Helping Aussies for over 30 years
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What We Do

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No impact on your credit file

No impact on your credit score

Australian Lending Centre is the country’s largest provider of alternative loan products, debt consolidation services and refinancing. For over 30 years, we have helped thousands of Australians with their financial concerns.

Debt Support is just a few clicks away!

Are you in over your head in debt? Perhaps you have creditors contacting you for payment or threatening further collection? Our debt consolidation specialists have access to a large network of debt relief programs including:

Consolidate Credit Card Debts

Credit Card Consolidation

Combine your existing cards into one repayment, possibly lower interest, one set of fees and start making a debt in the total.

Pay off small loans

Debt Consolidation Loans

When you have many debts, consolidation can help bring them all under one loan, to make it easier to get on top of you budget and finances.

Debt Management

Debt Management Programs

If for some reason consolidation isn't an option, there are always other solutions. We can help you budget, and formulate a plan to free your stress.

Loan Comparison

Debt Relief

If you just need help to get out of a mess, we are experts. Our debt relief options include talking to your creditors on your behalf and negotiating for revised payment schedules and lower interest.

Lower interest rates

Debt Agreement Services

Before considering a drastic step like bankruptcy, a formal debt agreement is an effective way to get debt down and get creditors off your back.

Australian Home Loans

Refinance and Home Loans

If your mortgage payment is sky high or you’ve noticed a drastic decrease in interest rates, you might want to refinance your home or commercial property. Our refinance solutions are quick and simple. We look for the best interest rates and ensure that your monthly payment is more affordable.

Short-Term Loans

People in financial difficulty need fast cash. Whether you own a business and need to pay off your taxes, or you are short of bond and need to move, our short-term loan solutions may be able to help. We offer short-term personal loans, business loans, caveat and bridging finance, working capital loans and more!

Learn more about our products and services.

Short term loans australia
what sets ALC apart from other lenders?

Finance Options for Australians

Unlike banks and traditional lenders, Australian Lending Centre offers finance options for anyone — regardless of credit or employment history. Whether you’re self-employed, just filed bankruptcy or your credit file is just “average” our alternative bank solutions can locate the funding you need to pay down debts, consolidate bills or grow your business.

We help over 100,000 consumers every year take control of their finances and get back on track. We offer loans from $1,000 to over $500,000 and every loan is tailored to the customers’ needs.

We Want to Help

We do not operate like a bank. We offer loan services to all customers and all industries. If you’re being taken to court, can’t pay creditors or you need a finance loan for your company, we want to help.

Contact a specialist today for a no obligation consultation at 1300 138 188 now. Want us to contact you? Enquire now and let our loan specialists start the search for your finance program today!

we accept customers from all walks of life, good and bad credit, with and without property

Start Your Journey With Us

Talk to someone who understands

Our philosophy is that your financial history is history. We care about the future, moving forward and helping you get in a better financial shape.
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When you apply online we do not look at your credit history and it won't impact your credit score in any way.
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