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Our News articles are designed to create understanding and responsibility around money management and empower you financially.
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No Credit Check Loans

No Credit Check Loans Considerations – Do or Don’t?

If your past mistakes have been getting in the way of financial stability, you may be happy to know that there are alternative options out there. One option is a no credit check loan.

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Financial Planning

Save Money With The 50/30/20 Budgeting Rule

Do you find yourself asking,how much money should I save? If you are already aware of your spending habits, then a budgeting plan can help you tighten your strategy and help you focus on the road ahead.

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News

What Is The Low And Middle Income Tax Offset (LMITO)?

In the 2019-2020 Federal budget, the Coalition Government announced its intention to revise the Personal Income Tax Plan. The proposal has now passed Parliament and has started to roll out across this year’s tax returns.

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Short Term Business Loans

Are Short Term Loans a Good Option for Small Business Owners?

Short term loans provide immediate aid to business owners that need it. The process is quite short, and the requirements are easy to fulfill. To give you a hint of how quick the funding is, the approval period of a short term loan can be 24 hours.

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Fast Loans

Discover The Fastest Ways to Repay Loans

Check out these tips on the fastest way to repay loans so you can be debt free as soon as possible and save money in the process.

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Fast Loans

Why You Could Afford Same Day Cash Loans

Do you need money right away to pay for rising electricity bills, an overdue credit card or the mispayment for after pay? Some people have insufficient income; others are in between jobs while some people simply need to keep up with their rising business expenses. The fact is that sometimes we need money, and we need fast and flexible options.

saving money on a lower income
Financial Fitness

Saving Money On a Lower Income

Many people think it is all too hard, but everything you do will help, even small changes can make a huge difference. We can all employ a range of measures that will prevent budget blowouts without sacrificing all the things you like doing.

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Short Term Loans

Cash Advance With Payday Loans

Payday loans usually come with very high-interest rates . These rates can come in the form of a flat fee or a certain percentage of the cash advance payday loans. For example, a cash advance lender may charge 20% per $100 borrowed. This means that the borrower has to pay $20 in interest on a monthly basis.

Quick Loan Myths: Debt Consolidation
Fast Loans

Quick Loan Myths Everyone Should Stop Believing

Quick loans are suited for people that are in urgent need of cash but cannot access it elsewhere. Therefore, as long as you meet the loan repayment terms, everything is fine. Things are likely to get off track when you miss making repayments or you default – which applies to all types of loans.

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Car Finance

Pros and Cons of Extended Car Loans

While some experts believe that extended car loans should be avoided at all costs, as long as you are aware of both the pros and cons, you’ll know what to expect.

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Bad Credit Loans

Why You Shouldn’t Co-Sign A Bad Credit Loan

Co-signing your friend’s or a family member’s loan might appear like the right thing to do. If you can help someone during this New Year,

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Personal Loans

What To Do When You Can’t Make a Personal Loan Payment

You should approach your lender and be utterly upfront regarding your situation. Truth be told, being transparent is critical. You shouldn’t feel ashamed to tell your lender that you’re struggling financially.

personal loans
Personal Loans

How Interest Works on Personal Loans

In the past, most people would stay away from personal loans. Nonetheless, this has changed considering that you might get more convenient terms on a

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Car Finance

How to Get A Classic Car Loan on a Budget

Collecting classic cars is one of the costliest hobbies around and it is a little trick to get a classical car loan. The price tag on such a baby is sure to cause a panic attack in many people. People found ways of getting a classic car loan despite having a normal budget that in certain circumstances would destroy their dreams of being at the wheel of a vintage beast.

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Business Loans

Business Loan Despite Bankruptcy

Bankruptcy is a highly dreaded word in the realm of financing and getting a business loan despite bankruptcy is a bit difficult. Even though it is dreaded, many people end up in a situation in which filing for bankruptcy is the only solution they have.

dealing with job loss
Fast Loans

Dealing with Job Loss

Dealing with job loss is never easy, especially if it was the sole source of your income. It gets worse when you lose the friends you made at that company. However, there are financial options such as quick loans that can make this point in your life easier.

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Financial Planning

How To Create A Retirement Spending Plan

If you want to create a retirement spending plan, make sure that your expenses are lower than your income. But, if you have troubles in making ends meet, how will you do it? Good thing debtor refinance can help.

family facing financial struggles
Financial Planning

Tips to Manage Financial Challenges

Do you have a steady source of income which covers not only your needs but also your wants as well? If you’re one of the thousands of Australians who want secure finances but are also dealing with financial issues, you may be wondering how you can achieve that reality.

Questions for People Applying For Business Loans
Business Loans

Questions for People Applying For Business Loans

Entrepreneurs and business managers face almost the same stress when it comes to operating a business. But the two are on opposite sides of the spectrum. They’re different. What is the difference? A manager operates an already-established business.

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Personal Loans

Reasons to Pay Arrears with a Personal Loan

Understand the main reasons why you should pay your arrears even if it means getting a personal loan to do it. We will also discuss a few tips on how to use your loans wisely to avoid getting into debt all over again.

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Financial Fitness

How Do I Fix My Credit Score?

Examine your files to know exactly the areas that you need to work on. For example, if you have a terrible credit history, it will be helpful if you can check which accounts you have missed paying, and when you started doing so.

Can you consolidate debt with bad credit?
Debt Consolidation

Can you consolidate debt with Bad Credit

Are you overwhelmed by debt? Do you have a bad credit rating? Can you consolidate debt with Bad Credit? Find out in this blog.

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Financial Fitness

When your credit file is filled with unpaid defaults

Understand that life happens and sometimes, you have to deal with some financial setbacks. Loss of employment, illness and relationship breakdowns may make repayments difficult.

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Business Loans

How to Obtain a Huge Private Funding

Are you looking for ways to get private funding for your research or business venture? Here are ways to start, nurture and grow relationships with private funding resources.

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Mortgage

How to Get an Affordable Second Mortgage

In reality, it only makes sense to get a second mortgage when you don’t have ready access to funds but want to pay for your mortgages and other high-interest debts. It is also a practical and low-cost alternative for those who want to start a business.

Save Money Family
Financial Fitness

Save Money Without Skipping A Family Day Out

It is perfectly normal for borrowers with kids to skip payments to make room for family fun, especially on the weekends. After all, memories matter more than money, right? We came up with several free or cheap fun family activities with your kids so you can enjoy all the fun without spending a penny.