Quick Loans

Growing families sometimes need fast loans to cover unexpected expenses.

While our enquiry form is a soft enquiry with no impact on your credit rating, in some cases we may not have a financial product suitable for your situation, and you may be redirected to a third party lender. This lender may require a credit check, but only at your discretion.

Get Back On Track With A Cash Advance Loan

No impact on your credit score

For life’s little surprises you can look to Australian Lending Centre. We work faster than the banks and work to get you cash on your timetable. 

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Quick Loans, Rapid Loans or Fast Loans?

It doesn’t matter what you call them, you just want a speedy transfer of funds to your bank account so you can take care of life’s costly surprises. On top of that you don’t want to have to work through reams of paperwork to get to an answer.

The surprise medical bill or car repair that is too big to handle can leave you wondering where to go. Even if you have a bad credit rating, we look beyond these listings to help you find the suitable cash advance loans solution best suited to your situation.

We move fast on cash vance loans because life is fast! Unexpected Bills arise and we want to be able to help you handle the unexpected.

cash advance loans can help when life Get Tough

Our Quick Loans Can Help With Managing bills and debts

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Medical Expenses

When illness or injury occurs it can mean time off work and even with medicare, tests, specialists and anaesthetists bills can pile up. Check our quick loan options for managing bills.

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Car Repairs & servicing

It's important to have a safe and reliable vehicle, and regular servicing can be costly. So can car repairs when things go wrong. Luckily we have fast cash loans so you can fix your car.

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Holidays & Getaways

During the past year, our ability to travel has been interrupted, however, we all need a break now and then. A quick loan can mean you are able to escape to somewhere new.

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Overdue & unexpected bills

Just when you thought it was safe to go back to the letterbox, the energy company sends you the letter we all dread. Electricity and gas bills can make life very stressful, but a fast loan buys you some time.

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Dental Bills

Medicare doesn't cover dental, and unfortunately we all need work done from time to time, sometimes urgently. Our fast loans can make help you get dental work done when you need fillings, crowns or dentures.

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Urgent Home Repairs

You may need a plumber or electrician quickly, but don't have spare cash lying around. A fast loan can make urgent home repairs easier and gives you time to pay off the loan, so you can fix your home quickly.

Quick cash advance Loans Process

Our goal is to get the funds in to your account as quickly as possible. Personal matters arise and you are left needing a bit of money that you don’t have available in the bank. We strive to work to your timetable and earn your trust as a rapid response loan provider.

Quick cash advance Loan Application

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$500K+ Loans | When you need money now, give us a call at 1300 138 188

Quick Bad Credit Loans For Fast Solutions

Many of our clients have bad credit reports; we try to look at other factors when evaluating your application. We work to tailor our rapid loans by understanding the situation you are in. Don’t let poor or bad credit get you down. Our rapid loans team works to understand you as a borrower, because everyone falls on hard times.

When you need cash fast, you don’t have time to wait for the banks to approve you, especially if you don’t have the right documents or you have bad credit. ALC will help you get the cash advance loan you need for up to as much as $500,000.

At Australian Lending Centre, we understand that some financial snags can’t wait until your next pay cheque. Unfortunately, not every pay cheque lasts as long as you anticipate.

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Emergency cash advance loans

Fast Cash Advance Loans For Emergencies

Cash advance loans which are also known as short term loans can be a great way to get finance when you need it fast. These are not to be confused with payday loans, which we do not offer. We offer cash loans up to as much as $500,000 in the form of short term loans When you apply for a loan with ALC, the application process is quick, secure and our team are there to answer any questions you may have and to walk you through the process.

When you apply for your quick cash loan we don’t require mountains of paperwork and the funds can be deposited in as little as 48 hours! Enquire to see if ALC cash solutions are right for you by calling 1300 138 188.

Personal cash loans from banks are complicated and take more time than you have to be approved. Since banks are more strict on whom they lend to, the slightest issue in your credit file could leave you without any emergency cash to get through your financial snag.

Our emergency cash loans change that process, we help Australians in financial distress that don’t have time to wait around in bank queues or fill out lengthy applications. Our short term cash loans are convenient, flexible and affordable, while still be compliant with responsible lending processes.

Rather than incur outrageous late fees, higher interest charges and penalties for paying bills late, take advantage of our cash advance loans. If your utilities are shut-off, you could pay extensive reconnect fees. When you do the math, getting cash on the spot will help you take care of all these little problems ASAP.

Banks have Strict Lending Policies
Emergency loans

Will Bad Credit My Affect Quick Loans Application?

While most bank lenders look at your credit file, Australian Lending Centre doesn’t care if you have bad credit or no credit. We can work with you to see if you qualify for cash advance loans without requiring perfect credit.

