News

Our News articles are designed to create understanding and responsibility around money management and empower you financially.
Buying your property at auction
Home Loans

Top Tips for Buying Property at an Auction

If you’re not experienced in buying a house at an auction, this may turn into a roller coaster ride of hell that you’ll just wish you never got on in the first place. This is where some handy tips for buying your property at auction come into place.

benefits of short term loans
Short Term Loans

5 Benefits Of Short Term Loans

Taking a loan isn’t proof that you aren’t administrating your finances well or that you aren’t earning enough money to support your family. A loan is a great method that offers you a way out of a problem! we look at the benefits of short term loans.

the benefits of refinance
Refinance and Refinancing

The benefits of refinance

Most people lock themselves into a loan and chip away at it slowly over the years, without looking into their options and re-evaluating things down the track. The truth is, refinancing your loan can offer you so many benefits and it is definitely something you should be considering.

the pros and cons of debt consolidation
Debt Consolidation

Debt Consolidation Loans: Pros vs Cons

We all have seen the advertisements, from the sublime to the absurd, for payday lenders and car title loans. There are a lot of options out there when it comes to debt consolidation loans. 

debt reduction strategies include budgeting||personal loans||debt management
Debt Management

Debt Reduction: How to Stop Spending Impulsively

Debt reduction is all about making mental and lifestyle changes which can affect your spending habits. For some people, this may be kicking an addiction, and for others, it may simply involve setting a budget. Regardless of your personal situation, our debt reduction tips are here to help you stay on top of your messy finances.

overcoming credit card debt
Credit Card Consolidation

How to overcome credit card debt

Taking out a new credit card for the first time is a huge, exciting milestone. You suddenly find yourself with access to more money when you need it. Of course, this is all money that needs to be repaid on time. If you miss payments the interest will start adding up and you will find yourself in more debt than you bargained for.

the advantages of a personal loan
Debt Consolidation

Advantages and Disadvantages of Personal Loans

There are so many different types of loans out there, it can be hard to know which one you should be taking out for your particular circumstances. We are going to take you through exactly what a personal loan is, when it’s a good option to take one out, the different types of personal loans and finally the advantages and disadvantages of them.

small business owner dealing with rapid business growth
Business Loans

How to Deal With Rapid Business Growth

When your dreams come true, and your business is not only up and running, but thriving and growing, it is truly a joyous feeling. Although you may want to take some time to bask in the light of your successful accomplishments, rapid business growth is actually a time for you to take a step back, to regroup, and to refocus.

happy family renovating home on a small budget
Renovation Loans

How To Renovate On A Budget

Renovating your home can become costly, especially when the bills start piling up. Many people start small and end up renovating their entire home. Problems arise, time flies and eventually, you’re too far in to stop renovating.

Strategies For Getting Your Credit Cards Under Control
Debt Management

Strategies For Getting Your Credit Cards Under Control

Plastic money, where all you have to do is swipe a card and that product or service is yours. It’s great, right? Until you get your credit card bill in the mail and realise you don’t have the funds to pay it off and the interest starts accruing.

ways to refinance your home
Refinance and Refinancing

5 Things To Consider When Refinancing Your Home

Ever got yourself in a circumstance where you need to replace your current home with a new mortgage? Well, home refinancing is precisely that – getting a new mortgage loan to replace the existing home loan.

saving money with a piggy bank
Financial Planning

10 Financial Habits That Will Enrich Your Life

Financial freedom is not impossible; as a matter of fact its very achievable. All that is requires is smart long term financial habits. Check out these handy and enriching financial tips.

banks vs non-bank lenders
News

The difference between Non-Bank Lenders and Traditional Lenders

Years and years ago, if you needed a loan, you went straight to the bank to assess your available options. These days, non-bank lenders have emerged, offering a legitimate alternative to traditional lenders, and adding a competitive edge to loan marketing.

financial planning for new families
Financial Planning

Financial Planning For New Families

Making the decision to start a family is both exciting and daunting. There’s so much to think about in terms of caring for a whole new little person in your lives, as well as setting yourselves up financially to ensure you can take the time off work you need and meet all the expenses that come with bringing a baby into your family.

short term loans for business cash flow
Short Term Loans

The Ultimate Guide To Short Term, No Credit Check Loans

Sometimes, we need a quick cash injection to give our personal or business life that little boost it needs, and we don’t want to be waiting around for the long, drawn-out process of taking out a loan from a bank.

money bag home and mans hand in sunlight represent the benefits of paying off mortgage quicker
Refinance and Refinancing

How Can I Pay Off My Mortgage Quicker?

If you become trapped in a bad cycle of debt and you cannot make loan payments, the banks can opt to sell your home to recover any capital. Don’t be in debt all your life, or risk losing your dream home. Instead, pay your debts off quickly and live financially free.

reasons why you have been denied a home loan
Debt Consolidation

10 Reasons Your Home Loan Was Denied

Understanding the reason behind your loan denial is a valuable learning experience. This reason helps you to pinpoint the areas of your financial life that need to be polished. You can always improve on this and reapply for the funding.

how to save money when online shopping
Debt Consolidation

How To Save Money When Online Shopping

Consumers are buying anything and everything. Now – this is not necessarily bad; but if you find yourself turning into an online shopaholic, it may be time to start thinking about how you can save money when online shopping.

save money with the 50/30/20 budgeting rule||||the 50, 30, 20 budgeting rule
Financial Planning

Save Money With The 50/30/20 Budgeting Rule

Do you find yourself asking,how much money should I save? If you are already aware of your spending habits, then a budgeting plan can help you tighten your strategy and help you focus on the road ahead.

lady saving money after receiving her low to middle income tax offset||Future changes to the low income tax offset||||||||||
News

What Is The Low And Middle Income Tax Offset (LMITO)?

In the 2019-2020 Federal budget, the Coalition Government announced its intention to revise the Personal Income Tax Plan. The proposal has now passed Parliament and has started to roll out across this year’s tax returns.

bad credit personal loans
Personal Loans

Are Personal Loans Available For Bad Credit Borrowers?

We are in a world of financial opportunities, and if you need money right now—you must be able to access it fast before you lose the opportunity. If a lender can give you as much as $20,000 or more via an unsecured personal loan without you having to worry about your credit score and income. Why not give it a try?

short term business loans||inventory||high interest rate short term loans
Short Term Business Loans

Are Short Term Loans a Good Option for Small Business Owners?

Short term loans provide immediate aid to business owners that need it. The process is quite short, and the requirements are easy to fulfill. To give you a hint of how quick the funding is, the approval period of a short term loan can be 24 hours.

Debt Relief Tips For Smart Borrowers
Debt Management

Debt Relief Tips For Smart Borrowers

A great debt relief tip is to document your financial state. If you are married or living with a partner, writing down all your financial issues can help you talk about sensitive financial issues without getting into a lengthy argument.