Refinancing your home loan can be a stressful exercise, that’s why we’ve made it as easy as possible for people to identify the right refinancing product they’ll need to achieve their specific goals. Here’s a step-by-step guide to refinancing your home loan.
It takes less than 1 minute to fill in our enquiry form, begin by clicking the Enquire Now button. We’ll provide a complimentary ‘home loan health check’ for you and will compare all of the refinancing options available, helping you to identify the right one for your needs. If you need refinancing, a certified specialist at Australian Lending Centre can give you the information you need to see if our refinancing options are right for you.
Once you’ve selected the refinancing option that best suits your circumstances, our refinance consultants will guide you through the application process and will arrange approval on your refinance. At this stage we’ll issue you with a ‘letter of offer’ for your refinancing option. As soon as you accept the offer, you’ll be on your way to a new and improved home loan.
The refinance of your loan(s) is completed at this stage. If you have chosen to access some of your home equity, you can now draw the funds. If you are not quite ready to access your funds, they can remain in an off-set account which can save you money on interest repayments until you are ready to access your home equity.