Access Quick Cash Advance Loans Now

The application process is quick and simple. Contact an Australian Lending Centre financial specialist today by calling 1300 138 188 or Apply now. Whether you need money to pay your mortgage, cover extensive medical bills or your car needs immediate repairs, we have the big and small cash loans and financial options to help cover you during your time of need.

February 22, 2024
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Thank you soo much for all your kind help Chloe! You have been amazing to deal with and have simplified the whole process for me. Fabulous customer service 😃

February 22, 2024
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Great assistance & very professional

February 20, 2024
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Pat was so caring and empathic and gave me clear guidance on my best options!

February 19, 2024
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Pat was very helpful and easy to converse with. Thanks Pat!

February 17, 2024
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Chloe has been amazing very efficient and lovely to deal with. Thank you so much
February 16, 2024
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Pat was absolutely amazing ! Such an incredible help he has shown !

February 15, 2024
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This morning Pat contacted me to discuss my debts, he was extremely understanding and willing to find a solution to help me in many ways to have a stress free option to consolidate my debts. Pat valued my time and allowed me to be vulnerable and express my financial hardship. Thank you for all your help Pat!

February 14, 2024
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Very helpful took so much stress off my shoulders, didn’t think I’d be able to get out of the situation I was in. Great service

February 9, 2024
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Chloe was super friendly and helpful

February 8, 2024
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I dealt with Pat,
He was very professional and so nice to deal with. He explained everything so well and was amazing. Thanks again Pat

January 30, 2024
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Pat was fantastic, non-judgmental, answered all my questions clearly. He was friendly and warm, I could tell he actually cares about the people he is doing his best to help. 10 stars for Pat!!!

January 29, 2024
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Nothing less I would say about the customer service. The guy named PAT was really helpful and accommodating. He is really informative and would help you go through the process with transparency. Great experience and really a wonderful guy.

January 25, 2024
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He was very helpful and understand too notch employee

January 18, 2024
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Pat was super helpful, non judgemental, accomodating and compassionate. The exact ingredients of support I needed during this extremely difficult time for me. I am truly grateful to him beyond words.

January 17, 2024
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Chloe explained everything in detail, professional, compassionate and easy to talk to. She made me feel like a person, positive about everything. She is a great asset to the company.

January 16, 2024
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Chloe was absolutely amazing and super friendly!! Thank you!

January 15, 2024
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Chloe was very friendly, considerate and understanding. She was also extremely professional and handled my case with great efficiency.

December 20, 2023
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Was great to talk to would do it again if I had to

December 20, 2023
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Chloe was amazing! Transparent and honest and made me feel really comfortable through the whole process. For the first time in a long time I don’t feel so helpless.
Thank you again Chloe for your understanding and support!

December 18, 2023
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Chloe was fantastic to deal with, very professional!!

December 13, 2023
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Chloe was great! Great service and very friendly. Glad to find a solution

December 13, 2023
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Chloe was amazing to speak with. So kind and very helpful.

December 7, 2023
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A big thank you to Emma Jabbour 🙂 for exceptional customer service. Emma wanted to help me get a successful outcome to my enquiry. I look forward to doing business with Emma in the not too distant future. Many thanks, Daniela Marks

December 7, 2023
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Chloe was brilliant and super helpful

December 6, 2023
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Chloe was so supportive and understanding and didn’t make me feel stupid for my situation.

December 4, 2023
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Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service :)

December 4, 2023
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Margarita was a pleasure to speak with, she made the process very easy and advised me everything I need to know and do. Very exceptional customer service :)

November 29, 2023
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Pat was very easy to talk too. I not big on taking on the phone, but pat made it easy experience. The way he explained everything for me made it easier for me to understand all the information he was giving me.
Thanks Pat.

November 28, 2023
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Pat was great, knew what he was talking about, very friendly. Couldn’t say a bad word about him.

November 28, 2023
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Was able to calm me down and feel less embarrassed about my debt.
Very helpful and well spoken, explained everything in detail to me, would highly recommend

November 27, 2023
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Isabel is a superstar. Very helpful, kind, understanding, empathetic and has that calm soothing voice. If anyone’s freaking out about their debts, Isabel will put you at ease.

She must have read the book ” Never Split the difference ” It’s a good book for persuasion. haha!

“Hakuna Matata – it means no worries for the rest of your debts”

Why stress, when Australian Lending Centre can take care of your stress for you? You’re not alone.

Talk to one of their consultants today.

November 27, 2023
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Would recommend. Excellent customer service. Willing to help anyone !!

November 24, 2023
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This year was really hard for me financially as a temporary resident. Living paycheck to paycheck due to being stuck in the payday loan cycle. I saw no way out and was in a perpetual state of pain. Pat was extremely compassionate and understanding, although theres not that can be done in my visa status, Pat went above and beyond to find a solution. I really want to thank Pat for bringing back a smile on my face by shedding light on my situation. Give that man a raise!

