Need a Loan?

Are you purchasing a new home or looking at refinancing? Australian Lending Centre wants to help. At ALC we know there are many considerations to consider throughout the loan process. We also understand how difficult it can be to find a loan in today’s economy. Even if you’ve been turned down for a home loan or refinance loan by the banks due to bad credit, we may be able to help!

Our Range of Online Loans

ALC offer a full range of lending products with competitive rates and flexible payment terms for every consumer — regardless of credit history. When you apply for a loan with ALC, we create a tailor-made loan package to suit your budget and your specific circumstances. Take advantage of our full range of loan products below or contact a specialist today by calling 1300 138 188 now or enquire now.

Debt ConsolidationDebt Solutions – Debts can pile up quickly and with the rising cost of credit card interest rates, you can end up owing more on your debts than you ever imagined. With Australian Lending Centre we can turn multiple payments and interest rates into one, convenient monthly debt consolidation payment.

Bad credit refinancingRefinancing Loans – Interest rates are more affordable than ever. If you’re stuck in a high interest rate, lower your payment with a refinancing loan.
Short term loans no credit checkShort Term Loans – Whether you’re a business owner or a consumer, there comes a time when you need a fast cash loan, with no credit check. Our full range of short term, fast loan products help get you out of the financial snag you’re in and help you get back on track.
bad credit loans australiaBusiness Loans – Australian Lending Centre is here to help you with your business finance. If you need help to acquire new working capital or grow your business, we can offer a range of business loans.
Personal loans no credit checkPersonal Loans – ALC offers secured and unsecured personal loans to fit your specific situation, budgetary concerns and terms.
home loans no credit check or low doc loansHome Loans – Looking to upsize, downsize or invest? We have a wide range of home loans to suit everyone.
Bad credit loans AustraliaBad Credit Loans – Having a bad credit rating that doesn’t necessarily mean you are a bad customer. ALC offer specialised bad credit personal loans.
 
Low Doc Personal and Business Loans AustraliaLow Doc Loans – ALC offer low doc personal loans. These low doc loans require minimal paperwork to get approved.
Secured personal loan no credit check for bad creditSecured Loans – If you have equity in some property — commercial or private — you can qualify for a secured personal loan. Our secured personal loan, bad credit products offer the best interest rates, competitive plans and flexible terms.
Commercial loans bad credit or low doc loansCommercial Loans – With different kinds of commercial loan options for both big and small businesses, our commercial loans solutions will fit just right for you.
Bad Credit Debt Consolidation and Bad Debt ManagementDebt Management – ALC specialises in helping customers to manage  debts and giving sound advice on creating practical financial plans.
Non-bank lenders no credit checkNon Bank Lenders – We help Aussies find the right financial solutions, especially those who can’t rely on banks for financial help.

“simplify life with ALC loans”

I was on a financial mess, me and my partner were fighting all the time for money issues, the people in ALC help me a lot and make life so much easier and more important my life style and relationship improved a ton. Is incredible what you can achieve with a bit of help an support. Thank you so much guys!

Matt, SYDNEY - NSW

The Australian Leading Centre helped me with finance for my business in April. The process was very easy and the staff, especially Verushka, were great. They kept me informed of what was happening and managed the process for me. From the time of my first enquiry to having the money deposited in my account was quick compared with other lending institutions and the after settlement service has been excellent.

Simon, BATEAU BAY – NSW

I cannot thank you enough and let you know how grateful I am for all the assistance that you and the staff have provided and I look forward to recommending you to friends and family should they need financial advice or assistance. Keep up the great work.

Paul, ERSKINEVILLE –NSW

We love working with the Australian Lending Centre. They are a very talented team with a well though-out process and a lightning speed turnaround time. If you need a financial solution, go for it. ALC group is the team for it.

Jack, Victoria

I just wanted to say how nice it was to speak to a company that’s not pushy and desperate for sales commission. I just spoke to Lilly and although she was unable to assist me due to my current situation, it was refreshing to get some simple advice without any obligation to sign up for something that I didn’t want. It really shows that your company actually cares about helping people.

Andrew, QLD

I was in such a tight spot. I tried the banks for a personal loan and they all rejected me because I didn’t have a credit history to my name because I just started working and paying bills with my name on them. But the team at Australian Lending Centre took me on and helped me throughout the entire process. If not for them, I don’t know where I’d be right now. Highly recommended!

Jack L., BLACKTOWN - NSW

I would highly recommend your services to any person in need and will keep you on top of our directories for any further needs we may have. Once again I commend yourself and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to customers such as myself. Wishing you all the best for the future.

Barbara, DANDENONG – VIC

I just thought I would let you know about how fantastic Rebecca has been with my application I will be recommending Australian Lending Centre to every body I know and mentioning Rebecca name as she has been absolutely 110% helpful.

Cole, ADELAIDE – SA

The team at Australian Lending Centre went above and beyond their requirements to assist me with my debt consolidation. They were friendly, professional, and absolute gems to work with.

Sarah, WA

If I had to use only two words to describe Australian Lending Centre: trustworthy and quick. They were so nice to me and my husband and listened to us with an open ear and no judgement. They were able to secure us a loan that helped us get out of debt.

