Australia’s interest rates have decreased drastically and now is the best time in years to consolidate debt or get a loan for a new home or both! Given the interest rate atmosphere and the ease of combining of debt into a new home loan, now is the best time to get all your debts rolled into one and simplify your banking as well as take advantage and save with lower interest rates.
Consolidate your debts for a new home
Big banks are not the only option either for someone wanting to grab ahold of the deals to be had in the market right now. Buying a new home is every growing family’s dream and there is no reason why mounting credit card bills or medical bills necessarily have to get in the way of that dream. Having multiple bills coming in from many lenders or debt collection agencies can be tough to manage when the paycheck comes in at the end of the month. Getting all of the debt put under one loan means that there is only one payment to make and it can be managed much easier.
Now non-bank lenders have the ability to offer consumers better deals than big institutional banks usually offer with overhead expenses. If a big bank has not been able to meet your lending needs then it is time to reach out to a non-bank lender to get your debt settled into one weekly, fortnightly or monthly payment.
Consolidate with non bank lenders
Do not let a big bank’s strict rules and regulations get in the way of you and your family’s goals of moving into your dream home and get all of your monthly bills in order. It is possible to consolidate your debts and also take a loan for a new home and get all of this at the rock bottom rates and cost now available to new home buyers. Best of all, the big banks are not your only choice and there are non-bank lenders that will try harder to get your business and will make you a better deal on consolidating your debts into a new home loan. These interest rates will not stay this low forever and now is the time to strike and get your financial future in order under one roof.
To take advantage of these rates, contact your trusted loan expert and find out how you can consolidate your debts into a home loan. The friendly team at Australian Lending Centre is happy to help with any enquiries.