November 23, 2023
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Pat was very help full very go at helping ne each step very easy to talk to he dose a great job

November 23, 2023
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First time ever hearing or dealing with Australian Lending Centre and I can say, they’re probably the best staff I’ve ever had the pleasure of speaking with, especially my consultant Pat. He wasn’t just friendly but patient, understanding and very honest and that helped me a lot. Not sugar coating anything but allowing me to be honest and he was also honest with his responses clarifying reasons why and also honest with the outcome that was available to me. I initially wanted to get a consolidation debt loan but wasn’t able to due to the criteria of the lenders that I wasn’t eligible for however he offered me another solution that might be available to me, and this really made me happy. That there isn’t just one solution and that I wasn’t going to be turned away just like I had been by various lenders. I am very happy with Pat’s customer service, he was genuine and didn’t judge me with my credit history or circumstances which people in the financial industry do do sometimes but he didn’t. That means a lot.

November 22, 2023
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It was very easy and I felt relieved that I was able to talk to Margarita who understood exactly what I was g gong through. I was very happy and had exceptional service.

November 22, 2023
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Very informative and supportive, very easy and polite to talk to 🙂

November 20, 2023
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I was able to talk and share my struggles without being judged, very understanding and sympathetic towards my situation and wanted nothing more than to help me through this and see me succeed. Would highly recommend them to anyone.

November 18, 2023
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It was great to receive support and understanding from Pat. He helped me work through my situation and provided me with an option that I believe is going to really help me and my family. He has excellent in listening to my needs and responding positively to my requests. Thank you so much Pat for your professional guidance and support today.

November 17, 2023
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Quick call back and very informative with my options and crunched the numbers to give me an overview of my situation and next best step forward. Above all gave me a chance to explain my situation whilst not being judgemental made me feel comfortable that I’m making the right decision.

November 16, 2023
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Was very helpful, and helped me get everything sorted and was a very nice person to deal with.

November 16, 2023
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Pat helped me so much and I can’t believe how much this is helped me! Thank you so much

November 16, 2023
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Friendly, understanding and informative

November 14, 2023
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Excellent helpful and friendly person (PAT). He explained everything really well so you could understand exactly what happens and how it all works. Great 😃👍.
November 6, 2023
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Friendly, and took the time to help answer all the questions I had. Very patient and understanding.
November 1, 2023
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Pat was very help and very explanatory of the reasons why a certain product would be helpful for my future

November 1, 2023
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The mannerism and the way you are treated was excellent couldn’t ask for more then that I had a few options which was great I recommend Australian lending service to Everyone

October 31, 2023
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Definitely a people’s person. If i had to describe the experience, imagine going to your local doctor, with positive energy, knowing everything is goign to be okay. Furthermore, he is a great listener, but he adds layers of compassion with active listening, rather than, “just doin my job”.

October 30, 2023
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She was so understanding and amazing

October 24, 2023
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Chloe was very kind and understanding!
Made me feel very comfortable even though I feel very uncomfortable talking about my financial situation

Quick Loans & Fast Cash FAQ's

Do you need a cash injection fast? Perhaps your car has broken down and you need to repair it quickly to get you to and from work.

Maybe you’ve had to cover some unexpected bills and you need some fast cash to tide you over until the next payday.

Whatever your reason, quick loans can be your fast cash solution when you need it most. Simple fast loans have the following benefits:

  • The application process is simple. Minimal documentation, minimal time, maximum support

  • Quick loans are flexible & tailored towards you

  • Receive funds directly and quickly.

For those who have bad credit, no credit check loans provide an opportunity to gain finance even if other lenders have said no. They also protect the credit that you do have from declining due to excessive enquiries.

Since your credit score is not checked with this form of finance, no credit check loans do come with their drawbacks. Interest rates are generally higher and you will only be able to borrow smaller amounts of money compared to other types of loans. This is due to the greater level of risk that this form of loan poses since there is no proof that you are a reliable borrower.

No credit check loans do, on the other hand, come with benefits, including:

No Additional Credit Enquiry On Your File

You will not receive a credit enquiry on your file, meaning that you can receive financial support without denting your credit score with a credit enquiry.

Get a Loan, Regardless of Your Credit Score

They enable you to receive a cash injection, no matter how bad your credit score is, or how many other lenders have turned you down.

Gain Approval And Get Fast Cash

You can gain approval and receive cash fast. In some cases, the process of applying to receiving the money in your bank can take as little as 48 hours.

Minimal documentation required

There is minimal documentation required. You must be able to prove you are over 18 years of age, that you have a steady income and provide bank statements.

Big banks are weighed down by the cost of having a massive corporate infrastructure and multiple national branches. Non-bank lenders are more agile and we can pass on savings to borrowers with lower interest rates. Some of the most competitive interest rates on the market are offered by non-banks.