Online Loan And Financial Services​

We have online bank-alternative loans and debt solutions for most financial circumstances, even if you have bad credit, need to consolidate debt or just get a better deal than you are currently getting. You deserve the chance to improve your current financial situation.
No impact on your credit score

Online Loan Services for Aussies

Are you wanting the most efficient and streamlined process to get your loan approved? We have simple and easy application systems, to get the loan you need as fast s possible. If you need refinancing, debt consolidation, or a bad credit business or personal loan, we can help. Apply online and get the ball rolling. We can’t wait to work with you!

Fast, efficient and Online Finance Options

Australian Lending Centre offers a full range of online loans with competitive interest rates and flexible payment terms for every consumer — even those with a less than perfect credit score. When you apply for an online loan with Australian Lending Centre, we create a customised online loan package to suit your budget and your unique circumstances. Take advantage of our full range of online loan products below or contact a specialist today.

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Debt Consolidation Loans

Debts can pile up quickly and with the rising cost of credit card interest rates. We offer an online loan for debt consolidation that can turn multiple payments and interest rates into one, convenient monthly debt consolidation payment.

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Refinance Loans

With refinancing, you replace your current mortgage with a new online loan — that means a new interest rate, new payment and new terms, all in your favour. If you just want some money and want to use your home’s equity to borrow against, you have come to the right place!

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Short Term Loans

Whether you’re a business owner or a consumer, there comes a time when you need a fast cash loan, with no credit check. Our full range of short term, fast online loan products help get you out of the financial snag you’re in and help you get back on track.

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Business Loans

We are strong supporters of small to medium sized businesses and endeavour to get you the best loan for your business growth needs. We have a wide range of non-bank loan options.

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Personal Loans

Australian Lending Centre offers secured and unsecured personal loans to fit your specific situation, budgetary concerns and terms. Even with bad credit we aim to help your situation.

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Home Loans

If you are looking to up-size, downsize or invest, we offer a range of home loans. We have competitive home loan rates to first home buyers, self-employed, investors and refinance existing loans.

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Bad Credit Loans

Having a bad credit rating that doesn’t necessarily mean you are a bad customer. ALC offer specialised bad credit personal loans. There are a multitude of reasons for a poor credit history, many of which are no one’s fault.

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Low Doc Loans

ALC offer low doc personal loans. These low doc loans require minimal paperwork to get approved, ideal for the self employed individual or temporary worker; these loans require minimal paperwork to get approved.

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Secured Loans

If you have equity in property — commercial or private — you can qualify for a secured personal loan. Our secured personal loan, bad credit products offer the best interest rates, competitive plans and flexible terms.

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Commercial Loans

With diverse commercial loan options for both big and small businesses, our commercial loan solutions aim to find the right product to suit your enterprise and business growth goals.

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Debt Management

ALC specialises in helping customers to manage mounting and seemingly unmanageable debts and we offer help to create genuine debt relief plans to get you debt free in the future.

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Non-Bank Lenders

Our primary goal is to help Aussies find the right financial solutions for non-conforming circumstances, especially those who can’t rely on banks for financial help. If banks say no, we may be able to help.

Free Online Loan Tools

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Interest Rates

Compare latest interest rates for home loans, for owner occupiers and/or investment properties.

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Work out your repayments, organise your budget or see how much money you could borrow?

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We answer all your questions about low doc loans, bad credit loans, debt consolidation loans and business loans.

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Find the Australian Lending Centre form downloads here.

Apply for a fast & easy online loan

Click the “Start Your Application” button. It is on the top right in the menu.

Select the type of loan that you want by clicking the button with the icon.

Step 3: Fill out the form icon

Continue through the form and follow through to the upload document prompts.

Step 4: Receive your money fast icon

If approved, the funds could be transferred to your account as little as 72 hours.