retirement

Second Mortgage: Can You Handle the Effects of Inflation Before Retirement?

How do you protect your finances from inflation especially if you have a second mortgage?

While it is impossible to avoid inflation, you don’t have to suffer the huge impact of the decline in the purchasing power of your money, although you have a second mortgage. If you are careful with your spending decisions today, you […]

By |August 6th, 2018|Categories: Mortgage|Tags: , , , , |Comments Off on Second Mortgage: Can You Handle the Effects of Inflation Before Retirement?

Prepare for Retirement with A Private Loan

Retirement planning has two phases, pre-retirement which can be described as the pre-accumulation of wealth, and post-retirement which is the distribution of your accumulated financial assets. As you near the retirement age, it is important to collate the amount that you need upon retirement and put it into various investment instruments to grow your money. […]

By |July 16th, 2018|Categories: Personal Loans|Tags: , , |Comments Off on Prepare for Retirement with A Private Loan

4 Important Considerations Before you Refinance Your Home

Are you planning to refinance your mortgage? If so, here are some important factors to consider before getting a new loan.
What is your purpose for refinancing?
Refinancing is a type of debt you will get. So, it is important to determine the whys and wherefores before securing it.

People often decide to refinance their mortgages because of […]

By |March 6th, 2017|Categories: Refinance and Refinancing|Tags: , , , , , , |Comments Off on 4 Important Considerations Before you Refinance Your Home

Dreaming about Early Retirement

According to a recent global survey regarding early retirement, Australians dream about this much more than other nationalities. The study revealed that 75% of people who live in Australia and over 45 years old consider retiring within the next five years. Compared to other countries, the number of citizens wishing for this is significantly higher […]

By |April 18th, 2016|Categories: Investment Property Loans, Personal Loans|Tags: , , , , , |Comments Off on Dreaming about Early Retirement

Pay Off Debts and Save for Retirement

Saving up for retirement is one of the things that everyone should pay attention to and take into consideration. Sooner or later, you’ll realise it’s time to stop working and retire. It would be nice to retire if you have sufficient money and don’t have any debts to pay and worry about. Retirement is a […]

By |July 23rd, 2015|Categories: Debt Management, Financial Planning|Tags: , , , , |Comments Off on Pay Off Debts and Save for Retirement

Dealing with Retirement Debt

To many of us, retirement is the time when we would just have to sit back, relax, and enjoy the fruits of our hard labor. It is ideal that when retirement age comes, you should just be living comfortably in your retirement house, not thinking of any stress.

But things could be complicated along the way. Before you know it, you could already have accumulated too much debt in your pre-retirement years. By the time you retire, you could still be servicing some or most of those debts. So how should you deal with debt when you get to your retirement age? Here are some ideas.
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By |February 15th, 2012|Categories: Debt Management|Tags: , , , |Comments Off on Dealing with Retirement Debt