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Best Last Minute Christmas Gifts

With the holiday season just around the corner, everybody is thinking of the best Christmas gifts that would make the loved ones in their lives happy and appreciated. But, most of the times, this season catches us off guard and utterly unprepared, and, all of a sudden, Christmas is only a few weeks away. This is where our guide comes to the rescue – keep on reading to get inspired with ideas for best last minute Christmas gifts. We wish you the best of luck and happy shopping!

Christmas gifts for travelling enthusiasts – “Where I’ve been” scratch travel map

This is a great Christmas gift idea, especially for those who are keen on travelling. It is a map that is covered in a particular kind of sheet you can scratch off. Scratching the map on the parts that the travelling enthusiast has visited will be utterly exciting, and fun as well. Of course, you can also opt for booking a vacation for your beloved one. It depends on your budget.

Spa gift card

Out of Christmas gifts inspiration? If you wish to spoil your significant other, you could opt for offering her a spa gift card. Whether it’s a card for getting a manicure, facial, or even a relaxing massage, your loved one will genuinely adore being pampered and look her best during the most beautiful season of the year. Take it from us. If not, you could consider a spa skincare set, for your loved one to create a spa day at home. You can take your pick.

Concert tickets

Getting concert tickets for your dear ones is a great, effortless idea. You don’t have to shop around, be it the case you are a terrible shopper. If you know your dear one’s preferences in music, purchasing concert tickets to his/her favourite artist is simply great. He/she will love the gesture.

Charitable donations

This is a great idea for a last minute Christmas gift, and it works, especially if the person you intend to get the gift for is interested in this kind of thing. Still, before making the donation, consider the person’s interests. For instance, if your dear one loves animals very much, then make the donation to a charity organisation concerned about it. Or, if your dear one has fought cancer in the past, make a donation on his/her behalf to such an organisation.

If you have any trouble in the financial department, enquire with Australian Lending Centre to get you sorted before Christmas!

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Debt Management

Tips to Avoid Debt this Christmas

Every year the Christmas holidays could be considered as the most expensive shopping season. That is because consumers usually spend so much during this period as giving gifts has been synonymous to the spirit of the season all across the globe. Of course, buying presents come with specific price tags.

Are you ready to once again spend a fortune this Christmas? You do not have to, if you would be more frugal to manage your money this holiday season. Do not spend way beyond your budget set for Christmas shopping. Otherwise, you may end up accumulating more debt that you would take care to repay months after the season. Here are five ideas on how to manage your money this Christmas holiday season so you would not end up being in debt.

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Debt Consolidation

Consolidate Now to Have a Stress Free Christmas

We know it makes sense to save throughout the year for annual spending events such as the Christmas season; however year after year so many of us continue to blow our budget and then spend the following months trying to pay off credit cards and the accumulated interest.

According to the Australian Bureau of Statistics, last Christmas we spent $18 billion at retailers, including $70 million on stuffed toys, $54 million on dolls, $659 million on video games, $10 million on Christmas tree lighting and $63 million on other Christmas goods.

Preparation is the key to a financially stress-free Christmas. Make a list of everyone you need to buy for and write down a limit for each of them. Once you know your total cost you can calculate what you are going to save over the coming three weeks to be able to afford it. Make sure you take your list shopping with you and stick to your limits.