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Why Should You Consolidate Your Debts?

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Get Stressful debt under control

Debt consolidation is a great way to manage your debts. It takes your existing credit cards, mortgage and other debts and rolls them into one easy repayment so you don’t need to juggle multiple bills. With a busy lifestyle, many of our ALC clients love knowing that they only have to worry about one single repayment. For a stress-less way to manage your finances.

reduce interest rates on credit cards and consider debt consolidation

Reduce Your Charges And Simplify Your Life

Debt is stressful. By using a debt consolidation loan you can combine all accumulated credit card debt into a single loan, payment and interest rate.

The biggest reason thousands of Australians have already considered debt consolidation to date is to save money. Since you’re consolidating your higher debt into a lower rate debt, you’re saving hundreds, if not thousands annually on your credit card bills.

For example, switching from an 11% card to a 9% debt consolidation loan can save you up to $200 per year from just one credit card. Do the same for five credit cards and you’ve just saved $1000 per year!

Fix or retain Your credit history

Debt consolidation simplifies your monthly expenses. Since a debt consolidation loan takes away multiple accounts, automatic withdrawals from bank accounts, bills and varying due dates, you save time and the task of organizing your finances becomes much easier.

All it takes it three credit cards close to their credit limit to ruin your credit file. Using a debt consolidation loan to combine those three cards into one loan rather than a maxed out credit card can actually improve your credit score!

Fix or retain your credit history
Paying minimum balances doesn't work long term

Why Paying Credit Cards Doesn’t Work

Minimum payments don’t work. To pay down credit cards you need to put excessive amounts of money at a time on each card — something you don’t readily have. Eventually you’ll find yourself living pay cheque to pay cheque with no end in sight. That is, until you consider debt consolidation.

Australian Lending Centre offers a variety of debt consolidation solutions that can help pay down your credit cards and avoid the interest-gaining trap creditors’ use.

Why You Should Debt Consolidation with ALC

We come to the rescue when the banks can't

We help thousands of Australians each year consolidate debts and get back on track with their finances. If you feel overwhelmed by credit card debt, our debt consolidation services can help. Contact a financial specialist today.

Even if you’ve been turned down for a debt consolidation loan through your bank, we can help. We provide funding to poor credit and no credit accounts.

Everyone deserves a chance to get back on track. Let Australian Lending Centre help you get back in control of your finances!.

alc helps with debt consolidation when the banks reject your loan application

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