Lending for commercial enterprises

Commercial Finance

Benefits of Commercial Finance

Selecting the most suitable lender to help you with commercial finance can make a big difference to the success of your company. We help businesses in Australia, from small one-person enterprises through to large corporations.

Commercial finance can allow you to think bigger, whether it is new equipment to streamline your production processes or expand into a large premises to take on more employees.

For businesses to succeed they must grow and when you reach the point that you need capital to do this, Australian Lending Centre has fully-trained and experienced loan consultants to assess and guide you through the process. Sometimes businesses need an injection of commercial finance to reach full potential and embrace changing markets and technology.

Our team of financial specialists take the time to work out the best commercial finance options for you and your business whether you’re just starting out, looking to expand your current business, or want to improve your business by purchasing equipment and property.

Increase Your capital

When you own your commercial premises your business has a capital asset which helps your balance sheet and future commercial finance opportunities.

Build Equity

Whatever scale your business, equity can be a big advantage. Owning a commercial premises can help you with commercial finance for future growth.

Longer commercial leases

Commercial investments mean your tenants have longer leases. As commercial leases are generally longer-term offers financial stability to make future business decisions.

Examples of Commercial Finance

Land Bank facilities to rebuild Communities

Rural Property Loans for all types of farms

Mezzanine Debt Finance to fill funding gaps

Commercial Loans to buy or refinance a business

Purchase or Refinance Commercial Property

Factory Finance

Lease of Plant and Equipment

Development and Construction Finance

Land Subdivision Finance

How To Apply for A Commercial Loan

Application for commercial finance is fast and easy. Our goal is to find the best commercial finance for your circumstances. We know time if of the essence with commercial loans, so our goal is to make the process as easy as possible for you.

Complete our Obligation Free Enquiry Form (takes 30 seconds)
We will call you back right away
Submit Your Documents Online
We Assess Your Application
Sign and Accept the Terms of Commercial Finance
Recieve funds in as little as 24 - 72 hours after approval.

Commercial Finance Tools

Commercial Finance Borrowing Power Calculator

Our free online personal loans borrowing power calculator works out how much you'd be able to get as a personal loan.

Interest Rates

Compare fixed and variable interest rates for various types of loans.

Extra Repayment Calculator

See how much making extra payments can save you over the life of the loan.

Loan Repayment Calculator

Calculate your repayments based upon term of the loan, interest rates and payment frequency.

Loan Comparison Calculator

Compare 2 loans on length of loan, payment frequency and interest rates.

Financial Terms Glossary

Information is power, which is why we have a comprehensive dictionary of financial terms.

Commercial Finance FAQ's

What happens after I apply?

As soon as we receive your commercial finance application, we call you to discuss the details, so we can find the most suitable lender or solution to your situation.

How hard is it to get commercial finance?

There are many factors in determining your suitability for commercial loans. These include how long your business has been in operation, whether you have collateral and the purpose of the loan. For most SME’s it can be quite hard to get a bank loan, however there are alternative lenders that will assist you with you financing needs.

Is it possible to get commercial finance without collateral?

Yes, it may be possible for you to obtain commercial finance without collateral. This is called an unsecured loan. The interest rates tend to be higher and you may not be able to obtain as much finance as you would with secured commercial finance.

Some commercial loan types don’t need collateral as such because the purchase of equipment and lands serves as the security.

Some non-bank lenders provide unsecured finance, using your finances and credit information to assess your suitability for the commercial loan