Are you wanting the most efficient and streamlined process to get your loan approved? We have simple and easy application systems, to get the loan you need as fast s possible. If you need refinancing, debt consolidation, or a bad credit business or personal loan, we can help. Apply online and get the ball rolling. We can’t wait to work with you!
Australian Lending Centre offers a full range of online loans with competitive interest rates and flexible payment terms for every consumer — even those with a less than perfect credit score. When you apply for an online loan with Australian Lending Centre, we create a customised online loan package to suit your budget and your unique circumstances. Take advantage of our full range of online loan products below or contact a specialist today.
Debts can pile up quickly and with the rising cost of credit card interest rates. We offer an online loan for debt consolidation that can turn multiple payments and interest rates into one, convenient monthly debt consolidation payment.
With refinancing, you replace your current mortgage with a new online loan — that means a new interest rate, new payment and new terms, all in your favour. If you just want some money and want to use your home’s equity to borrow against, you have come to the right place!
Whether you’re a business owner or a consumer, there comes a time when you need a fast cash loan, with no credit check. Our full range of short term, fast online loan products help get you out of the financial snag you’re in and help you get back on track.
We are strong supporters of small to medium sized businesses and endeavour to get you the best loan for your business growth needs. We have a wide range of non-bank loan options.
Australian Lending Centre offers secured and unsecured personal loans to fit your specific situation, budgetary concerns and terms. Even with bad credit we aim to help your situation.
If you are looking to up-size, downsize or invest, we offer a range of home loans. We have competitive home loan rates to first home buyers, self-employed, investors and refinance existing loans.
Having a bad credit rating that doesn’t necessarily mean you are a bad customer. ALC offer specialised bad credit personal loans. There are a multitude of reasons for a poor credit history, many of which are no one’s fault.
ALC offer low doc personal loans. These low doc loans require minimal paperwork to get approved, ideal for the self employed individual or temporary worker; these loans require minimal paperwork to get approved.
If you have equity in property — commercial or private — you can qualify for a secured personal loan. Our secured personal loan, bad credit products offer the best interest rates, competitive plans and flexible terms.
With diverse commercial loan options for both big and small businesses, our commercial loan solutions aim to find the right product to suit your enterprise and business growth goals.
ALC specialises in helping customers to manage mounting and seemingly unmanageable debts and we offer help to create genuine debt relief plans to get you debt free in the future.
Our primary goal is to help Aussies find the right financial solutions for non-conforming circumstances, especially those who can’t rely on banks for financial help. If banks say no, we may be able to help.
Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃
Pat was so caring and empathic and gave me clear guidance on my best options!
Pat was very helpful and easy to converse with. Thanks Pat!
Pat was absolutely amazing ! Such an incredible help he has shown !
This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!
Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service
I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat
Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!
Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.
Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.
Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.
Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.
Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!
Chloe was great! Great service and very friendly. Glad to find a solution
A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks
Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service :)
Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service :)
Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.
Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.
Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend
Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.
She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!
“Hakuna Matata – it means no worries for the rest of your debts”
Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.
Talk to one of their consultants today.
Would recommend. Excellent customer service. Willing to help anyone !!
This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!
Pat was very help full very go at helping ne each step very easy to talk to he dose a great job
First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.
It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.
Very informative and supportive, very easy and polite to talk to 🙂
I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.
It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.
Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.
Was very helpful, and helped me get everything sorted and was a very nice person to deal with.
Pat helped me so much and I can’t believe how much this is helped me! Thank you so much
Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future
The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone
Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.
Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation
Compare latest interest rates for home loans, for owner occupiers and/or investment properties.
Work out your repayments, organise your budget or see how much money you could borrow?
We answer all your questions about low doc loans, bad credit loans, debt consolidation loans and business loans.
Find the Australian Lending Centre form downloads here.
Continue through the form and follow through to the upload document prompts.
If approved, the funds could be transferred to your account as little as 72 hours.
For over 25 years, the Australian Lending Centre has provided customers with access to a wide range of financial solutions, making us one of the leading private lenders for good reason.
With services ranging from Debt Consolidation and Refinance to Personal Loans and Debt Management, the Australian Lending Centre could provide you with opportunities even if you’ve been rejected elsewhere.
We offer no credit check loans so you never have to worry about your credit score being affected when applying with us.
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