 5.01%
  • 4.89%
  • 5.30%
  • 4.76%

“simplify life with ALC loans”

I was on a financial mess, me and my partner were fighting all the time for money issues, the people in ALC help me a lot and make life so much easier and more important my life style and relationship improved a ton. Is incredible what you can achieve with a bit of help an support. Thank you so much guys!

Matt, SYDNEY - NSW

The Australian Leading Centre helped me with finance for my business in April. The process was very easy and the staff, especially Verushka, were great. They kept me informed of what was happening and managed the process for me. From the time of my first enquiry to having the money deposited in my account was quick compared with other lending institutions and the after settlement service has been excellent.

Simon, BATEAU BAY – NSW

I cannot thank you enough and let you know how grateful I am for all the assistance that you and the staff have provided and I look forward to recommending you to friends and family should they need financial advice or assistance. Keep up the great work.

Paul, ERSKINEVILLE –NSW

We love working with the Australian Lending Centre. They are a very talented team with a well though-out process and a lightning speed turnaround time. If you need a financial solution, go for it. ALC group is the team for it.

Jack, Victoria

I just wanted to say how nice it was to speak to a company that’s not pushy and desperate for sales commission. I just spoke to Lilly and although she was unable to assist me due to my current situation, it was refreshing to get some simple advice without any obligation to sign up for something that I didn’t want. It really shows that your company actually cares about helping people.

Andrew, QLD

I was in such a tight spot. I tried the banks for a personal loan and they all rejected me because I didn’t have a credit history to my name because I just started working and paying bills with my name on them. But the team at Australian Lending Centre took me on and helped me throughout the entire process. If not for them, I don’t know where I’d be right now. Highly recommended!

Jack L., BLACKTOWN - NSW

I would highly recommend your services to any person in need and will keep you on top of our directories for any further needs we may have. Once again I commend yourself and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to customers such as myself. Wishing you all the best for the future.

Barbara, DANDENONG – VIC

I just thought I would let you know about how fantastic Rebecca has been with my application I will be recommending Australian Lending Centre to every body I know and mentioning Rebecca name as she has been absolutely 110% helpful.

Cole, ADELAIDE – SA

The team at Australian Lending Centre went above and beyond their requirements to assist me with my debt consolidation. They were friendly, professional, and absolute gems to work with.

Sarah, WA

If I had to use only two words to describe Australian Lending Centre: trustworthy and quick. They were so nice to me and my husband and listened to us with an open ear and no judgement. They were able to secure us a loan that helped us get out of debt.

Carly & Steve, MELBOURNE

I was on a financial mess, me and my partner were fighting all the time for money issues, the people in ALC help me a lot and make life so much easier and more important my life style and relationship improved a ton. Is incredible what you can achieve with a bit of help an support. Thank you so much guys!

Matt, SYDNEY - NSW

I was in such a tight spot. I tried the banks for a personal loan and they all rejected me because I didn’t have a credit history to my name because I just started working and paying bills with my name on them. But the team at Australian Lending Centre took me on and helped me throughout the entire process. If not for them, I don’t know where I’d be right now. Highly recommended!

Jack L., BLACKTOWN - NSW

I would highly recommend your services to any person in need and will keep you on top of our directories for any further needs we may have. Once again I commend yourself and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to customers such as myself. Wishing you all the best for the future.

Barbara, DANDENONG – VIC

I just thought I would let you know about how fantastic Rebecca has been with my application I will be recommending Australian Lending Centre to every body I know and mentioning Rebecca name as she has been absolutely 110% helpful.

Cole, ADELAIDE – SA

The team at Australian Lending Centre went above and beyond their requirements to assist me with my debt consolidation. They were friendly, professional, and absolute gems to work with.

Sarah, WA

If I had to use only two words to describe Australian Lending Centre: trustworthy and quick. They were so nice to me and my husband and listened to us with an open ear and no judgement. They were able to secure us a loan that helped us get out of debt.

