Are you purchasing a new home or looking at refinancing? Australian Lending Centre is here to help Aussies just like you. We know there are many considerations throughout the online loan process. We also understand how difficult it can be to find an online loan in these tumultuous times. Even if you’ve been turned down for a home loan or refinance by the banks due to bad credit, we may be able to help!
Australian Lending Centre offers a full range of online loans with competitive interest rates and flexible payment terms for every consumer — even those with a less than perfect credit score. When you apply for an online loan with Australian Lending Centre, we create a customised online loan package to suit your budget and your unique circumstances. Take advantage of our full range of online loan products below or contact a specialist today.
Debts can pile up quickly and with the rising cost of credit card interest rates. We offer an online loan for debt consolidation that can turn multiple payments and interest rates into one, convenient monthly debt consolidation payment.
With refinancing, you replace your current mortgage with a new online loan — that means a new interest rate, new payment and new terms, all in your favour. If you just want some money and want to use your home’s equity to borrow against, you have come to the right place!
Whether you’re a business owner or a consumer, there comes a time when you need a fast cash loan, with no credit check. Our full range of short term, fast online loan products help get you out of the financial snag you’re in and help you get back on track.
If you are looking to up-size, downsize or invest, we offer a range of home loans. We have competitive home loan rates to first home buyers, self-employed, investors and refinance existing loans.
Having a bad credit rating that doesn’t necessarily mean you are a bad customer. ALC offer specialised bad credit personal loans. There are a multitude of reasons for a poor credit history, many of which are no one’s fault.
ALC offer low doc personal loans. These low doc loans require minimal paperwork to get approved, ideal for the self employed individual or temporary worker; these loans require minimal paperwork to get approved.
If you have equity in property — commercial or private — you can qualify for a secured personal loan. Our secured personal loan, bad credit products offer the best interest rates, competitive plans and flexible terms.
Our primary goal is to help Aussies find the right financial solutions for non-conforming circumstances, especially those who can’t rely on banks for financial help. If banks say no, we may be able to help.
Our free online personal loans borrowing power calculator works out how much you'd be able to get as a personal loan.
Our free online budget tool helps you to see where your money is going.Track expenses and income easily, so you can make positive financial choices.
See how much making extra payments can save you over the life of the loan.
Calculate your repayments based upon term of the loan, interest rates and payment frequency.
Compare 2 personal loans on length of loan, payment frequency and interest rates.
Learn about how to manage your money better, discover how finance works and follow economic trends.
It takes less than a minute. Our online form will not impact your credit rating.
Once we get your enquiry, we will call you to clarify details and get to know you.
You will need upload your documents, so we can verify your information.
Once you loan is approved, you check and sign your loan documents.
Funds can be in your account in as little as 48 - 72 hours from approval.