Carly & Steve, MELBOURNE

I was on a financial mess, me and my partner were fighting all the time for money issues, the people in ALC help me a lot and make life so much easier and more important my life style and relationship improved a ton. Is incredible what you can achieve with a bit of help an support. Thank you so much guys!

Matt, SYDNEY - NSW

I was in such a tight spot. I tried the banks for a personal loan and they all rejected me because I didn’t have a credit history to my name because I just started working and paying bills with my name on them. But the team at Australian Lending Centre took me on and helped me throughout the entire process. If not for them, I don’t know where I’d be right now. Highly recommended!

Jack L., BLACKTOWN - NSW

I would highly recommend your services to any person in need and will keep you on top of our directories for any further needs we may have. Once again I commend yourself and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to customers such as myself. Wishing you all the best for the future.

Barbara, DANDENONG – VIC

I just thought I would let you know about how fantastic Rebecca has been with my application I will be recommending Australian Lending Centre to every body I know and mentioning Rebecca name as she has been absolutely 110% helpful.

Cole, ADELAIDE – SA

The team at Australian Lending Centre went above and beyond their requirements to assist me with my debt consolidation. They were friendly, professional, and absolute gems to work with.

Sarah, WA

If I had to use only two words to describe Australian Lending Centre: trustworthy and quick. They were so nice to me and my husband and listened to us with an open ear and no judgement. They were able to secure us a loan that helped us get out of debt.

Carly & Steve, MELBOURNE

The Australian Leading Centre helped me with finance for my business in April. The process was very easy and the staff, especially Verushka, were great. They kept me informed of what was happening and managed the process for me. From the time of my first enquiry to having the money deposited in my account was quick compared with other lending institutions and the after settlement service has been excellent.

Simon, BATEAU BAY – NSW

I cannot thank you enough and let you know how grateful I am for all the assistance that you and the staff have provided and I look forward to recommending you to friends and family should they need financial advice or assistance. Keep up the great work.

Paul , ERSKINEVILLE –NSW

We love working with the Australian Lending Centre. They are a very talented team with a well though-out process and a lightning speed turnaround time. If you need a financial solution, go for it. ALC group is the team for it.

Jack, Victoria
Interest Rates for Low Doc Loans or Bad Credit Loans
Bad Credit Loan and Bad Debt Calculators
Australian Lending Centre - Client Resources and Media
Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing. For over 20 years, we have helped thousands of Australians with their financial concerns.

“simplify life with ALC loans”

I was on a financial mess, me and my partner were fighting all the time for money issues, the people in ALC help me a lot and make life so much easier and more important my life style and relationship improved a ton. Is incredible what you can achieve with a bit of help an support. Thank you so much guys!

Matt, SYDNEY - NSW

I was in such a tight spot. I tried the banks for a personal loan and they all rejected me because I didn’t have a credit history to my name because I just started working and paying bills with my name on them. But the team at Australian Lending Centre took me on and helped me throughout the entire process. If not for them, I don’t know where I’d be right now. Highly recommended!

Jack L., BLACKTOWN - NSW

I would highly recommend your services to any person in need and will keep you on top of our directories for any further needs we may have. Once again I commend yourself and your staff for extraordinary service and customer service, as this is a great asset to your company and a pleasant experience to customers such as myself. Wishing you all the best for the future.

Barbara, DANDENONG – VIC

I just thought I would let you know about how fantastic Rebecca has been with my application I will be recommending Australian Lending Centre to every body I know and mentioning Rebecca name as she has been absolutely 110% helpful.

Cole, ADELAIDE – SA

The team at Australian Lending Centre went above and beyond their requirements to assist me with my debt consolidation. They were friendly, professional, and absolute gems to work with.

Sarah, WA

If I had to use only two words to describe Australian Lending Centre: trustworthy and quick. They were so nice to me and my husband and listened to us with an open ear and no judgement. They were able to secure us a loan that helped us get out of debt.

Carly & Steve, MELBOURNE

The Australian Leading Centre helped me with finance for my business in April. The process was very easy and the staff, especially Verushka, were great. They kept me informed of what was happening and managed the process for me. From the time of my first enquiry to having the money deposited in my account was quick compared with other lending institutions and the after settlement service has been excellent.

Simon, BATEAU BAY – NSW

I cannot thank you enough and let you know how grateful I am for all the assistance that you and the staff have provided and I look forward to recommending you to friends and family should they need financial advice or assistance. Keep up the great work.

Paul , ERSKINEVILLE –NSW

We love working with the Australian Lending Centre. They are a very talented team with a well though-out process and a lightning speed turnaround time. If you need a financial solution, go for it. ALC group is the team for it.

Jack, Victoria

What Sets us apart from the rest

Unlike banks and traditional lenders, Australian Lending Centre offers finance options for anyone — regardless of credit or employment history. Whether you’re self-employed, just filed bankruptcy or your credit file is just “average” our alternative bank solutions can locate the funding you need to pay down debts, consolidate bills or grow your business. We help over 100,000 consumers every year take control of their finances and get back on track. We offer loans from $1,000 to over $500,000 and every loan is tailored to the customers’ needs.