Carly & Steve, MELBOURNE

The Australian Leading Centre helped me with finance for my business in April. The process was very easy and the staff, especially Verushka, were great. They kept me informed of what was happening and managed the process for me. From the time of my first enquiry to having the money deposited in my account was quick compared with other lending institutions and the after settlement service has been excellent.

Simon, BATEAU BAY – NSW

I cannot thank you enough and let you know how grateful I am for all the assistance that you and the staff have provided and I look forward to recommending you to friends and family should they need financial advice or assistance. Keep up the great work.

Paul , ERSKINEVILLE –NSW

We love working with the Australian Lending Centre. They are a very talented team with a well though-out process and a lightning speed turnaround time. If you need a financial solution, go for it. ALC group is the team for it.

Jack, Victoria

Alternative Documentation – Owner Occupied Home Loans (Existing Customers Only)

Fixed Interest Rates – Principal & Interest

Our Rate Types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Interest Rate

  • 4.79%
  • 4.39%
  • 4.39%
  • 4.94%
  • 4.94%

Comparison Rate

  • 5.53%
  • 5.39%
  • 5.31%
  • 5.42%
  • 5.39%

Alternative Documentation – Owner Occupied Home Loans (Existing Customers Only)

Fixed Interest Rates – Interest Only

Our Rate Types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Interest Rate

  • 5.64%
  • 5.04%
  • 5.19%
  • 5.64%
  • 5.64%

Comparison Rate

  • 6.14%
  • 5.99%
  • 5.95%
  • 6.05%
  • 6.02%

No Obligation – 15 Second Application

Apply Now

Alternative Documentation – Investment Home Loans (Existing Customers Only)

Fixed Interest Rates – Principal & Interest

Our Rate Types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Interest Rate

  • 5.14%
  • 4.64%
  • 5.14%
  • 5.24%
  • 5.24%

Comparison Rate

  • 5.97%
  • 5.80%
  • 5.85%
  • 5.84%
  • 5.80%

Alternative Documentation – Investment Home Loans (Existing Customers Only)

Fixed Interest Rates – Interest Only

Our Rate Types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Interest Rate

  • 5.64%
  • 5.14%
  • 5.54%
  • 5.84%
  • 5.54%

Comparison Rate

  • 6.26%
  • 6.13%
  • 6.16%
  • 6.24%
  • 6.09%

*Anything above LVR ≥ 80% may be subject to changes in interest rates

Australian Lending Centre offers customers competitive interest rates and affordable payment terms so that you can get on track with your home loan, personal and business finances. Whether you’re looking for a refinance or debt consolidation loan or you need to boost your business’s cash flow, Australian Lending Centre can help. Contact a loan specialist today by calling 1300 138 188 or Apply Now!

Interest rates quoted by this site (www.australianlendingcentre.com.au) are current as of October 8th 2019, but are subject to change without notification.*

Please note that our Comparison Rates only apply to the current interest rates and terms provided. There may be different interest amounts, which will result in different comparison rates. Factors such as redraw fees, early repayment fees, and fee waivers are not included in our comparison rate table and can change the cost of your loan.

Home Loan Interest Rates

All interest rates quoted by Australian Lending Centre apply to home and investment loan services. Fixed interest rates are set on the settlement date for a customer’s loan unless specifically quoted otherwise. Interest rates quoted by Australian Lending Centre representatives are indicative only. There may be additional fees and charges added into a customer’s loan interest rate. Australian Lending Centre has the right to change forecast interest rates and the loan terms and conditions at any time and without notice to customers.

Interest Rate Questions

If you have questions regarding Australian Lending Centre’s interest rates, give us a call on 1300 138 188 or Apply Now. Our friendly team will respond promptly to your online application.

***WARNING: This Comparison Rate applies to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan
*Interest rates apply to residential home loans and investment loans. Where a fixed interest rate applies, the interest rate will be set on the settlement date for the loan unless advised otherwise. All interest rates quoted above are indicative only. Fees and charges apply. Australian Lending Centre reserves the right to amend published interest rates and the terms and conditions applying to its offers and services at anytime without prior notice. Further information regarding fees, terms and conditions are available from Australian Lending Centre, call 1300 138 188 or Apply Now!